Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Naples

For one person, living is cheaper in Naples: $1,799 a month against $2,704 in Austin, TX, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Naples

🇮🇹 Italy

$1,799

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,799 in Naples.

Austin, TX $2,704
Naples $1,799

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,734 in Naples.

Austin, TX $4,133
Naples $2,734

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $3,668 in Naples.

Austin, TX $5,562
Naples $3,668

Living in Austin, TX is roughly 50% more expensive than in Naples, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Naples 34% above.

Meal at Budget Restaurant

$20.22 $20.22

$17.05 €15.20

18.59%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$75.3 €67.1

12.95%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$11.27 €10.05

9.58%

Cappuccino

$5.47 $5.47

$2.33 €2.08

134.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.40 €2.14

59.17%

Water (0.33 liter bottle)

$2.50 $2.50

$1.22 €1.09

104.92%

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.58 €4.97

44.44%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$4.64 €4.14

93.75%

Milk (1 liter)

$1.13 $1.13

$1.91 €1.70

-40.84%

White Bread (500g)

$3.78 $3.78

$1.86 €1.65

103.23%

Rice (white) (1kg)

$3.25 $3.25

$3.14 €2.80

3.50%

Eggs

$4.14 $4.14

$4.58 €4.08

-9.61%

Local Cheese (1kg)

$13.08 $13.08

$16.02 €14.28

-18.35%

Chicken Fillets (1kg)

$14.31 $14.31

$12.67 €11.30

12.94%

Beef Round Steak (1kg)

$15.96 $15.96

$20.57 €18.34

-22.41%

Apples (1kg)

$4.38 $4.38

$2.46 €2.20

78.05%

Banana (1kg)

$1.45 $1.45

$2.03 €1.81

-28.57%

Oranges (1kg)

$4.54 $4.54

$2.33 €2.08

94.85%

Tomato (1kg)

$4.19 $4.19

$3.69 €3.29

13.55%

Potato (1kg)

$2.63 $2.63

$1.78 €1.59

47.75%

Onion (1kg)

$2.36 $2.36

$1.71 €1.52

38.01%

Lettuce (1 head)

$1.76 $1.76

$1.38 €1.23

27.54%

Water (1.5 liter bottle)

$2.16 $2.16

$0.58 €0.52

272.41%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$6.94 €6.19

41.35%

Wine (Bottle)

$14.72 $14.72

$6.21 €5.54

137.04%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.79 €1.59

55.31%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.14 €2.80

10.83%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.72 €1.53

-13.37%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$46.44 €41.41

-12.77%

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.40 €3.92

-39.32%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.26 €1.13

25.40%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$23.42 €20.88

50.68%

Gasoline (1 liter)

$0.99 $0.99

$2.18 €1.94

-54.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$36.7K €32.7K

-2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$35.5K €31.6K

-23.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$199 €177

10.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$9.27 €8.27

525.57%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$30.72 €27.39

122.53%

Gym Membership (Monthly)

$57.9 $57.9

$57.7 €51.4

0.42%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$21.28 €18.97

-30.36%

Cinema Ticket

$14.13 $14.13

$11.30 €10.08

25.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$452 €403

234.24%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,021 €7,151

167.52%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$95.1 €84.8

-45.69%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$42.09 €37.53

4.66%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$103 €91.4

-17.01%

Men's Leather Business Shoes

$105 $105

$124 €110

-15.00%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$972 €866

98.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$668 €596

90.43%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,846 €1,646

98.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,111 €990

127.30%

Buy Apartment in City Center (m2)

$7,617 $7,617

$4,771 €4,254

59.65%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,159 €1,925

48.16%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$1,881 €1,677

171.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.08

120.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Naples: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Naples

$668 37% 47.5% $604

Groceries & Markets

Austin, TX

$403 15.3%

Naples

$343 19% 14.9% $60

Eating Out

Austin, TX

$348 13.2%

Naples

$250 13.8% 28.2% $98

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Naples

$239 13.2% 30.9% $107

Clothing & Footwear

Austin, TX

$129 4.9%

Naples

$164 9.1% 27.1% $35

Sport & Entertainment

Austin, TX

$86 3.3%

Naples

$80 4.4% 6.8% $5.9

Getting Around

Austin, TX

$57 2.2%

Naples

$64 3.5% 12.3% $7

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $972 in Naples. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 171% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $75.0 in Naples for a mid-range dinner for two. Groceries echo the gap at $403 vs $343 per month, with Naples cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇹 Naples

🕒 Local time

03:21 3:21 AM

10:21 10:21 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

972,212

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Naples 9,470 km ≈ 12 h nonstop flight

From you

Austin, TX
Naples

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Naples: Cost of Living - Frequently Asked Questions

Naples wins on cost – living expenses run 50% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Naples the obvious pick if budget is a priority.

Average pay runs 171% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $972 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,799 in Naples – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Naples runs roughly 15% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,799 in Naples versus $2,704 in Austin, TX, a $2,000 budget is realistic in Naples but tight or insufficient in Austin, TX. The gap between the two cities makes Naples the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Naples gentler on the wallet – expenses run 50% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.