Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lodi

For one person, living is cheaper in Lodi: $1,495 a month against $2,663 in Austin, TX, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
73

Cost of Living Index in Lodi
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Lodi Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Lodi

🇮🇹 Italy

$1,495

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Lodi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lodi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,495 in Lodi.

Austin, TX $2,663
Lodi $1,495

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,450 in Lodi.

Austin, TX $4,133
Lodi $2,450

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,404 in Lodi.

Austin, TX $5,603
Lodi $3,404

Living in Austin, TX is roughly 78% more expensive than in Lodi, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Lodi 11% above.

Meal at Budget Restaurant

$20.77 $20.77

$15.71 €13.98

32.21%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$73.5 €65.4

15.07%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.99 €9.77

12.10%

Cappuccino

$5.63 $5.63

$1.89 €1.68

197.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.15 €2.81

18.10%

Water (0.33 liter bottle)

$2.50 $2.50

$1.34 €1.19

86.57%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.71 €5.08

40.98%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.46 €4.86

65.02%

Milk (1 liter)

$1.12 $1.12

$1.42 €1.26

-21.13%

White Bread (500g)

$3.75 $3.75

$2.02 €1.80

85.64%

Rice (white) (1kg)

$3.26 $3.26

$2.19 €1.95

48.86%

Eggs

$4.17 $4.17

$2.40 €2.14

73.75%

Local Cheese (1kg)

$12.90 $12.90

$15.19 €13.51

-15.08%

Chicken Fillets (1kg)

$14.16 $14.16

$11.46 €10.20

23.56%

Beef Round Steak (1kg)

$16.22 $16.22

$16.21 €14.42

0.06%

Apples (1kg)

$4.33 $4.33

$2.17 €1.93

99.54%

Banana (1kg)

$1.46 $1.46

$1.66 €1.48

-12.05%

Oranges (1kg)

$4.51 $4.51

$2.28 €2.03

97.81%

Tomato (1kg)

$4.34 $4.34

$2.54 €2.26

70.87%

Potato (1kg)

$2.58 $2.58

$1.75 €1.56

47.43%

Onion (1kg)

$2.35 $2.35

$2.21 €1.97

6.33%

Lettuce (1 head)

$1.78 $1.78

$1.81 €1.61

-1.66%

Water (1.5 liter bottle)

$2.22 $2.22

$0.37 €0.33

500.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.08 €5.41

62.50%

Wine (Bottle)

$15.08 $15.08

$4.10 €3.65

267.80%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.23 €1.10

137.40%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.83 €1.62

89.07%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.43 €2.16

-38.68%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$40.14 €35.70

3.94%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.85 €3.42

-29.09%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.20 €1.07

38.33%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$27.71 €24.65

27.39%

Gasoline (1 liter)

$0.95 $0.95

$2.08 €1.85

-54.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.9K €25.7K

24.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$27.9K €24.9K

-3.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$196 €174

16.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.94 €7.95

564.32%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$28.22 €25.10

147.73%

Gym Membership (Monthly)

$57.2 $57.2

$65.3 €58.0

-12.28%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$28.19 €25.07

-42.07%

Cinema Ticket

$14.28 $14.28

$10.99 €9.78

29.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$551 €490

173.43%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,301 €6,494

193.88%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$71.8 €63.9

-26.49%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$32.40 €28.82

35.25%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$88.2 €78.5

-3.90%

Men's Leather Business Shoes

$103 $103

$88.1 €78.4

16.90%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$552 €491

245.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$464 €412

174.78%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,246 €1,109

194.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,028 €914

147.01%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,244 €2,886

134.68%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,406 €2,140

31.22%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,191 €1,949

133.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.05

122.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Lodi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Lodi

$464 31% 63.6% $810

Groceries & Markets

Austin, TX

$405 15.2%

Lodi

$286 19.2% 29.2% $118

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Lodi

$233 15.6% 34.9% $125

Eating Out

Austin, TX

$354 13.3%

Lodi

$239 16% 32.5% $115

Clothing & Footwear

Austin, TX

$128 4.8%

Lodi

$126 8.4% 1.3% $1.7

Sport & Entertainment

Austin, TX

$86 3.2%

Lodi

$87 5.8% 1.7% $1.4

Getting Around

Austin, TX

$59 2.2%

Lodi

$60 4% 1.7% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $552 in Lodi. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 134% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $74.0 in Lodi for a mid-range dinner for two. Groceries echo the gap at $405 vs $286 per month, with Lodi cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇹 Lodi

🕒 Local time

11:14 11:14 AM

18:14 6:14 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

40,805

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Lodi 8,870 km ≈ 12 h nonstop flight

From you

Austin, TX
Lodi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lodi: Cost of Living - Frequently Asked Questions

Lodi wins on cost – living expenses run 78% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lodi the obvious pick if budget is a priority.

Average pay runs 134% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $552 in Lodi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,495 in Lodi – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lodi runs roughly 4% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,495 in Lodi versus $2,663 in Austin, TX, a $1,500 budget is realistic in Lodi but tight or insufficient in Austin, TX. The gap between the two cities makes Lodi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Lodi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lodi gentler on the wallet – expenses run 78% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.