Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lloydminster

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,663 in Austin, TX, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

Austin, TX
🇺🇸 United States
$2,663
/mo nomad
Lloydminster
🇨🇦 Canada
$1,628
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in Lloydminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lloydminster actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,628 in Lloydminster.

  • Austin, TX $2,663
  • Lloydminster $1,628

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,496 in Lloydminster.

  • Austin, TX $4,133
  • Lloydminster $2,496

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,363 in Lloydminster.

  • Austin, TX $5,603
  • Lloydminster $3,363

Living in Austin, TX is roughly 64% more expensive than in Lloydminster, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Lloydminster 21% above.

Currency
🍽 Eating Out
Austin, TX
Lloydminster
Difference
Meal at Budget Restaurant
$20.77 $20.77
$15.65 CA$22.21
32.72%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$65.8 CA$93.4
28.54%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$9.06 CA$12.86
35.98%
Cappuccino
$5.63 $5.63
$3.46 CA$4.91
62.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.72 $3.72
$1.61 CA$2.28
131.06%
Water (0.33 liter bottle)
$2.50 $2.50
$1.67 CA$2.36
49.70%
Local Beer (0.5 liter draught)
$8.05 $8.05
$4.19 CA$5.94
92.12%
Imported Beer (0.33 liter bottle)
$9.01 $9.01
$4.17 CA$5.92
116.07%
🛒 Groceries & Markets
Austin, TX
Lloydminster
Difference
Milk (1 liter)
$1.12 $1.12
$1.92 CA$2.72
-41.67%
White Bread (500g)
$3.75 $3.75
$2.19 CA$3.11
71.23%
Rice (white) (1kg)
$3.26 $3.26
$4.76 CA$6.75
-31.51%
Eggs
$4.17 $4.17
$3.37 CA$4.79
23.74%
Local Cheese (1kg)
$12.90 $12.90
$9.64 CA$13.68
33.82%
Chicken Fillets (1kg)
$14.16 $14.16
$11.31 CA$16.05
25.20%
Beef Round Steak (1kg)
$16.22 $16.22
$13.01 CA$18.46
24.67%
Apples (1kg)
$4.33 $4.33
$3.89 CA$5.52
11.31%
Banana (1kg)
$1.46 $1.46
$1.40 CA$1.99
4.29%
Oranges (1kg)
$4.51 $4.51
$2.91 CA$4.12
54.98%
Tomato (1kg)
$4.34 $4.34
$3.15 CA$4.47
37.78%
Potato (1kg)
$2.58 $2.58
$2.84 CA$4.02
-9.15%
Onion (1kg)
$2.35 $2.35
$2.03 CA$2.88
15.76%
Lettuce (1 head)
$1.78 $1.78
$2.05 CA$2.91
-13.17%
Water (1.5 liter bottle)
$2.22 $2.22
$1.45 CA$2.06
53.10%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 $9.88
$14.30 CA$20.30
-30.91%
Wine (Bottle)
$15.08 $15.08
$13.84 CA$19.64
8.96%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$2.74 CA$3.89
6.57%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$3.31 CA$4.70
4.53%
🚌 Getting Around
Austin, TX
Lloydminster
Difference
One-way Ticket (Public Transport)
$1.49 $1.49
-
-
Public Transport Monthly Pass (Regular Price)
$41.72 $41.72
-
-
Taxi Start (Normal Tariff)
$2.73 $2.73
$4.24 CA$6.01
-35.61%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$1.28 CA$1.82
29.69%
Taxi 1hour Waiting (Normal Tariff)
$35.30 $35.30
$14.07 CA$19.97
150.89%
Gasoline (1 liter)
$0.95 $0.95
$1.00 CA$1.42
-5.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K $36.0K
$27.9K CA$39.6K
29.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$20.6K CA$29.2K
31.62%
🧾 Monthly Utilities & Internet
Austin, TX
Lloydminster
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$195 CA$276
17.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$46.45 CA$65.9
27.86%
Internet (50+ Mbps, Unlimited Data)
$69.9 $69.9
$56.8 CA$80.6
23.10%
🎉 Sport & Entertainment
Austin, TX
Lloydminster
Difference
Gym Membership (Monthly)
$57.2 $57.2
$43.23 CA$61.4
32.41%
Tennis Court (1 Hour on Weekend)
$16.33 $16.33
-
-
Cinema Ticket
$14.28 $14.28
$10.61 CA$15.06
34.59%
🧸 Childcare & Education
Austin, TX
Lloydminster
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,506 $1,506
$487 CA$692
209.02%
International Primary School, 1 Child (Yearly)
$21.5K $21.5K
