Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lake Oswego, OR

For one person, living is cheaper in Lake Oswego, OR: $2,528 a month against $2,607 in Austin, TX, rent and utilities included – about $950 less a year. The total is higher in Austin, TX despite lower rent and utilities.

125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
121

Cost of Living Index in Lake Oswego, OR
Learn more

Lake Oswego, OR Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Lake Oswego, OR

🇺🇸 United States

$2,528

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Lake Oswego, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lake Oswego, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,528 in Lake Oswego, OR.

Austin, TX $2,607
Lake Oswego, OR $2,528

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,743 in Lake Oswego, OR.

Austin, TX $4,031
Lake Oswego, OR $3,743

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,957 in Lake Oswego, OR.

Austin, TX $5,454
Lake Oswego, OR $4,957

Living in Austin, TX is roughly 3% more expensive than in Lake Oswego, OR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Lake Oswego, OR 86% above.

Meal at Budget Restaurant

$20.35 $20.35

$22.05 $22.05

-7.71%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$90.5 $90.5

-6.42%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.93 $10.93

10.89%

Cappuccino

$5.65 $5.65

$6.11 $6.11

-7.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.08 $3.08

19.48%

Water (0.33 liter bottle)

$2.36 $2.36

$1.99 $1.99

18.59%

Local Beer (0.5 liter draught)

$7.87 $7.87

$6.40 $6.40

22.97%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$5.87 $5.87

50.26%

Milk (1 liter)

$1.14 $1.14

$1.03 $1.03

10.68%

White Bread (500g)

$3.69 $3.69

$3.83 $3.83

-3.66%

Rice (white) (1kg)

$3.31 $3.31

$5.18 $5.18

-36.10%

Eggs

$4.15 $4.15

$4.33 $4.33

-4.16%

Local Cheese (1kg)

$12.98 $12.98

$11.19 $11.19

16.00%

Chicken Fillets (1kg)

$13.86 $13.86

$10.52 $10.52

31.75%

Beef Round Steak (1kg)

$16.34 $16.34

$17.22 $17.22

-5.11%

Apples (1kg)

$4.69 $4.69

$3.69 $3.69

27.10%

Banana (1kg)

$1.45 $1.45

$1.49 $1.49

-2.68%

Oranges (1kg)

$5.11 $5.11

$2.82 $2.82

81.21%

Tomato (1kg)

$4.52 $4.52

$2.60 $2.60

73.85%

Potato (1kg)

$3.08 $3.08

$2.10 $2.10

46.67%

Onion (1kg)

$2.38 $2.38

$1.87 $1.87

27.27%

Lettuce (1 head)

$1.80 $1.80

$1.91 $1.91

-5.76%

Water (1.5 liter bottle)

$2.22 $2.22

$1.71 $1.71

29.82%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$11.37 $11.37

-12.31%

Wine (Bottle)

$15.05 $15.05

$11.03 $11.03

36.45%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.70 $1.70

71.18%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.63 $3.63

-8.26%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.02 $2.02

-39.60%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$65.0 $65.0

-37.62%

Taxi Start (Normal Tariff)

$2.78 $2.78

$4.56 $4.56

-39.04%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$0.76 $0.76

117.11%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$24.04 $24.04

47.21%

Gasoline (1 liter)

$0.95 $0.95

$1.30 $1.30

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$25.4K $25.4K

34.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.1K $24.1K

10.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$150 $150

48.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$46.67 $46.67

25.31%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$62.5 $62.5

13.91%

Gym Membership (Monthly)

$53.0 $53.0

$41.47 $41.47

27.90%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$14.96 $14.96

-6.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,368 $1,368

6.62%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$12.1K $12.1K

76.23%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$40.20 $40.20

30.57%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$29.92 $29.92

42.88%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$85.9 $85.9

0.62%

Men's Leather Business Shoes

$104 $104

$84.5 $84.5

22.89%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,598 $1,598

32.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,309 $1,309

-6.03%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,521 $2,521

53.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,137 $2,137

12.62%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,715 $2,715

173.53%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,383 $2,383

28.42%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.67

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Lake Oswego, OR: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Lake Oswego, OR

$1.3K 51.8% 6.4% $79

Groceries & Markets

Austin, TX

$410 15.7%

Lake Oswego, OR

$352 13.9% 14% $58

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Lake Oswego, OR

$259 10.2% 26.6% $94

Eating Out

Austin, TX

$348 13.4%

Lake Oswego, OR

$346 13.7% 0.5% $1.7

Clothing & Footwear

Austin, TX

$128 4.9%

Lake Oswego, OR

$108 4.3% 15.8% $20

Sport & Entertainment

Austin, TX

$81 3.1%

Lake Oswego, OR

$71 2.8% 12.1% $9.8

Getting Around

Austin, TX

$56 2.2%

Lake Oswego, OR

$81 3.2% 44.2% $25

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,598 in Lake Oswego, OR. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $91 in Lake Oswego, OR. Groceries flip the comparison at $410 vs $352, with Lake Oswego, OR cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Lake Oswego, OR

🕒 Local time

02:41 2:41 AM

01:41 1:41 AM

1 h behind Austin, TX

🌤 Weather

👥 Population

974,447

40,731

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Lake Oswego, OR 2,740 km ≈ 4 h nonstop flight

From you

Austin, TX
Lake Oswego, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lake Oswego, OR: Cost of Living - Frequently Asked Questions

Lake Oswego, OR wins on cost – living expenses run 3% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Lake Oswego, OR the obvious pick if budget is a priority.

You’d need roughly $3,911 in Austin, TX and $3,792 in Lake Oswego, OR to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $1,598 in Lake Oswego, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,528 in Lake Oswego, OR – Lake Oswego, OR is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 38% less than in Lake Oswego, OR. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,500. Lake Oswego, OR is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Lake Oswego, OR is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.