Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Negros

For one person, living is cheaper in Negros: $739 a month against $2,698 in Austin, TX, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
36

Cost of Living Index in Negros
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Negros Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Negros

🇵🇭 Philippines

$739

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Negros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Negros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $739 in Negros.

Austin, TX $2,698
Negros $739

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,121 in Negros.

Austin, TX $4,160
Negros $1,121

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $1,503 in Negros.

Austin, TX $5,622
Negros $1,503

Living in Austin, TX is roughly 265% more expensive than in Negros, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Negros is 45% below.

Meal at Budget Restaurant

$20.63 $20.63

$2.94 ₱185

601.70%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$11.99 ₱755

605.34%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$2.77 ₱175

335.74%

Cappuccino

$5.48 $5.48

$1.40 ₱88.2

291.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$0.67 ₱41.96

467.16%

Water (0.33 liter bottle)

$2.47 $2.47

$0.42 ₱26.27

488.10%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.21 ₱76.1

565.29%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$1.96 ₱123

353.06%

Milk (1 liter)

$1.11 $1.11

$1.93 ₱121

-42.49%

White Bread (500g)

$3.72 $3.72

$1.11 ₱69.7

235.14%

Rice (white) (1kg)

$3.37 $3.37

$0.96 ₱60.6

251.04%

Eggs

$4.32 $4.32

$1.96 ₱123

120.41%

Local Cheese (1kg)

$13.13 $13.13

$9.83 ₱619

33.57%

Chicken Fillets (1kg)

$14.15 $14.15

$4.51 ₱284

213.75%

Beef Round Steak (1kg)

$16.33 $16.33

$7.35 ₱463

122.18%

Apples (1kg)

$4.55 $4.55

$3.32 ₱209

37.05%

Banana (1kg)

$1.46 $1.46

$1.41 ₱88.6

3.55%

Oranges (1kg)

$4.71 $4.71

$2.41 ₱152

95.44%

Tomato (1kg)

$4.15 $4.15

$1.53 ₱96.4

171.24%

Potato (1kg)

$2.58 $2.58

$2.42 ₱152

6.61%

Onion (1kg)

$2.35 $2.35

$1.89 ₱119

24.34%

Lettuce (1 head)

$1.77 $1.77

$1.14 ₱71.7

55.26%

Water (1.5 liter bottle)

$2.14 $2.14

$0.64 ₱40.01

234.38%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$2.91 ₱183

247.08%

Wine (Bottle)

$15.19 $15.19

$6.11 ₱385

148.61%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.23 ₱77.4

129.27%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$1.74 ₱110

97.70%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.26 ₱16.37

492.31%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$11.32 ₱713

262.10%

Taxi Start (Normal Tariff)

$2.80 $2.80

$0.79 ₱49.77

254.43%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.23 ₱14.53

595.65%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$1.89 ₱119

1716.93%

Gasoline (1 liter)

$0.94 $0.94

$1.33 ₱83.9

-29.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$21.1K ₱1.3M

61.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$19.3K ₱1.2M

38.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$120 ₱7,531

86.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$14.43 ₱908

308.18%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$27.86 ₱1,754

153.37%

Gym Membership (Monthly)

$57.7 $57.7

$32.58 ₱2,051

77.10%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$4.62 ₱291

257.79%

Cinema Ticket

$14.26 $14.26

$5.44 ₱342

162.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$130 ₱8,211

1058.52%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$8,096 ₱509.8K

158.02%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$32.81 ₱2,066

56.26%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$19.16 ₱1,206

130.53%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$76.9 ₱4,843

13.09%

Men's Leather Business Shoes

$104 $104

$57.8 ₱3,638

80.57%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$269 ₱17.0K

620.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$169 ₱10.6K

679.28%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$511 ₱32.2K

617.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$358 ₱22.5K

616.85%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,453 ₱154.4K

199.84%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$992 ₱62.5K

215.29%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$241 ₱15.2K

2092.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Negros: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Negros

$169 22.9% 87.2% $1.1K

Groceries & Markets

Austin, TX

$406 15.1%

Negros

$204 27.5% 49.9% $202

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Negros

$162 21.9% 54% $190

Eating Out

Austin, TX

$350 13%

Negros

$63 8.5% 82% $287

Clothing & Footwear

Austin, TX

$129 4.8%

Negros

$84 11.4% 34.9% $45

Sport & Entertainment

Austin, TX

$86 3.2%

Negros

$43 5.9% 49.6% $43

Getting Around

Austin, TX

$58 2.2%

Negros

$14 1.9% 75.3% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $269 in Negros. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2092% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $12.00 in Negros for a mid-range dinner for two. Groceries echo the gap at $406 vs $204 per month, with Negros cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Negros

🕒 Local time

12:04 12:04 PM

01:04 1:04 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

4,414,131

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Negros 13,770 km ≈ 18 h nonstop flight

From you

Austin, TX
Negros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Negros: Cost of Living - Frequently Asked Questions

Negros wins on cost – living expenses run 265% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Negros the obvious pick if budget is a priority.

Average pay runs 2092% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $269 in Negros. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $739 in Negros – a 265% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Negros runs roughly 262% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $739 in Negros versus $2,698 in Austin, TX, a $1,500 budget is realistic in Negros but tight or insufficient in Austin, TX. The gap between the two cities makes Negros the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Negros gentler on the wallet – expenses run 265% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.