Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Oneonta, NY

For one person, living is cheaper in Oneonta, NY: $2,072 a month against $2,663 in Austin, TX, rent and utilities included – about $7,100 less a year. Rent and utilities account for about half of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
100

Cost of Living Index in Oneonta, NY
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Oneonta, NY Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Oneonta, NY

🇺🇸 United States

$2,072

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Oneonta, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Oneonta, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,072 in Oneonta, NY.

Austin, TX $2,663
Oneonta, NY $2,072

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,976 in Oneonta, NY.

Austin, TX $4,133
Oneonta, NY $2,976

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,881 in Oneonta, NY.

Austin, TX $5,603
Oneonta, NY $3,881

Living in Austin, TX is roughly 29% more expensive than in Oneonta, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Oneonta, NY 53% above.

Meal at Budget Restaurant

$20.77 $20.77

$17.25 $17.25

20.41%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$55.9 $55.9

51.38%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$6.45 $6.45

91.01%

Cappuccino

$5.63 $5.63

$4.05 $4.05

39.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.54 $2.54

46.46%

Water (0.33 liter bottle)

$2.50 $2.50

$2.00 $2.00

25.00%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.94 $2.94

173.81%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.88 $3.88

132.22%

Milk (1 liter)

$1.12 $1.12

$0.90 $0.90

24.44%

White Bread (500g)

$3.75 $3.75

$2.99 $2.99

25.42%

Rice (white) (1kg)

$3.26 $3.26

$1.22 $1.22

167.21%

Eggs

$4.17 $4.17

$2.03 $2.03

105.42%

Local Cheese (1kg)

$12.90 $12.90

$11.10 $11.10

16.22%

Chicken Fillets (1kg)

$14.16 $14.16

$7.84 $7.84

80.61%

Beef Round Steak (1kg)

$16.22 $16.22

$10.30 $10.30

57.48%

Apples (1kg)

$4.33 $4.33

$3.13 $3.13

38.34%

Banana (1kg)

$1.46 $1.46

$1.15 $1.15

26.96%

Oranges (1kg)

$4.51 $4.51

$2.59 $2.59

74.13%

Tomato (1kg)

$4.34 $4.34

$4.42 $4.42

-1.81%

Potato (1kg)

$2.58 $2.58

$1.54 $1.54

67.53%

Onion (1kg)

$2.35 $2.35

$1.67 $1.67

40.72%

Lettuce (1 head)

$1.78 $1.78

$1.45 $1.45

22.76%

Water (1.5 liter bottle)

$2.22 $2.22

$1.53 $1.53

45.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$10.85 $10.85

-8.94%

Wine (Bottle)

$15.08 $15.08

$14.15 $14.15

6.57%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.04 $3.04

-3.95%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.53 $1.53

126.14%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.94 $1.94

-23.20%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.92 $3.92

-30.36%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.20 $2.20

-24.55%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$30.10 $30.10

17.28%

Gasoline (1 liter)

$0.95 $0.95

$1.03 $1.03

-7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.8K $26.8K

34.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.8K $25.8K

4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$145 $145

58.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$34.33 $34.33

73.00%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$75.7 $75.7

-7.66%

Gym Membership (Monthly)

$57.2 $57.2

$41.74 $41.74

37.13%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$11.99 $11.99

19.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,702 $1,702

-11.50%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$17.4K $17.4K

23.21%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$41.69 $41.69

26.67%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$39.31 $39.31

11.47%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$73.9 $73.9

14.71%

Men's Leather Business Shoes

$103 $103

$80.5 $80.5

27.98%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,119 $1,119

70.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,087 $1,087

17.21%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,989 $1,989

84.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,743 $1,743

45.62%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,637 $1,637

365.05%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,680 $1,680

87.91%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,116 $4,116

24.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.67

1.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Oneonta, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Oneonta, NY

$1.1K 52.5% 14.7% $187

Groceries & Markets

Austin, TX

$405 15.2%

Oneonta, NY

$289 14% 28.6% $116

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Oneonta, NY

$255 12.3% 28.9% $103

Eating Out

Austin, TX

$354 13.3%

Oneonta, NY

$247 11.9% 30.3% $107

Clothing & Footwear

Austin, TX

$128 4.8%

Oneonta, NY

$106 5.1% 17.2% $22

Sport & Entertainment

Austin, TX

$86 3.2%

Oneonta, NY

$66 3.2% 23.4% $20

Getting Around

Austin, TX

$59 2.2%

Oneonta, NY

$23 * 1.1% 61.4% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,119 in Oneonta, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $56.0 in Oneonta, NY for a mid-range dinner for two. Groceries echo the gap at $405 vs $289 per month, with Oneonta, NY cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Oneonta, NY

🕒 Local time

17:52 5:52 PM

18:52 6:52 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Highest

Between locations

Austin, TX Oneonta, NY 2,430 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Oneonta, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Oneonta, NY wins on cost – living expenses run 29% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oneonta, NY the obvious pick if budget is a priority.

Average pay runs 24% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,119 in Oneonta, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $1,702 in Oneonta, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oneonta, NY – a meal for two runs $56.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,072 in Oneonta, NY versus $2,663 in Austin, TX, a $2,000 budget is realistic in Oneonta, NY but tight or insufficient in Austin, TX. The gap between the two cities makes Oneonta, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oneonta, NY gentler on the wallet – expenses run 29% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.