Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Niagara Falls, NY

For one person, living is cheaper in Niagara Falls, NY: $2,300 a month against $2,698 in Austin, TX, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Austin, TX outweigh lower spending on other living expenses.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
112

Cost of Living Index in Niagara Falls, NY
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Niagara Falls, NY Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Niagara Falls, NY

🇺🇸 United States

$2,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Niagara Falls, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Niagara Falls, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,300 in Niagara Falls, NY.

Austin, TX $2,698
Niagara Falls, NY $2,300

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,277 in Niagara Falls, NY.

Austin, TX $4,160
Niagara Falls, NY $3,277

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,253 in Niagara Falls, NY.

Austin, TX $5,622
Niagara Falls, NY $4,253

Living in Austin, TX is roughly 17% more expensive than in Niagara Falls, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, Niagara Falls, NY 70% above.

Meal at Budget Restaurant

$20.63 $20.63

$22.45 $22.45

-8.11%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$94.7 $94.7

-10.69%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$12.18 $12.18

-0.90%

Cappuccino

$5.48 $5.48

$5.93 $5.93

-7.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.75 $2.75

38.18%

Water (0.33 liter bottle)

$2.47 $2.47

$2.03 $2.03

21.67%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.00 $7.00

15.00%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.33 $7.33

21.15%

Milk (1 liter)

$1.11 $1.11

$0.95 $0.95

16.84%

White Bread (500g)

$3.72 $3.72

$3.39 $3.39

9.73%

Rice (white) (1kg)

$3.37 $3.37

$4.37 $4.37

-22.88%

Eggs

$4.32 $4.32

$4.04 $4.04

6.93%

Local Cheese (1kg)

$13.13 $13.13

$10.97 $10.97

19.69%

Chicken Fillets (1kg)

$14.15 $14.15

$9.72 $9.72

45.58%

Beef Round Steak (1kg)

$16.33 $16.33

$16.09 $16.09

1.49%

Apples (1kg)

$4.55 $4.55

$6.48 $6.48

-29.78%

Banana (1kg)

$1.46 $1.46

$1.50 $1.50

-2.67%

Oranges (1kg)

$4.71 $4.71

$5.28 $5.28

-10.80%

Tomato (1kg)

$4.15 $4.15

$7.09 $7.09

-41.47%

Potato (1kg)

$2.58 $2.58

$2.99 $2.99

-13.71%

Onion (1kg)

$2.35 $2.35

$3.85 $3.85

-38.96%

Lettuce (1 head)

$1.77 $1.77

$2.61 $2.61

-32.18%

Water (1.5 liter bottle)

$2.14 $2.14

$2.44 $2.44

-12.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$15.05 $15.05

-32.89%

Wine (Bottle)

$15.19 $15.19

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.04 $2.04

38.24%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.03 $4.03

-14.64%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.48 $2.48

-37.90%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$56.1 $56.1

-26.88%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.84 $3.84

-27.08%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.18 $2.18

-26.61%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$29.66 $29.66

15.78%

Gasoline (1 liter)

$0.94 $0.94

$1.10 $1.10

-14.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$31.0K $31.0K

9.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.3K $26.3K

1.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$232 $232

-4.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$52.7 $52.7

11.76%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$73.2 $73.2

-3.53%

Gym Membership (Monthly)

$57.7 $57.7

$39.36 $39.36

46.60%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$14.89 $14.89

-4.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,514 $1,514

-0.24%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$17.9K $17.9K

16.81%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$53.1 $53.1

-3.48%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$45.10 $45.10

-2.06%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$95.1 $95.1

-8.48%

Men's Leather Business Shoes

$104 $104

$113 $113

-7.48%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,036 $1,036

87.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$889 $889

48.11%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,436 $1,436

155.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,097 $1,097

133.87%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,897 $1,897

287.59%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$1,895 $1,895

65.12%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$1,603 $1,603

229.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.52

4.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Niagara Falls, NY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Niagara Falls, NY

$889 38.6% 32.5% $428

Groceries & Markets

Austin, TX

$406 15.1%

Niagara Falls, NY

$410 17.8% 0.9% $3.8

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Niagara Falls, NY

$358 15.6% 1.7% $6.1

Eating Out

Austin, TX

$350 13%

Niagara Falls, NY

$356 15.5% 1.7% $6

Clothing & Footwear

Austin, TX

$129 4.8%

Niagara Falls, NY

$138 6% 6.7% $8.7

Sport & Entertainment

Austin, TX

$86 3.2%

Niagara Falls, NY

$69 3% 19.8% $17

Getting Around

Austin, TX

$58 2.2%

Niagara Falls, NY

$81 3.5% 39.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,036 in Niagara Falls, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 230% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $95.0 in Niagara Falls, NY for a mid-range dinner for two. Groceries echo the gap at $406 vs $410 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Niagara Falls, NY

🕒 Local time

19:20 7:20 PM

20:20 8:20 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

48,671

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Austin, TX Niagara Falls, NY 2,180 km ≈ 3 h 15 min nonstop flight

From you

Austin, TX
Niagara Falls, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Niagara Falls, NY: Cost of Living - Frequently Asked Questions

Niagara Falls, NY wins on cost – living expenses run 17% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Niagara Falls, NY the obvious pick if budget is a priority.

Average pay runs 230% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,036 in Niagara Falls, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,300 in Niagara Falls, NY – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niagara Falls, NY runs roughly 37% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,300 in Niagara Falls, NY versus $2,698 in Austin, TX, a $2,500 budget is realistic in Niagara Falls, NY but tight or insufficient in Austin, TX. The gap between the two cities makes Niagara Falls, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Niagara Falls, NY gentler on the wallet – expenses run 17% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.