Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Largo, FL

For one person, living is cheaper in Largo, FL: $2,488 a month against $2,698 in Austin, TX, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
121

Cost of Living Index in Largo, FL
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Largo, FL Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Largo, FL

🇺🇸 United States

$2,488

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Largo, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Largo, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,488 in Largo, FL.

Austin, TX $2,698
Largo, FL $2,488

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,503 in Largo, FL.

Austin, TX $4,160
Largo, FL $3,503

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,517 in Largo, FL.

Austin, TX $5,622
Largo, FL $4,517

Living in Austin, TX is roughly 8% more expensive than in Largo, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, Largo, FL 84% above.

Meal at Budget Restaurant

$20.63 $20.63

$19.64 $19.64

5.04%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$70.5 $70.5

19.94%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.16 $9.16

31.77%

Cappuccino

$5.48 $5.48

$4.97 $4.97

10.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.21 $2.21

71.95%

Water (0.33 liter bottle)

$2.47 $2.47

$1.86 $1.86

32.80%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.90 $5.90

36.44%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.67 $7.67

15.78%

Milk (1 liter)

$1.11 $1.11

$1.06 $1.06

4.72%

White Bread (500g)

$3.72 $3.72

$3.83 $3.83

-2.87%

Rice (white) (1kg)

$3.37 $3.37

$3.48 $3.48

-3.16%

Eggs

$4.32 $4.32

$4.62 $4.62

-6.49%

Local Cheese (1kg)

$13.13 $13.13

$11.91 $11.91

10.24%

Chicken Fillets (1kg)

$14.15 $14.15

$15.43 $15.43

-8.30%

Beef Round Steak (1kg)

$16.33 $16.33

$14.58 $14.58

12.00%

Apples (1kg)

$4.55 $4.55

$7.92 $7.92

-42.55%

Banana (1kg)

$1.46 $1.46

$1.84 $1.84

-20.65%

Oranges (1kg)

$4.71 $4.71

$5.72 $5.72

-17.66%

Tomato (1kg)

$4.15 $4.15

$3.16 $3.16

31.33%

Potato (1kg)

$2.58 $2.58

$2.15 $2.15

20.00%

Onion (1kg)

$2.35 $2.35

$3.13 $3.13

-24.92%

Lettuce (1 head)

$1.77 $1.77

$2.59 $2.59

-31.66%

Water (1.5 liter bottle)

$2.14 $2.14

$2.08 $2.08

2.88%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$9.56 $9.56

5.65%

Wine (Bottle)

$15.19 $15.19

$13.07 $13.07

16.22%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.74 $1.74

62.07%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.85 $4.85

-29.07%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.43 $3.43

-18.37%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.52 $1.52

5.26%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$29.72 $29.72

15.55%

Gasoline (1 liter)

$0.94 $0.94

$0.96 $0.96

-2.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.2K $28.2K

20.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.3K $26.3K

1.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$239 $239

-6.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$45.51 $45.51

29.42%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$76.9 $76.9

-8.15%

Gym Membership (Monthly)

$57.7 $57.7

$22.15 $22.15

160.50%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$15.07 $15.07

-5.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,032 $1,032

46.39%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$17.9K $17.9K

16.61%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$37.92 $37.92

35.21%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$41.43 $41.43

6.61%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$74.7 $74.7

16.42%

Men's Leather Business Shoes

$104 $104

$113 $113

-7.41%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,373 $1,373

41.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,218 $1,218

8.06%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,548 $2,548

43.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,771 $1,771

44.88%

Buy Apartment in City Center (m2)

$7,354 $7,354

Buy Apartment Outside City Center (m2)

$3,129 $3,129

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$4,519 $4,519

16.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.6

2.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Largo, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Largo, FL

$1.2K 49% 7.5% $98

Groceries & Markets

Austin, TX

$406 15.1%

Largo, FL

$420 16.9% 3.4% $14

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Largo, FL

$361 14.5% 2.6% $9.3

Eating Out

Austin, TX

$350 13%

Largo, FL

$305 12.3% 12.8% $45

Clothing & Footwear

Austin, TX

$129 4.8%

Largo, FL

$120 4.8% 7% $9

Sport & Entertainment

Austin, TX

$86 3.2%

Largo, FL

$52 2.1% 39.4% $34

Getting Around

Austin, TX

$58 2.2%

Largo, FL

$11 * 0.4% 81% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,373 in Largo, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $71.0 in Largo, FL. Groceries flip the comparison at $406 vs $420, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Largo, FL

🕒 Local time

06:37 6:37 AM

07:37 7:37 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

73,796

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Largo, FL 1,480 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Largo, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Largo, FL: Cost of Living - Frequently Asked Questions

Largo, FL wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Largo, FL the obvious pick if budget is a priority.

Average pay runs 17% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,373 in Largo, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,032 in Largo, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Largo, FL – a meal for two runs $71.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,488 in Largo, FL versus $2,698 in Austin, TX, a $2,000 budget is realistic in Largo, FL but tight or insufficient in Austin, TX. The gap between the two cities makes Largo, FL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Largo, FL gentler on the wallet – expenses run 8% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.