Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Novi Sad

For one person, living is cheaper in Novi Sad: $1,371 a month against $2,704 in Austin, TX, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
67

Cost of Living Index in Novi Sad
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Novi Sad Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Novi Sad

🇷🇸 Serbia

$1,371

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Novi Sad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Novi Sad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,371 in Novi Sad.

Austin, TX $2,704
Novi Sad $1,371

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,114 in Novi Sad.

Austin, TX $4,133
Novi Sad $2,114

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $2,856 in Novi Sad.

Austin, TX $5,562
Novi Sad $2,856

Living in Austin, TX is roughly 97% more expensive than in Novi Sad, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Novi Sad 2% above.

Meal at Budget Restaurant

$20.22 $20.22

$9.93 RSD 1,035

103.63%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$49.70 RSD 5,177

71.09%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$12.00 RSD 1,250

2.92%

Cappuccino

$5.47 $5.47

$2.61 RSD 272

109.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.32 RSD 242

64.66%

Water (0.33 liter bottle)

$2.50 $2.50

$1.83 RSD 191

36.61%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.91 RSD 303

176.98%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.78 RSD 393

137.83%

Milk (1 liter)

$1.13 $1.13

$1.40 RSD 146

-19.29%

White Bread (500g)

$3.78 $3.78

$0.95 RSD 98.9

297.89%

Rice (white) (1kg)

$3.25 $3.25

$2.68 RSD 279

21.27%

Eggs

$4.14 $4.14

$2.54 RSD 265

62.99%

Local Cheese (1kg)

$13.08 $13.08

$13.09 RSD 1,364

-0.08%

Chicken Fillets (1kg)

$14.31 $14.31

$7.52 RSD 783

90.29%

Beef Round Steak (1kg)

$15.96 $15.96

$14.35 RSD 1,495

11.22%

Apples (1kg)

$4.38 $4.38

$1.71 RSD 178

156.14%

Banana (1kg)

$1.45 $1.45

$1.98 RSD 206

-26.77%

Oranges (1kg)

$4.54 $4.54

$1.66 RSD 173

173.49%

Tomato (1kg)

$4.19 $4.19

$2.55 RSD 266

64.31%

Potato (1kg)

$2.63 $2.63

$1.01 RSD 105

160.40%

Onion (1kg)

$2.36 $2.36

$0.68 RSD 70.8

247.06%

Lettuce (1 head)

$1.76 $1.76

$0.96 RSD 100

83.33%

Water (1.5 liter bottle)

$2.16 $2.16

$0.66 RSD 68.4

227.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$4.84 RSD 504

102.69%

Wine (Bottle)

$14.72 $14.72

$7.46 RSD 777

97.32%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$0.92 RSD 95.5

202.17%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.21 RSD 230

57.47%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.99 RSD 103

50.51%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$24.45 RSD 2,547

65.69%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.33 RSD 243

14.59%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.93 RSD 96.6

69.89%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$10.35 RSD 1,078

240.97%

Gasoline (1 liter)

$0.99 $0.99

$1.83 RSD 191

-45.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$30.7K RSD 3.2M

16.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.3K RSD 2.7M

3.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$223 RSD 23.2K

-1.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$20.57 RSD 2,143

181.92%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$33.21 RSD 3,459

105.84%

Gym Membership (Monthly)

$57.9 $57.9

$36.61 RSD 3,814

58.15%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$11.06 RSD 1,152

34.00%

Cinema Ticket

$14.13 $14.13

$7.30 RSD 761

93.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$372 RSD 38.7K

305.84%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,710 RSD 803.2K

178.30%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$119 RSD 12.4K

-56.62%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$43.40 RSD 4,521

1.50%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$137 RSD 14.2K

-37.76%

Men's Leather Business Shoes

$105 $105

$124 RSD 12.9K

-14.88%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$495 RSD 51.5K

290.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$405 RSD 42.2K

213.83%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$955 RSD 99.5K

284.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$753 RSD 78.5K

235.23%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,527 RSD 367.4K

116.00%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,586 RSD 269.4K

23.71%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$1,240 RSD 129.2K

311.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.21

30.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Novi Sad: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Novi Sad

$405 29.2% 68.1% $867

Groceries & Markets

Austin, TX

$403 15.3%

Novi Sad

$244 17.6% 39.4% $159

Eating Out

Austin, TX

$348 13.2%

Novi Sad

$186 13.4% 46.7% $162

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Novi Sad

$276 19.9% 20% $69

Clothing & Footwear

Austin, TX

$129 4.9%

Novi Sad

$190 13.7% 47.8% $62

Sport & Entertainment

Austin, TX

$86 3.3%

Novi Sad

$51 3.7% 40.6% $35

Getting Around

Austin, TX

$57 2.2%

Novi Sad

$35 2.6% 37.9% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $495 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 312% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $50.0 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $403 vs $244 per month, with Novi Sad cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇷🇸 Novi Sad

🕒 Local time

08:02 8:02 AM

15:02 3:02 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

260,438

💱 Currency

United States Dollar USD $

Serbian Dinar RSD din

📈 Exchange rate

1 USD = 0.892 EUR

1,000 RSD = 9.6 USD

1,000 RSD = 8.57 EUR

Exchange rates and currency converter

RSD, EUR to USD – United States Dollar Converter

🇷🇸 Serbian Dinar (din)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.57 EUR).

RSD to USD in detail →

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Between locations

Austin, TX Novi Sad 9,520 km ≈ 12 h nonstop flight

From you

Austin, TX
Novi Sad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Novi Sad: Cost of Living - Frequently Asked Questions

Novi Sad wins on cost – living expenses run 97% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Novi Sad the obvious pick if budget is a priority.

Average pay runs 312% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $495 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,371 in Novi Sad – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Novi Sad runs roughly 66% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,371 in Novi Sad versus $2,704 in Austin, TX, a $1,500 budget is realistic in Novi Sad but tight or insufficient in Austin, TX. The gap between the two cities makes Novi Sad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Sad gentler on the wallet – expenses run 97% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.