Cost of Living Comparison Between Austin, TX and Oneonta, NY Cost of Living Comparison Between Austin, TX and Oneonta, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $2,034 in Oneonta, NY.

Estimated couple costs with rent: $4,184 in Austin, TX versus $2,957 in Oneonta, NY.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $3,880 in Oneonta, NY.

Living in Austin, TX is roughly 33% more expensive than in Oneonta, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 96% above, Oneonta, NY 48% above.

Meal at Budget Restaurant

$19.82 $19.82

$17.40 $17.40

13.91%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$55.0 $55.0

52.47%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$6.58 $6.58

86.93%

Cappuccino

$5.48 $5.48

$4.08 $4.08

34.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.57 $2.57

44.75%

Water (0.33 liter bottle)

$2.36 $2.36

$2.05 $2.05

15.12%

Local Beer (0.5 liter draught)

$7.76 $7.76

$2.95 $2.95

163.05%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$4.02 $4.02

127.36%

Milk (1 liter)

$1.13 $1.13

$0.93 $0.93

21.51%

White Bread (500g)

$3.75 $3.75

$2.96 $2.96

26.69%

Rice (white) (1kg)

$3.43 $3.43

$1.17 $1.17

193.16%

Eggs

$4.35 $4.35

$1.97 $1.97

120.81%

Local Cheese (1kg)

$13.14 $13.14

$11.05 $11.05

18.91%

Chicken Fillets (1kg)

$14.39 $14.39

$7.72 $7.72

86.40%

Beef Round Steak (1kg)

$17.20 $17.20

$9.95 $9.95

72.86%

Apples (1kg)

$4.49 $4.49

$3.09 $3.09

45.31%

Banana (1kg)

$1.44 $1.44

$1.15 $1.15

25.22%

Oranges (1kg)

$4.67 $4.67

$2.60 $2.60

79.62%

Tomato (1kg)

$4.97 $4.97

$4.44 $4.44

11.94%

Potato (1kg)

$3.00 $3.00

$1.55 $1.55

93.55%

Onion (1kg)

$2.69 $2.69

$1.66 $1.66

62.05%

Lettuce (1 head)

$1.85 $1.85

$1.47 $1.47

25.85%

Water (1.5 liter bottle)

$2.18 $2.18

$1.46 $1.46

49.32%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$11.20 $11.20

-15.63%

Wine (Bottle)

$15.11 $15.11

$14.25 $14.25

6.04%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$2.92 $2.92

-1.03%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$1.51 $1.51

131.13%

One-way Ticket (Public Transport)

$1.64 $1.64

$2.02 $2.02

-18.81%

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$3.83 $3.83

-26.63%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.18 $2.18

-27.52%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$29.98 $29.98

17.34%

Gasoline (1 liter)

$0.90 $0.90

$1.03 $1.03

-12.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$27.4K $27.4K

30.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.4K $26.4K

4.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$142 $142

56.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$35.59 $35.59

63.70%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$74.1 $74.1

-6.75%

Gym Membership (Monthly)

$66.2 $66.2

$42.34 $42.34

56.26%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$13.78 $13.78

$12.03 $12.03

14.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$1,716 $1,716

-11.08%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$17.9K $17.9K

18.22%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$41.54 $41.54

31.32%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$40.28 $40.28

9.26%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$74.4 $74.4

20.67%

Men's Leather Business Shoes

$109 $109

$81.8 $81.8

32.75%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$1,111 $1,111

74.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$1,086 $1,086

15.91%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$2,028 $2,028

85.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,729 $1,729

49.94%

Buy Apartment in City Center (m2)

$7,403 $7,403

$1,644 $1,644

350.30%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$1,685 $1,685

90.14%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

$4,038 $4,038

25.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.03

6.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Oneonta, NY: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $1,111 in Oneonta, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Austin, TX vs $55.0 in Oneonta, NY for a mid-range dinner for two. Groceries echo the gap at $417 vs $285 per month, with Oneonta, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Oneonta, NY wins on cost – living expenses run 33% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oneonta, NY the obvious pick if budget is a priority.

Average pay runs 26% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,942 in Austin, TX versus $1,111 in Oneonta, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,526 in Austin, TX versus $1,716 in Oneonta, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oneonta, NY – a meal for two runs $55.0 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,034 in Oneonta, NY versus $2,695 in Austin, TX, a $2,000 budget is realistic in Oneonta, NY but tight or insufficient in Austin, TX. The gap between the two cities makes Oneonta, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oneonta, NY gentler on the wallet – expenses run 33% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.