$14.2K CA$20.1K
51.50%
👕👟 Clothing & Footwear
Austin, TX
Lloydminster
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$43.02 CA$61.1
22.76%
Summer Dress (H&M, Zara, etc)
$43.82 $43.82
$27.51 CA$39.04
59.29%
Sport Shoes (Adidas, Nike)
$84.8 $84.8
$83.3 CA$118
1.73%
Men's Leather Business Shoes
$103 $103
$107 CA$151
-3.29%
🏠 Accommodation & Living
Austin, TX
Lloydminster
Difference
1-bedroom Apartment, City Center (Monthly)
$1,907 $1,907
$732 CA$1,039
160.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,274 $1,274
$562 CA$798
126.62%
3-bedroom Apartment, City Center (Monthly)
$3,664 $3,664
$1,141 CA$1,619
221.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,538 $2,538
$1,031 CA$1,464
146.14%
Buy Apartment in City Center (m2)
$7,614 $7,614
-
-
Buy Apartment Outside City Center (m2)
$3,157 $3,157
-
-
💵 Salaries & Financials
Austin, TX
Lloydminster
Difference
Average Monthly Net Salary (After Tax)
$5,121 $5,121
$2,739 CA$3,887
86.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
4.8
41.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Lloydminster: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
Lloydminster
$562 55.9% $712
Groceries & Markets
Austin, TX
$405
Lloydminster
$340 16.1% $65
Monthly Utilities & Internet
Austin, TX
$358
Lloydminster
$298 16.9% $61
Eating Out
Austin, TX
$354
Lloydminster
$236 33.2% $118
Clothing & Footwear
Austin, TX
$128
Lloydminster
$117 8.4% $11
Sport & Entertainment
Austin, TX
$86
Lloydminster
$64 24.9% $21
Getting Around
Austin, TX
$59
Lloydminster
$11 * 81.9% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $732 in Lloydminster. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $66.0 in Lloydminster for a mid-range dinner for two. Groceries echo the gap at $405 vs $340 per month, with Lloydminster cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇨🇦 Lloydminster
🕒 Local time
06:23 6:23 AM
05:23 5:23 AM
1 h behind Austin, TX
🌤 Weather
👥 Population
974,447
31,582
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 16, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.705 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

On the map
Between locations
  • Austin, TX Lloydminster 2,740 km ≈ 4 h nonstop flight
From you
  • Austin, TX
  • Lloydminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Lloydminster: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Lloydminster?
Lloydminster wins on cost – living expenses run 64% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lloydminster the obvious pick if budget is a priority.
Are salaries higher in Austin, TX or in Lloydminster?
Average pay runs 87% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Austin, TX compared to Lloydminster?
Rent for a central apartment: $1,907 in Austin, TX versus $732 in Lloydminster. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Austin, TX and in Lloydminster?
Childcare runs $1,506 in Austin, TX versus $487 in Lloydminster. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Austin, TX and in Lloydminster?
Dining out is cheaper in Lloydminster – a meal for two runs $66.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $3,000/month in Austin, TX or in Lloydminster?
At $1,628 in Lloydminster versus $2,663 in Austin, TX, a $3,000 budget is realistic in Lloydminster but tight or insufficient in Austin, TX. The gap between the two cities makes Lloydminster the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or Lloydminster?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Austin, TX compared to Lloydminster?
Safety-wise, Austin, TX and Lloydminster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Lloydminster gentler on the wallet – expenses run 64% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Austin, TX vs other spots: cost of living compared

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