Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Niceville, FL

For one person, living is cheaper in Niceville, FL: $2,424 a month against $2,667 in Austin, TX, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
115

Cost of Living Index in Niceville, FL
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Niceville, FL Living Index

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Austin, TX

🇺🇸 United States

$2,667

/mo nomad

Niceville, FL

🇺🇸 United States

$2,424

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Niceville, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Niceville, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,667 in Austin, TX versus $2,424 in Niceville, FL.

Austin, TX $2,667
Niceville, FL $2,424

Estimated couple costs with rent: $4,127 in Austin, TX versus $3,535 in Niceville, FL.

Austin, TX $4,127
Niceville, FL $3,535

Monthly costs for a family of three with rent: $5,587 in Austin, TX versus $4,646 in Niceville, FL.

Austin, TX $5,587
Niceville, FL $4,646

Living in Austin, TX is roughly 10% more expensive than in Niceville, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Niceville, FL 81% above.

Meal at Budget Restaurant

$20.96 $20.96

$15.75 $15.75

33.08%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$66.5 $66.5

27.79%

Fast Food Meal (McDonalds, etc)

$12.40 $12.40

$11.69 $11.69

6.07%

Cappuccino

$5.52 $5.52

$4.56 $4.56

21.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.23 $2.23

63.68%

Water (0.33 liter bottle)

$2.41 $2.41

$1.62 $1.62

48.77%

Local Beer (0.5 liter draught)

$7.80 $7.80

$4.89 $4.89

59.51%

Imported Beer (0.33 liter bottle)

$9.07 $9.07

$6.88 $6.88

31.83%

Milk (1 liter)

$1.11 $1.11

$1.01 $1.01

9.90%

White Bread (500g)

$3.57 $3.57

$3.20 $3.20

11.56%

Rice (white) (1kg)

$3.54 $3.54

$2.01 $2.01

76.12%

Eggs

$4.43 $4.43

$2.47 $2.47

79.35%

Local Cheese (1kg)

$13.01 $13.01

$11.22 $11.22

15.95%

Chicken Fillets (1kg)

$14.19 $14.19

$10.02 $10.02

41.62%

Beef Round Steak (1kg)

$16.24 $16.24

$13.64 $13.64

19.06%

Apples (1kg)

$4.60 $4.60

$3.98 $3.98

15.58%

Banana (1kg)

$1.46 $1.46

$1.52 $1.52

-3.95%

Oranges (1kg)

$4.52 $4.52

$3.35 $3.35

34.93%

Tomato (1kg)

$4.56 $4.56

$3.50 $3.50

30.29%

Potato (1kg)

$2.55 $2.55

$3.16 $3.16

-19.30%

Onion (1kg)

$2.42 $2.42

$2.88 $2.88

-15.97%

Lettuce (1 head)

$1.84 $1.84

$1.70 $1.70

8.24%

Water (1.5 liter bottle)

$2.19 $2.19

$1.73 $1.73

26.59%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 $9.89

$8.13 $8.13

21.65%

Wine (Bottle)

$14.85 $14.85

$15.17 $15.17

-2.11%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.92 $1.92

51.56%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$2.25 $2.25

53.33%

One-way Ticket (Public Transport)

$1.27 $1.27

Public Transport Monthly Pass (Regular Price)

$41.44 $41.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$2.51 $2.51

11.95%

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$1.52 $1.52

5.92%

Taxi 1hour Waiting (Normal Tariff)

$34.86 $34.86

$28.66 $28.66

21.63%

Gasoline (1 liter)

$1.02 $1.02

$0.90 $0.90

13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$30.2K $30.2K

15.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$25.1K $25.1K

8.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$171 $171

46.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$50.9 $50.9

18.45%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$65.2 $65.2

7.66%

Gym Membership (Monthly)

$64.5 $64.5

$63.0 $63.0

2.35%

Tennis Court (1 Hour on Weekend)

$12.51 $12.51

$25.07 $25.07

-50.10%

Cinema Ticket

$14.07 $14.07

$14.25 $14.25

-1.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$718 $718

103.18%

International Primary School, 1 Child (Yearly)

$26.8K $26.8K

$8,644 $8,644

209.74%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$37.62 $37.62

39.45%

Summer Dress (H&M, Zara, etc)

$46.03 $46.03

$34.77 $34.77

32.38%

Sport Shoes (Adidas, Nike)

$84.6 $84.6

$86.4 $86.4

-2.06%

Men's Leather Business Shoes

$109 $109

$105 $105

3.45%

1-bedroom Apartment, City Center (Monthly)

$2,192 $2,192

$1,501 $1,501

45.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,244 $1,244

$1,315 $1,315

-5.35%

3-bedroom Apartment, City Center (Monthly)

$3,993 $3,993

$2,550 $2,550

56.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,476 $2,476

$2,184 $2,184

13.37%

Buy Apartment in City Center (m2)

$7,454 $7,454

$3,078 $3,078

142.14%

Buy Apartment Outside City Center (m2)

$2,974 $2,974

$2,732 $2,732

8.86%

Average Monthly Net Salary (After Tax)

$4,948 $4,948

$4,053 $4,053

22.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 8, 2026

Last update for Niceville, FL: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 46.7%

Niceville, FL

$1.3K 54.2% 5.7% $70

Groceries & Markets

Austin, TX

$407 15.3%

Niceville, FL

$332 13.7% 18.5% $75

Monthly Utilities & Internet

Austin, TX

$382 14.3%

Niceville, FL

$287 11.9% 24.7% $94

Eating Out

Austin, TX

$352 13.2%

Niceville, FL

$269 11.1% 23.6% $83

Clothing & Footwear

Austin, TX

$131 4.9%

Niceville, FL

$119 4.9% 9.6% $13

Sport & Entertainment

Austin, TX

$93 3.5%

Niceville, FL

$92 3.8% 1.2% $1.1

Getting Around

Austin, TX

$57 2.2%

Niceville, FL

$10 * 0.4% 82.4% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,192 in Austin, TX and $1,501 in Niceville, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 22% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $67 in Niceville, FL for a mid-range dinner for two. Groceries echo the gap at $407 vs $332 per month, with Niceville, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Niceville, FL

🕒 Local time

22:57 10:57 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

12,277

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.891 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Niceville, FL 1,080 km ≈ 1 h 45 min nonstop flight

From you

Austin, TX
Niceville, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Niceville, FL: Cost of Living - Frequently Asked Questions

Niceville, FL wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Niceville, FL the obvious pick if budget is a priority.

Average pay runs 22% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,192 in Austin, TX versus $1,501 in Niceville, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,458 in Austin, TX versus $718 in Niceville, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Niceville, FL – a meal for two runs $67 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

For families, Niceville, FL is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Niceville, FL wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.