Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Middleburg, FL

For one person, living is cheaper in Middleburg, FL: $2,305 a month against $2,698 in Austin, TX, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
111

Cost of Living Index in Middleburg, FL
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Middleburg, FL Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Middleburg, FL

🇺🇸 United States

$2,305

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Middleburg, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Middleburg, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,305 in Middleburg, FL.

Austin, TX $2,698
Middleburg, FL $2,305

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,298 in Middleburg, FL.

Austin, TX $4,160
Middleburg, FL $3,298

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,290 in Middleburg, FL.

Austin, TX $5,622
Middleburg, FL $4,290

Living in Austin, TX is roughly 17% more expensive than in Middleburg, FL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Middleburg, FL 70% above.

Meal at Budget Restaurant

$20.63 $20.63

$14.94 $14.94

38.09%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$35.54 $35.54

137.96%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$8.74 $8.74

38.10%

Cappuccino

$5.48 $5.48

$2.94 $2.94

86.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.48 $1.48

156.76%

Water (0.33 liter bottle)

$2.47 $2.47

$1.27 $1.27

94.49%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.88 $5.88

36.90%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.77 $7.77

14.29%

Milk (1 liter)

$1.11 $1.11

$0.80 $0.80

38.75%

White Bread (500g)

$3.72 $3.72

$1.48 $1.48

151.35%

Rice (white) (1kg)

$3.37 $3.37

$1.90 $1.90

77.37%

Eggs

$4.32 $4.32

$3.40 $3.40

27.06%

Local Cheese (1kg)

$13.13 $13.13

$8.30 $8.30

58.19%

Chicken Fillets (1kg)

$14.15 $14.15

$7.10 $7.10

99.30%

Beef Round Steak (1kg)

$16.33 $16.33

$15.01 $15.01

8.79%

Apples (1kg)

$4.55 $4.55

$3.14 $3.14

44.90%

Banana (1kg)

$1.46 $1.46

$0.93 $0.93

56.99%

Oranges (1kg)

$4.71 $4.71

$2.50 $2.50

88.40%

Tomato (1kg)

$4.15 $4.15

$2.74 $2.74

51.46%

Potato (1kg)

$2.58 $2.58

$2.46 $2.46

4.88%

Onion (1kg)

$2.35 $2.35

$2.41 $2.41

-2.49%

Lettuce (1 head)

$1.77 $1.77

$1.97 $1.97

-10.15%

Water (1.5 liter bottle)

$2.14 $2.14

$1.67 $1.67

28.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$7.20 $7.20

40.28%

Wine (Bottle)

$15.19 $15.19

$9.06 $9.06

67.66%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.84 $1.84

53.26%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$1.38 $1.38

149.28%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.96 $1.96

-21.43%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$64.0 $64.0

-35.96%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.89 $2.89

-3.11%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.70 $0.70

128.57%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$34.85 $34.85

-1.46%

Gasoline (1 liter)

$0.94 $0.94

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$21.7K $21.7K

56.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$23.7K $23.7K

13.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$95.6 $95.6

132.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$49.77 $49.77

18.34%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$58.9 $58.9

19.81%

Gym Membership (Monthly)

$57.7 $57.7

$41.52 $41.52

38.97%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$15.21 $15.21

8.68%

Cinema Ticket

$14.26 $14.26

$12.22 $12.22

16.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$577 $577

161.79%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$21.5K $21.5K

-2.73%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$44.10 $44.10

16.26%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$40.73 $40.73

8.45%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$92.0 $92.0

-5.45%

Men's Leather Business Shoes

$104 $104

$120 $120

-13.19%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,683 $1,683

15.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,322 $1,322

-0.40%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,524 $2,524

45.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,164 $2,164

18.55%

Buy Apartment in City Center (m2)

$7,354 $7,354

$3,059 $3,059

140.39%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,443 $2,443

28.10%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,592 $5,592

-5.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Middleburg, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Middleburg, FL

$1.3K 57.3% 0.4% $5.2

Groceries & Markets

Austin, TX

$406 15.1%

Middleburg, FL

$265 11.5% 34.8% $141

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Middleburg, FL

$204 8.9% 42% $148

Eating Out

Austin, TX

$350 13%

Middleburg, FL

$237 10.3% 32.3% $113

Clothing & Footwear

Austin, TX

$129 4.8%

Middleburg, FL

$134 5.8% 3.6% $4.6

Sport & Entertainment

Austin, TX

$86 3.2%

Middleburg, FL

$66 2.9% 23.5% $20

Getting Around

Austin, TX

$58 2.2%

Middleburg, FL

$78 3.4% 35.1% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,683 in Middleburg, FL. Housing cost is often the main lever when comparing two cities.

Middleburg, FL pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $36.00 in Middleburg, FL for a mid-range dinner for two. Groceries echo the gap at $406 vs $265 per month, with Middleburg, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Middleburg, FL

🕒 Local time

09:51 9:51 AM

10:51 10:51 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

14,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Middleburg, FL 1,530 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Middleburg, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Middleburg, FL: Cost of Living - Frequently Asked Questions

Middleburg, FL wins on cost – living expenses run 17% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Middleburg, FL the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Middleburg, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $1,683 in Middleburg, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,305 in Middleburg, FL – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Middleburg, FL runs roughly 56% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,500. Middleburg, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Middleburg, FL gentler on the wallet – expenses run 17% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.