Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Loznica

For one person, living is cheaper in Loznica: $765 a month against $2,663 in Austin, TX, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Loznica

🇷🇸 Serbia

$765

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Loznica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $765 in Loznica.

Austin, TX $2,663
Loznica $765

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,168 in Loznica.

Austin, TX $4,133
Loznica $1,168

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,572 in Loznica.

Austin, TX $5,603
Loznica $1,572

Living in Austin, TX is roughly 248% more expensive than in Loznica, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Loznica is 43% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.57 RSD 372

481.79%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$32.79 RSD 3,418

157.97%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.11 RSD 1,158

10.89%

Cappuccino

$5.63 $5.63

$1.55 RSD 162

263.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.84 RSD 192

102.17%

Water (0.33 liter bottle)

$2.50 $2.50

$1.68 RSD 175

48.81%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.36 RSD 246

241.10%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.83 RSD 295

218.37%

Milk (1 liter)

$1.12 $1.12

$1.04 RSD 108

7.69%

White Bread (500g)

$3.75 $3.75

$0.54 RSD 56.5

594.44%

Rice (white) (1kg)

$3.26 $3.26

$1.36 RSD 141

139.71%

Eggs

$4.17 $4.17

$1.89 RSD 197

120.63%

Local Cheese (1kg)

$12.90 $12.90

$7.95 RSD 829

62.26%

Chicken Fillets (1kg)

$14.16 $14.16

$5.83 RSD 608

142.88%

Beef Round Steak (1kg)

$16.22 $16.22

$9.34 RSD 973

73.66%

Apples (1kg)

$4.33 $4.33

$0.88 RSD 91.3

392.05%

Banana (1kg)

$1.46 $1.46

$1.62 RSD 169

-9.88%

Oranges (1kg)

$4.51 $4.51

$1.17 RSD 122

285.47%

Tomato (1kg)

$4.34 $4.34

$1.20 RSD 125

261.67%

Potato (1kg)

$2.58 $2.58

$1.03 RSD 108

150.49%

Onion (1kg)

$2.35 $2.35

$0.61 RSD 63.4

285.25%

Lettuce (1 head)

$1.78 $1.78

$0.58 RSD 60.0

206.90%

Water (1.5 liter bottle)

$2.22 $2.22

$0.46 RSD 47.87

382.61%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.03 RSD 420

145.16%

Wine (Bottle)

$15.08 $15.08

$4.57 RSD 477

229.98%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.81 RSD 84.4

260.49%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.33 RSD 243

48.50%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.99 RSD 103

50.51%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.95 RSD 203

40.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.06 RSD 111

56.60%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$6.55 RSD 682

438.93%

Gasoline (1 liter)

$0.95 $0.95

$1.86 RSD 194

-48.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.6K RSD 3.2M

17.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.5K RSD 2.7M

6.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$109 RSD 11.3K

110.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.76 RSD 1,643

276.84%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$16.35 RSD 1,705

327.58%

Gym Membership (Monthly)

$57.2 $57.2

$17.61 RSD 1,836

225.04%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$4.80 RSD 500

197.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$170 RSD 17.7K

787.48%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,534 RSD 785.4K

184.78%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$43.43 RSD 4,528

21.60%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$22.37 RSD 2,332

95.89%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$92.0 RSD 9,594

-7.89%

Men's Leather Business Shoes

$103 $103

$52.4 RSD 5,461

96.62%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$290 RSD 30.2K

557.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$214 RSD 22.3K

494.45%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$462 RSD 48.2K

693.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$367 RSD 38.3K

591.55%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,463 RSD 152.6K

420.24%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,571 RSD 163.8K

100.95%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$527 RSD 54.9K

871.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.79

41.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Loznica: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Loznica

$214 28% 83.2% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Loznica

$165 21.5% 59.3% $240

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Loznica

$141 18.4% 60.7% $218

Eating Out

Austin, TX

$354 13.3%

Loznica

$112 14.7% 68.3% $242

Clothing & Footwear

Austin, TX

$128 4.8%

Loznica

$95 12.4% 26.1% $33

Sport & Entertainment

Austin, TX

$86 3.2%

Loznica

$27 3.6% 68.3% $59

Getting Around

Austin, TX

$59 2.2%

Loznica

$11 * 1.5% 80.9% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $290 in Loznica. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 872% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $33.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $405 vs $165 per month, with Loznica cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇷🇸 Loznica

🕒 Local time

16:47 4:47 PM

23:47 11:47 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

19,515

💱 Currency

United States Dollar USD $

Serbian Dinar RSD din

📈 Exchange rate

1 USD = 0.89 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, EUR to USD – United States Dollar Converter

🇷🇸 Serbian Dinar (din)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

RSD to USD in detail →

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Austin, TX Loznica 9,530 km ≈ 12 h nonstop flight

From you

Austin, TX
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Loznica: Cost of Living - Frequently Asked Questions

Loznica wins on cost – living expenses run 248% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Loznica the obvious pick if budget is a priority.

Average pay runs 872% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $290 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $170 in Loznica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loznica – a meal for two runs $33.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $765 in Loznica versus $2,663 in Austin, TX, a $1,000 budget is realistic in Loznica but tight or insufficient in Austin, TX. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 248% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.