Cost of Living Comparison Between Austin, TX and Largo, FL Cost of Living Comparison Between Austin, TX and Largo, FL

Monthly Cost of Living

Monthly costs for one person with rent: $2,706 in Austin, TX versus $2,323 in Largo, FL.

Estimated couple costs with rent: $4,169 in Austin, TX versus $3,558 in Largo, FL.

Monthly costs for a family of three with rent: $5,633 in Austin, TX versus $4,792 in Largo, FL.

Living in Austin, TX is roughly 16% more expensive than in Largo, FL, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 103% above, Largo, FL 74% above.

Meal at Budget Restaurant

$19.70 $19.70

$19.24 $19.24

2.39%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$71.1 $71.1

6.89%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$8.76 $8.76

12.56%

Cappuccino

$5.48 $5.48

$4.66 $4.66

17.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$2.27 $2.27

16.74%

Water (0.33 liter bottle)

$2.09 $2.09

$1.90 $1.90

10.00%

Local Beer (0.5 liter draught)

$6.09 $6.09

$3.89 $3.89

56.56%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$7.07 $7.07

15.28%

Milk (1 liter)

$1.10 $1.10

$1.15 $1.15

-4.35%

White Bread (500g)

$3.39 $3.39

$3.78 $3.78

-10.32%

Rice (white) (1kg)

$3.38 $3.38

$4.96 $4.96

-31.85%

Eggs

$4.39 $4.39

$4.43 $4.43

-0.90%

Local Cheese (1kg)

$12.10 $12.10

$9.82 $9.82

23.22%

Chicken Fillets (1kg)

$10.84 $10.84

$13.09 $13.09

-17.19%

Beef Round Steak (1kg)

$14.68 $14.68

$12.24 $12.24

19.93%

Apples (1kg)

$4.96 $4.96

$6.15 $6.15

-19.35%

Banana (1kg)

$1.51 $1.51

$1.55 $1.55

-2.58%

Oranges (1kg)

$4.40 $4.40

$5.59 $5.59

-21.29%

Tomato (1kg)

$4.10 $4.10

$3.39 $3.39

20.94%

Potato (1kg)

$2.81 $2.81

$2.70 $2.70

4.07%

Onion (1kg)

$2.87 $2.87

$2.35 $2.35

22.13%

Lettuce (1 head)

$1.95 $1.95

$1.91 $1.91

2.09%

Water (1.5 liter bottle)

$2.18 $2.18

$1.62 $1.62

34.57%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$8.53 $8.53

5.39%

Wine (Bottle)

$15.11 $15.11

$12.81 $12.81

17.95%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$1.77 $1.77

31.64%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.67 $2.67

28.46%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.98 $1.98

-22.22%

Public Transport Monthly Pass (Regular Price)

$44.15 $44.15

Taxi Start (Normal Tariff)

$4.41 $4.41

$2.93 $2.93

50.51%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.45 $1.45

26.21%

Taxi 1hour Waiting (Normal Tariff)

$34.65 $34.65

$35.40 $35.40

-2.12%

Gasoline (1 liter)

$0.78 $0.78

$0.89 $0.89

-12.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$26.6K $26.6K

-2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.3K $25.3K

2.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$199 $199

-12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$43.23 $43.23

38.12%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$63.8 $63.8

2.67%

Gym Membership (Monthly)

$61.3 $61.3

$22.16 $22.16

176.49%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

Cinema Ticket

$14.76 $14.76

$14.79 $14.79

-0.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$504 $504

172.05%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$9,849 $9,849

125.30%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$64.4 $64.4

-12.28%

Summer Dress (H&M, Zara, etc)

$45.29 $45.29

$33.99 $33.99

33.25%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$83.4 $83.4

1.92%

Men's Leather Business Shoes

$118 $118

$113 $113

4.39%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$1,479 $1,479

48.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,403 $1,403

$1,135 $1,135

23.55%

3-bedroom Apartment, City Center (Monthly)

$3,815 $3,815

$2,681 $2,681

42.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,680 $2,680

$2,202 $2,202

21.72%

Buy Apartment in City Center (m2)

$7,133 $7,133

Buy Apartment Outside City Center (m2)

$3,078 $3,078

Average Monthly Net Salary (After Tax)

$5,110 $5,110

$4,557 $4,557

12.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.59

-2.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 12, 2026

Last update for Largo, FL: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Austin, TX and $1,479 in Largo, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Austin, TX vs $71.0 in Largo, FL for a mid-range dinner for two. Groceries echo the gap at $379 vs $378 per month, with Largo, FL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Largo, FL: Cost of Living - Frequently Asked Questions

Largo, FL wins on cost – living expenses run 16% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Largo, FL the obvious pick if budget is a priority.

Average pay runs 12% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Austin, TX versus $1,479 in Largo, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,372 in Austin, TX versus $504 in Largo, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Largo, FL – a meal for two runs $71.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,323 in Largo, FL versus $2,706 in Austin, TX, a $2,000 budget is realistic in Largo, FL but tight or insufficient in Austin, TX. The gap between the two cities makes Largo, FL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Largo, FL gentler on the wallet – expenses run 16% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.