Cost of Living Comparison Between Austin, TX and Lafayette, CO Cost of Living Comparison Between Austin, TX and Lafayette, CO

Monthly Cost of Living

Monthly costs for one person with rent: $2,659 in Austin, TX versus $2,593 in Lafayette, CO.

Estimated couple costs with rent: $4,101 in Austin, TX versus $3,758 in Lafayette, CO.

Monthly costs for a family of three with rent: $5,542 in Austin, TX versus $4,923 in Lafayette, CO.

Living in Austin, TX is roughly 3% more expensive than Lafayette, CO, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 98% above, Lafayette, CO 93% above.

Meal at Budget Restaurant

$19.63 $19.63

$19.31 $19.31

1.66%

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$75.3 $75.3

-0.20%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$10.99 $10.99

-9.74%

Cappuccino

$5.67 $5.67

$4.96 $4.96

14.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.47 $2.47

12.15%

Water (0.33 liter bottle)

$2.17 $2.17

$2.05 $2.05

5.85%

Local Beer (0.5 liter draught)

$5.84 $5.84

$6.08 $6.08

-3.95%

Imported Beer (0.33 liter bottle)

$7.77 $7.77

$7.18 $7.18

8.22%

Milk (1 liter)

$1.09 $1.09

$1.04 $1.04

4.81%

White Bread (500g)

$3.41 $3.41

$3.47 $3.47

-1.73%

Rice (white) (1kg)

$3.43 $3.43

$4.28 $4.28

-19.86%

Eggs

$4.39 $4.39

$4.08 $4.08

7.60%

Local Cheese (1kg)

$11.95 $11.95

$12.41 $12.41

-3.71%

Chicken Fillets (1kg)

$10.76 $10.76

$11.65 $11.65

-7.64%

Beef Round Steak (1kg)

$14.29 $14.29

$15.73 $15.73

-9.15%

Apples (1kg)

$4.84 $4.84

$4.88 $4.88

-0.82%

Banana (1kg)

$1.55 $1.55

$1.62 $1.62

-4.32%

Oranges (1kg)

$4.46 $4.46

$4.29 $4.29

3.96%

Tomato (1kg)

$3.91 $3.91

$4.62 $4.62

-15.37%

Potato (1kg)

$2.74 $2.74

$2.76 $2.76

-0.72%

Onion (1kg)

$2.74 $2.74

$2.92 $2.92

-6.16%

Lettuce (1 head)

$2.04 $2.04

$2.12 $2.12

-3.77%

Water (1.5 liter bottle)

$2.25 $2.25

$2.20 $2.20

2.27%

Cigarettes 20 Pack (Marlboro, Camel)

$8.93 $8.93

$9.33 $9.33

-4.29%

Wine (Bottle)

$14.85 $14.85

$15.05 $15.05

-1.33%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.86 $1.86

26.34%

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$3.43 $3.43

4.08%

One-way Ticket (Public Transport)

$1.47 $1.47

$1.97 $1.97

-25.38%

Public Transport Monthly Pass (Regular Price)

$42.98 $42.98

Taxi Start (Normal Tariff)

$4.28 $4.28

$3.41 $3.41

25.51%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$1.58 $1.58

16.46%

Taxi 1hour Waiting (Normal Tariff)

$35.54 $35.54

$28.81 $28.81

23.36%

Gasoline (1 liter)

$0.72 $0.72

$0.84 $0.84

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$29.7K $29.7K

-13.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.0K $26.0K

0.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$189 $189

-8.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$52.3 $52.3

15.20%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$66.6 $66.6

-0.44%

Gym Membership (Monthly)

$62.8 $62.8

$43.26 $43.26

45.05%

Tennis Court (1 Hour on Weekend)

$9.83 $9.83

Cinema Ticket

$15.24 $15.24

$13.61 $13.61

11.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,387 $1,387

$1,274 $1,274

8.86%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$23.3K $23.3K

-4.90%

Jeans (Levis 501 Or Similar)

$56.7 $56.7

$52.0 $52.0

9.18%

Summer Dress (H&M, Zara, etc)

$45.34 $45.34

$39.21 $39.21

15.63%

Sport Shoes (Adidas, Nike)

$86.5 $86.5

$85.6 $85.6

0.99%

Men's Leather Business Shoes

$119 $119

$111 $111

7.75%

1-bedroom Apartment, City Center (Monthly)

$2,247 $2,247

$1,599 $1,599

40.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,430 $1,430

$1,370 $1,370

4.39%

3-bedroom Apartment, City Center (Monthly)

$3,778 $3,778

$2,652 $2,652

42.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,641 $2,641

$2,220 $2,220

18.96%

Buy Apartment in City Center (m2)

$7,044 $7,044

$2,601 $2,601

170.78%

Buy Apartment Outside City Center (m2)

$3,162 $3,162

$2,119 $2,119

49.22%

Average Monthly Net Salary (After Tax)

$5,108 $5,108

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.51

-0.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: May 31, 2026

Last update for Lafayette, CO: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,247 in Austin, TX and $1,599 in Lafayette, CO. Housing cost is often the main lever when comparing two cities.

Dining out: $75.0 in Austin, TX vs $75.0 in Lafayette, CO for a mid-range dinner for two. Groceries echo the gap at $377 vs $391 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lafayette, CO: Cost of Living - Frequently Asked Questions

Lafayette, CO wins on cost – living expenses run 3% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lafayette, CO the obvious pick if budget is a priority.

You'd need roughly $3,989 in Austin, TX and $3,889 in Lafayette, CO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,247 in Austin, TX versus $1,599 in Lafayette, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,387 in Austin, TX versus $1,274 in Lafayette, CO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lafayette, CO – a meal for two runs $75.0 versus $75.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Lafayette, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Lafayette, CO delivers better value – similar infrastructure at $2,593 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lafayette, CO hard to pass up.

Safety-wise, Austin, TX and Lafayette, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lafayette, CO gentler on the wallet – expenses run 3% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.