Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lovech

For one person, living is cheaper in Lovech: $974 a month against $2,663 in Austin, TX, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
47

Cost of Living Index in Lovech
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Lovech Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Lovech

🇧🇬 Bulgaria

$974

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Lovech

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lovech actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $974 in Lovech.

Austin, TX $2,663
Lovech $974

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,507 in Lovech.

Austin, TX $4,133
Lovech $1,507

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,040 in Lovech.

Austin, TX $5,603
Lovech $2,040

Living in Austin, TX is roughly 173% more expensive than in Lovech, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Lovech is 28% below.

Meal at Budget Restaurant

$20.77 $20.77

$13.93 BGN 24.38

49.10%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$34.09 BGN 59.7

148.14%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.81 BGN 15.42

39.84%

Cappuccino

$5.63 $5.63

$0.83 BGN 1.45

578.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.71 BGN 1.24

423.94%

Water (0.33 liter bottle)

$2.50 $2.50

$0.48 BGN 0.83

420.83%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.01 BGN 1.76

697.03%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.03 BGN 3.55

343.84%

Milk (1 liter)

$1.12 $1.12

$1.71 BGN 2.99

-34.50%

White Bread (500g)

$3.75 $3.75

$0.96 BGN 1.68

290.63%

Rice (white) (1kg)

$3.26 $3.26

$2.09 BGN 3.66

55.98%

Eggs

$4.17 $4.17

$3.41 BGN 5.97

22.29%

Local Cheese (1kg)

$12.90 $12.90

$9.95 BGN 17.41

29.65%

Chicken Fillets (1kg)

$14.16 $14.16

$8.73 BGN 15.27

62.20%

Beef Round Steak (1kg)

$16.22 $16.22

$11.43 BGN 20.00

41.91%

Apples (1kg)

$4.33 $4.33

$2.24 BGN 3.92

93.30%

Banana (1kg)

$1.46 $1.46

$2.02 BGN 3.54

-27.72%

Oranges (1kg)

$4.51 $4.51

$2.12 BGN 3.71

112.74%

Tomato (1kg)

$4.34 $4.34

$2.55 BGN 4.47

70.20%

Potato (1kg)

$2.58 $2.58

$1.66 BGN 2.90

55.42%

Onion (1kg)

$2.35 $2.35

$1.50 BGN 2.63

56.67%

Lettuce (1 head)

$1.78 $1.78

$0.97 BGN 1.70

83.51%

Water (1.5 liter bottle)

$2.22 $2.22

$0.85 BGN 1.48

161.18%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.63 BGN 6.34

172.18%

Wine (Bottle)

$15.08 $15.08

$6.87 BGN 12.01

119.51%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.03 BGN 1.81

183.50%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.83 BGN 3.20

89.07%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.75 BGN 1.31

98.67%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$24.69 BGN 43.20

68.98%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.68 BGN 2.94

62.50%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.75 BGN 1.32

121.33%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$12.08 BGN 21.15

192.22%

Gasoline (1 liter)

$0.95 $0.95

$1.66 BGN 2.91

-42.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.8K BGN 52.1K

21.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$22.0K BGN 38.6K

22.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$101 BGN 177

126.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$14.45 BGN 25.29

311.00%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$11.92 BGN 20.85

486.49%

Gym Membership (Monthly)

$57.2 $57.2

$31.32 BGN 54.8

82.76%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$16.24 BGN 28.42

0.55%

Cinema Ticket

$14.28 $14.28

$8.66 BGN 15.16

64.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$227 BGN 397

563.32%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,779 BGN 10.1K

271.31%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$57.7 BGN 101

-8.49%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$28.99 BGN 50.7

51.16%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$70.9 BGN 124

19.60%

Men's Leather Business Shoes

$103 $103

$73.5 BGN 129

40.11%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$328 BGN 575

480.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$254 BGN 444

402.12%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$539 BGN 943

580.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$397 BGN 695

539.54%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,320 BGN 2,311

476.63%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,062 BGN 1,858

197.39%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$626 BGN 1,096

717.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.25

108.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Lovech: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Lovech

$254 26.1% 80.1% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Lovech

$246 25.2% 39.3% $159

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Lovech

$127 13.1% 64.4% $231

Eating Out

Austin, TX

$354 13.3%

Lovech

$162 16.6% 54.3% $192

Clothing & Footwear

Austin, TX

$128 4.8%

Lovech

$104 10.7% 18.7% $24

Sport & Entertainment

Austin, TX

$86 3.2%

Lovech

$49 5% 43.3% $37

Getting Around

Austin, TX

$59 2.2%

Lovech

$33 3.4% 43.6% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $328 in Lovech. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 718% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $34.00 in Lovech for a mid-range dinner for two. Groceries echo the gap at $405 vs $246 per month, with Lovech cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇧🇬 Lovech

🕒 Local time

16:02 4:02 PM

00:02 12:02 AM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

37,297

💱 Currency

United States Dollar USD $

Bulgarian Lev BGN лв.

📈 Exchange rate

1 USD = 0.893 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, EUR to USD – United States Dollar Converter

🇧🇬 Bulgarian Lev (лв.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 14, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

BGN to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Lovech 9,970 km ≈ 13 h nonstop flight

From you

Austin, TX
Lovech

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lovech: Cost of Living - Frequently Asked Questions

Lovech wins on cost – living expenses run 173% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lovech the obvious pick if budget is a priority.

Average pay runs 718% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $328 in Lovech. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $974 in Lovech – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lovech runs roughly 69% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $974 in Lovech versus $2,663 in Austin, TX, a $2,000 budget is realistic in Lovech but tight or insufficient in Austin, TX. The gap between the two cities makes Lovech the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Lovech are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lovech gentler on the wallet – expenses run 173% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.