Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kerava

For one person, living is cheaper in Kerava: $1,890 a month against $2,663 in Austin, TX, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
89

Cost of Living Index in Kerava
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Kerava Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Kerava

🇫🇮 Finland

$1,890

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kerava

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kerava actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,890 in Kerava.

Austin, TX $2,663
Kerava $1,890

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,901 in Kerava.

Austin, TX $4,133
Kerava $2,901

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,912 in Kerava.

Austin, TX $5,603
Kerava $3,912

Living in Austin, TX is roughly 41% more expensive than in Kerava, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Austin, TX 97% above, Kerava 40% above.

Meal at Budget Restaurant

$20.77 $20.77

$15.88 €14.13

30.79%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$102 €91.1

-17.41%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.21 €10.86

0.90%

Cappuccino

$5.63 $5.63

$4.88 €4.34

15.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.31 €2.94

12.39%

Water (0.33 liter bottle)

$2.50 $2.50

$1.85 €1.65

35.14%

Local Beer (0.5 liter draught)

$8.05 $8.05

$9.26 €8.24

-13.07%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$8.83 €7.85

2.04%

Milk (1 liter)

$1.12 $1.12

$1.41 €1.26

-20.57%

White Bread (500g)

$3.75 $3.75

$2.64 €2.35

42.05%

Rice (white) (1kg)

$3.26 $3.26

$2.64 €2.35

23.48%

Eggs

$4.17 $4.17

$3.84 €3.41

8.59%

Local Cheese (1kg)

$12.90 $12.90

$8.05 €7.16

60.25%

Chicken Fillets (1kg)

$14.16 $14.16

$13.90 €12.36

1.87%

Beef Round Steak (1kg)

$16.22 $16.22

$20.87 €18.56

-22.28%

Apples (1kg)

$4.33 $4.33

$2.78 €2.47

55.76%

Banana (1kg)

$1.46 $1.46

$2.12 €1.88

-31.13%

Oranges (1kg)

$4.51 $4.51

$2.31 €2.05

95.24%

Tomato (1kg)

$4.34 $4.34

$4.47 €3.97

-2.91%

Potato (1kg)

$2.58 $2.58

$1.26 €1.12

104.76%

Onion (1kg)

$2.35 $2.35

$1.59 €1.41

47.80%

Lettuce (1 head)

$1.78 $1.78

$2.16 €1.92

-17.59%

Water (1.5 liter bottle)

$2.22 $2.22

$1.68 €1.50

32.14%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$13.49 €12.00

-26.76%

Wine (Bottle)

$15.08 $15.08

$15.64 €13.91

-3.58%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.71 €3.30

-21.29%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.76 €3.34

-7.98%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.31 €2.94

-54.98%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$63.6 €56.6

-34.41%

Taxi Start (Normal Tariff)

$2.73 $2.73

$8.28 €7.36

-67.03%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.28 €1.14

29.69%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$65.7 €58.4

-46.27%

Gasoline (1 liter)

$0.95 $0.95

$2.38 €2.11

-60.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$35.8K €31.9K

0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$37.6K €33.4K

-27.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$132 €117

74.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$25.86 €23.00

129.66%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$21.87 €19.45

219.66%

Gym Membership (Monthly)

$57.2 $57.2

$44.86 €39.90

27.60%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$22.49 €20.01

-27.39%

Cinema Ticket

$14.28 $14.28

$18.27 €16.25

-21.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$309 €275

386.58%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,335 €6,525

192.51%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$94.9 €84.4

-44.33%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$43.51 €38.70

0.71%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$101 €89.7

-15.97%

Men's Leather Business Shoes

$103 $103

$112 €100.0

-8.36%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$730 €649

161.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$699 €622

82.34%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,184 €1,053

209.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,012 €901

150.73%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,122 €3,667

84.71%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,177 €1,936

45.03%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.61

88.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Kerava: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Kerava

$699 37% 45.2% $575

Groceries & Markets

Austin, TX

$405 15.2%

Kerava

$374 19.8% 7.6% $31

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Kerava

$179 9.5% 49.9% $179

Eating Out

Austin, TX

$354 13.3%

Kerava

$307 16.2% 13.3% $47

Clothing & Footwear

Austin, TX

$128 4.8%

Kerava

$158 8.4% 23.7% $30

Sport & Entertainment

Austin, TX

$86 3.2%

Kerava

$81 4.3% 5.1% $4.4

Getting Around

Austin, TX

$59 2.2%

Kerava

$92 4.8% 55.9% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $730 in Kerava. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $102 in Kerava. Groceries flip the comparison at $405 vs $374, with Kerava cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇫🇮 Kerava

🕒 Local time

00:48 12:48 AM

08:48 8:48 AM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

38,227

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Kerava 8,680 km ≈ 11 h nonstop flight

From you

Austin, TX
Kerava

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kerava: Cost of Living - Frequently Asked Questions

Kerava wins on cost – living expenses run 41% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kerava the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $2,835 in Kerava to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $730 in Kerava. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,890 in Kerava – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kerava runs roughly 52% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,890 in Kerava versus $2,663 in Austin, TX, a $2,000 budget is realistic in Kerava but tight or insufficient in Austin, TX. The gap between the two cities makes Kerava the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Kerava are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kerava gentler on the wallet – expenses run 41% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.