Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kholmsk

For one person, living is cheaper in Kholmsk: $1,025 a month against $2,704 in Austin, TX, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
50

Cost of Living Index in Kholmsk
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Kholmsk Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Kholmsk

🇷🇺 Russia

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kholmsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kholmsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,025 in Kholmsk.

Austin, TX $2,704
Kholmsk $1,025

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,619 in Kholmsk.

Austin, TX $4,133
Kholmsk $1,619

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $2,213 in Kholmsk.

Austin, TX $5,562
Kholmsk $2,213

Living in Austin, TX is roughly 164% more expensive than in Kholmsk, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Kholmsk is 23% below.

Meal at Budget Restaurant

$20.22 $20.22

$11.22 ₽954

80.21%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$36.19 ₽3,079

134.95%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$6.81 ₽580

81.35%

Cappuccino

$5.47 $5.47

$2.44 ₽207

124.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.02 ₽86.8

274.51%

Water (0.33 liter bottle)

$2.50 $2.50

$0.59 ₽49.97

323.73%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.85 ₽157

335.68%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$2.99 ₽254

200.67%

Milk (1 liter)

$1.13 $1.13

$1.06 ₽90.3

6.60%

White Bread (500g)

$3.78 $3.78

$0.79 ₽67.5

378.48%

Rice (white) (1kg)

$3.25 $3.25

$1.30 ₽110

150.00%

Eggs

$4.14 $4.14

$1.46 ₽124

183.56%

Local Cheese (1kg)

$13.08 $13.08

$10.12 ₽861

29.25%

Chicken Fillets (1kg)

$14.31 $14.31

$5.25 ₽446

172.57%

Beef Round Steak (1kg)

$15.96 $15.96

$12.49 ₽1,063

27.78%

Apples (1kg)

$4.38 $4.38

$1.84 ₽157

138.04%

Banana (1kg)

$1.45 $1.45

$1.73 ₽147

-16.18%

Oranges (1kg)

$4.54 $4.54

$1.89 ₽160

140.21%

Tomato (1kg)

$4.19 $4.19

$2.95 ₽251

42.03%

Potato (1kg)

$2.63 $2.63

$0.75 ₽63.8

250.67%

Onion (1kg)

$2.36 $2.36

$0.61 ₽52.2

286.89%

Lettuce (1 head)

$1.76 $1.76

$1.27 ₽108

38.58%

Water (1.5 liter bottle)

$2.16 $2.16

$0.75 ₽64.1

188.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.57 ₽219

281.71%

Wine (Bottle)

$14.72 $14.72

$8.40 ₽715

75.24%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.02 ₽87.1

172.55%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.00 ₽170

74.00%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.51 ₽43.08

192.16%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.34 ₽199

14.10%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.40 ₽34.14

295.00%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$5.64 ₽480

525.71%

Gasoline (1 liter)

$0.99 $0.99

$0.93 ₽78.8

6.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$36.0K ₽3.1M

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$29.0K ₽2.5M

-6.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$103 ₽8,797

112.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$6.06 ₽515

856.93%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$8.30 ₽707

723.61%

Gym Membership (Monthly)

$57.9 $57.9

$39.77 ₽3,384

45.59%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$21.81 ₽1,855

-32.05%

Cinema Ticket

$14.13 $14.13

$5.04 ₽429

180.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$389 ₽33.1K

287.68%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,319 ₽622.8K

193.16%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$85.5 ₽7,272

-39.56%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$48.27 ₽4,107

-8.74%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$131 ₽11.1K

-34.94%

Men's Leather Business Shoes

$105 $105

$102 ₽8,658

3.49%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$404 ₽34.3K

378.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$305 ₽26.0K

316.80%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$943 ₽80.2K

289.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$564 ₽48.0K

347.60%

Buy Apartment in City Center (m2)

$7,617 $7,617

$2,094 ₽178.2K

263.71%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,510 ₽128.5K

111.90%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

21.33

-68.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Kholmsk: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Kholmsk

$305 30.1% 76% $967

Groceries & Markets

Austin, TX

$403 15.3%

Kholmsk

$209 20.6% 48.1% $194

Eating Out

Austin, TX

$348 13.2%

Kholmsk

$161 15.9% 53.7% $187

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Kholmsk

$118 11.6% 65.9% $228

Clothing & Footwear

Austin, TX

$129 4.9%

Kholmsk

$165 16.3% 28% $36

Sport & Entertainment

Austin, TX

$86 3.3%

Kholmsk

$50 4.9% 42.1% $36

Getting Around

Austin, TX

$57 2.2%

Kholmsk

$6.4 * 0.6% 88.8% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $404 in Kholmsk. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $36.00 in Kholmsk for a mid-range dinner for two. Groceries echo the gap at $403 vs $209 per month, with Kholmsk cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇷🇺 Kholmsk

🕒 Local time

06:15 6:15 AM

22:15 10:15 PM

16 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

27,954

💱 Currency

United States Dollar USD $

Russian Ruble RUB ₽

📈 Exchange rate

1 USD = 0.892 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, EUR to USD – United States Dollar Converter

🇷🇺 Russian Ruble (₽)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

RUB to USD in detail →

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Between locations

Austin, TX Kholmsk 9,540 km ≈ 12 h nonstop flight

From you

Austin, TX
Kholmsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kholmsk: Cost of Living - Frequently Asked Questions

Kholmsk wins on cost – living expenses run 164% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kholmsk the obvious pick if budget is a priority.

You'd need roughly $4,055 in Austin, TX and $1,538 in Kholmsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,932 in Austin, TX versus $404 in Kholmsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,509 in Austin, TX versus $389 in Kholmsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kholmsk – a meal for two runs $36.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,025 in Kholmsk versus $2,704 in Austin, TX, a $1,000 budget is realistic in Kholmsk but tight or insufficient in Austin, TX. The gap between the two cities makes Kholmsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kholmsk gentler on the wallet – expenses run 164% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.