Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Muncie, IN

For one person, living costs are similar in Austin, TX and in Muncie, IN: $2,607 and $2,517 a month, rent and utilities included.

125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
120

Cost of Living Index in Muncie, IN
Learn more

Muncie, IN Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Muncie, IN

🇺🇸 United States

$2,517

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Muncie, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Muncie, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,517 in Muncie, IN.

Austin, TX $2,607
Muncie, IN $2,517

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,706 in Muncie, IN.

Austin, TX $4,031
Muncie, IN $3,706

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,896 in Muncie, IN.

Austin, TX $5,454
Muncie, IN $4,896

Living in Austin, TX is roughly 4% more expensive than in Muncie, IN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, Muncie, IN 85% above.

Meal at Budget Restaurant

$20.35 $20.35

$14.73 $14.73

38.15%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$50.6 $50.6

67.48%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.12 $10.12

19.76%

Cappuccino

$5.65 $5.65

$4.86 $4.86

16.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.29 $2.29

60.70%

Water (0.33 liter bottle)

$2.36 $2.36

$1.74 $1.74

35.63%

Local Beer (0.5 liter draught)

$7.87 $7.87

$5.55 $5.55

41.80%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.72 $7.72

14.25%

Milk (1 liter)

$1.14 $1.14

$0.65 $0.65

75.38%

White Bread (500g)

$3.69 $3.69

$3.29 $3.29

12.16%

Rice (white) (1kg)

$3.31 $3.31

$4.01 $4.01

-17.46%

Eggs

$4.15 $4.15

$4.21 $4.21

-1.43%

Local Cheese (1kg)

$12.98 $12.98

$12.87 $12.87

0.85%

Chicken Fillets (1kg)

$13.86 $13.86

$11.00 $11.00

26.00%

Beef Round Steak (1kg)

$16.34 $16.34

$16.20 $16.20

0.86%

Apples (1kg)

$4.69 $4.69

$5.76 $5.76

-18.58%

Banana (1kg)

$1.45 $1.45

$1.65 $1.65

-12.12%

Oranges (1kg)

$5.11 $5.11

$4.28 $4.28

19.39%

Tomato (1kg)

$4.52 $4.52

$4.61 $4.61

-1.95%

Potato (1kg)

$3.08 $3.08

$2.57 $2.57

19.84%

Onion (1kg)

$2.38 $2.38

$3.32 $3.32

-28.31%

Lettuce (1 head)

$1.80 $1.80

$2.04 $2.04

-11.76%

Water (1.5 liter bottle)

$2.22 $2.22

$1.86 $1.86

19.35%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$10.13 $10.13

-1.58%

Wine (Bottle)

$15.05 $15.05

$14.97 $14.97

0.53%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.13 $2.13

36.62%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.06 $3.06

8.82%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.14 $2.14

-42.99%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$57.7 $57.7

-29.79%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.78 $3.78

-26.46%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.27 $1.27

29.92%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$25.17 $25.17

40.60%

Gasoline (1 liter)

$0.95 $0.95

$0.90 $0.90

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$36.0K $36.0K

-5.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

3.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$150 $150

48.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$77.8 $77.8

-24.87%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$73.4 $73.4

-3.08%

Gym Membership (Monthly)

$53.0 $53.0

$40.76 $40.76

30.13%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$15.12 $15.12

-7.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,304 $1,304

11.86%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$19.7K $19.7K

8.22%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$20.09 $20.09

161.27%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$44.59 $44.59

-4.13%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$86.1 $86.1

0.41%

Men's Leather Business Shoes

$104 $104

$108 $108

-4.28%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,556 $1,556

35.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,301 $1,301

-5.40%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,216 $2,216

74.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,289 $2,289

5.13%

Buy Apartment in City Center (m2)

$7,426 $7,426

$1,238 $1,238

499.94%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$1,236 $1,236

147.60%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,263 $3,263

58.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.59

3.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Muncie, IN: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Muncie, IN

$1.3K 51.7% 5.7% $70

Groceries & Markets

Austin, TX

$410 15.7%

Muncie, IN

$385 15.3% 6% $25

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Muncie, IN

$301 12% 14.6% $52

Eating Out

Austin, TX

$348 13.4%

Muncie, IN

$266 10.6% 23.6% $82

Clothing & Footwear

Austin, TX

$128 4.9%

Muncie, IN

$117 4.6% 9.2% $12

Sport & Entertainment

Austin, TX

$81 3.1%

Muncie, IN

$71 2.8% 12.5% $10

Getting Around

Austin, TX

$56 2.2%

Muncie, IN

$76 3% 35.4% $20

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,556 in Muncie, IN. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 59% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $51 in Muncie, IN for a mid-range dinner for two. Groceries echo the gap at $410 vs $385 per month, with Muncie, IN cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Muncie, IN

🕒 Local time

11:06 11:06 AM

12:06 12:06 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

65,287

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Muncie, IN 1,570 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Muncie, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Muncie, IN: Cost of Living - Frequently Asked Questions

Muncie, IN wins on cost – living expenses run 3% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Muncie, IN the obvious pick if budget is a priority.

Average pay runs 59% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,556 in Muncie, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,517 in Muncie, IN – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 30% less than in Muncie, IN. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Either city works on $3,000 a month, though Muncie, IN gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Muncie, IN is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Muncie, IN wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.