Cost of Living Comparison Between Austin, TX and Monterey Park, CA Cost of Living Comparison Between Austin, TX and Monterey Park, CA

Monthly Cost of Living

Monthly costs for one person with rent: $2,746 in Austin, TX versus $2,941 in Monterey Park, CA.

Estimated couple costs with rent: $4,137 in Austin, TX versus $4,821 in Monterey Park, CA.

Monthly costs for a family of three with rent: $5,527 in Austin, TX versus $6,702 in Monterey Park, CA.

Living in Austin, TX costs roughly 7% less than in Monterey Park, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 106% above, Monterey Park, CA 121% above.

Meal at Budget Restaurant

$19.47 $19.47

$24.93 $24.93

-21.90%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$85.6 $85.6

-13.15%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$12.03 $12.03

-17.54%

Cappuccino

$5.61 $5.61

$5.02 $5.02

11.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

Water (0.33 liter bottle)

$2.10 $2.10

$2.25 $2.25

-6.67%

Local Beer (0.5 liter draught)

$5.92 $5.92

$8.05 $8.05

-26.46%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$7.12 $7.12

11.24%

Milk (1 liter)

$1.10 $1.10

$1.17 $1.17

-5.98%

White Bread (500g)

$3.43 $3.43

$4.13 $4.13

-16.95%

Rice (white) (1kg)

$3.33 $3.33

$4.15 $4.15

-19.76%

Eggs

$4.36 $4.36

$6.93 $6.93

-37.09%

Local Cheese (1kg)

$12.20 $12.20

$12.93 $12.93

-5.65%

Chicken Fillets (1kg)

$10.50 $10.50

$8.96 $8.96

17.19%

Beef Round Steak (1kg)

$14.61 $14.61

$14.67 $14.67

-0.41%

Apples (1kg)

$4.77 $4.77

$3.51 $3.51

35.90%

Banana (1kg)

$1.51 $1.51

$1.94 $1.94

-22.16%

Oranges (1kg)

$4.60 $4.60

$3.99 $3.99

15.29%

Tomato (1kg)

$4.06 $4.06

$5.18 $5.18

-21.62%

Potato (1kg)

$2.77 $2.77

$3.09 $3.09

-10.36%

Onion (1kg)

$2.83 $2.83

$2.43 $2.43

16.46%

Lettuce (1 head)

$1.95 $1.95

$1.93 $1.93

1.04%

Water (1.5 liter bottle)

$2.24 $2.24

$2.18 $2.18

2.75%

Cigarettes 20 Pack (Marlboro, Camel)

$9.08 $9.08

$11.19 $11.19

-18.86%

Wine (Bottle)

$14.87 $14.87

$14.82 $14.82

0.34%

Local Beer (0.5 liter bottle)

$2.31 $2.31

$2.51 $2.51

-7.97%

Imported Beer (0.33 liter bottle)

$3.40 $3.40

$3.28 $3.28

3.66%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.95 $1.95

-21.03%

Public Transport Monthly Pass (Regular Price)

$44.27 $44.27

Taxi Start (Normal Tariff)

$4.27 $4.27

$3.01 $3.01

41.86%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.69 $1.69

7.69%

Taxi 1hour Waiting (Normal Tariff)

$34.71 $34.71

$29.03 $29.03

19.57%

Gasoline (1 liter)

$0.79 $0.79

$1.25 $1.25

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$23.4K $23.4K

11.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$23.7K $23.7K

10.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$240 $240

-27.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$66.2 $66.2

-11.89%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$70.1 $70.1

-4.09%

Gym Membership (Monthly)

$61.5 $61.5

$42.21 $42.21

45.79%

Tennis Court (1 Hour on Weekend)

$9.97 $9.97

Cinema Ticket

$15.29 $15.29

$13.81 $13.81

10.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,379 $1,379

$1,220 $1,220

13.03%

International Primary School, 1 Child (Yearly)

$21.9K $21.9K

$24.0K $24.0K

-8.63%

Jeans (Levis 501 Or Similar)

$56.9 $56.9

$55.8 $55.8

1.83%

Summer Dress (H&M, Zara, etc)

$46.38 $46.38

$47.60 $47.60

-2.56%

Sport Shoes (Adidas, Nike)

$87.1 $87.1

$102 $102

-14.97%

Men's Leather Business Shoes

$116 $116

$151 $151

-23.12%

1-bedroom Apartment, City Center (Monthly)

$2,212 $2,212

$1,581 $1,581

39.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,441 $1,441

$1,550 $1,550

-7.05%

3-bedroom Apartment, City Center (Monthly)

$3,788 $3,788

$2,662 $2,662

42.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,621 $2,621

$3,556 $3,556

-26.30%

Buy Apartment in City Center (m2)

$7,183 $7,183

$2,630 $2,630

173.12%

Buy Apartment Outside City Center (m2)

$3,138 $3,138

$2,442 $2,442

28.54%

Average Monthly Net Salary (After Tax)

$4,995 $4,995

$2,831 $2,831

76.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.49

-0.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: June 13, 2026

Last update for Monterey Park, CA: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,212 in Austin, TX and $1,581 in Monterey Park, CA. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Austin, TX vs $86.0 in Monterey Park, CA for a mid-range dinner for two. Groceries echo the gap at $377 vs $393 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Monterey Park, CA: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 7% lower than in Monterey Park, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Austin, TX pays 76% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,212 in Austin, TX versus $1,581 in Monterey Park, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,379 in Austin, TX versus $1,220 in Monterey Park, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $74.0 versus $86.0 in Monterey Park, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Monterey Park, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 7% less than in Monterey Park, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.