Cost of Living Comparison Between Austin, TX and Katy, TX Cost of Living Comparison Between Austin, TX and Katy, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,701 in Austin, TX versus $2,706 in Katy, TX.

Estimated couple costs with rent: $4,086 in Austin, TX versus $3,578 in Katy, TX.

Monthly costs for a family of three with rent: $5,470 in Austin, TX versus $4,451 in Katy, TX.

Monthly costs are close between Austin, TX and Katy, TX; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Austin, TX 102% above, Katy, TX 103% above.

Meal at Budget Restaurant

$19.97 $19.97

$13.39 $13.39

49.14%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$59.4 $59.4

25.45%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$8.94 $8.94

10.18%

Cappuccino

$5.79 $5.79

$4.45 $4.45

30.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.37 $2.37

16.03%

Water (0.33 liter bottle)

$2.17 $2.17

$2.00 $2.00

8.50%

Local Beer (0.5 liter draught)

$5.98 $5.98

$4.05 $4.05

47.65%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$5.86 $5.86

38.40%

Milk (1 liter)

$1.10 $1.10

$0.97 $0.97

13.40%

White Bread (500g)

$3.28 $3.28

$3.07 $3.07

6.84%

Rice (white) (1kg)

$3.37 $3.37

$4.81 $4.81

-29.94%

Eggs

$4.31 $4.31

$3.02 $3.02

42.72%

Local Cheese (1kg)

$12.02 $12.02

$10.65 $10.65

12.86%

Chicken Fillets (1kg)

$10.58 $10.58

$9.98 $9.98

6.01%

Beef Round Steak (1kg)

$14.59 $14.59

$14.93 $14.93

-2.28%

Apples (1kg)

$5.04 $5.04

$3.73 $3.73

35.12%

Banana (1kg)

$1.57 $1.57

$1.19 $1.19

31.93%

Oranges (1kg)

$4.38 $4.38

$3.08 $3.08

42.21%

Tomato (1kg)

$4.07 $4.07

$3.26 $3.26

24.85%

Potato (1kg)

$2.77 $2.77

$1.87 $1.87

48.13%

Onion (1kg)

$2.82 $2.82

$2.40 $2.40

17.50%

Lettuce (1 head)

$1.96 $1.96

$1.78 $1.78

10.11%

Water (1.5 liter bottle)

$2.23 $2.23

$1.28 $1.28

74.22%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 $8.75

$8.61 $8.61

1.63%

Wine (Bottle)

$14.71 $14.71

$12.55 $12.55

17.21%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.76 $1.76

32.95%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$1.81 $1.81

91.71%

One-way Ticket (Public Transport)

$1.52 $1.52

$3.22 $3.22

-52.80%

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

$90.4 $90.4

-52.71%

Taxi Start (Normal Tariff)

$4.31 $4.31

$3.55 $3.55

21.41%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

$1.89 $1.89

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$35.23 $35.23

$44.60 $44.60

-21.01%

Gasoline (1 liter)

$0.80 $0.80

$0.71 $0.71

12.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$29.0K $29.0K

-11.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.6K $24.6K

9.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$201 $201

-13.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$58.7 $58.7

-0.26%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$73.9 $73.9

-9.24%

Gym Membership (Monthly)

$61.8 $61.8

$30.65 $30.65

101.70%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

$24.94 $24.94

-60.51%

Cinema Ticket

$14.80 $14.80

$13.32 $13.32

11.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$1,010 $1,010

40.01%

International Primary School, 1 Child (Yearly)

$22.1K $22.1K

$16.7K $16.7K

32.53%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$44.75 $44.75

22.70%

Summer Dress (H&M, Zara, etc)

$46.67 $46.67

$41.73 $41.73

11.84%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$87.4 $87.4

0.24%

Men's Leather Business Shoes

$119 $119

$111 $111

7.30%

1-bedroom Apartment, City Center (Monthly)

$2,200 $2,200

$1,671 $1,671

31.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,428 $1,428

$1,530 $1,530

-6.69%

3-bedroom Apartment, City Center (Monthly)

$3,769 $3,769

$2,353 $2,353

60.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,704 $2,704

$1,900 $1,900

42.28%

Buy Apartment in City Center (m2)

$7,334 $7,334

$2,038 $2,038

259.82%

Buy Apartment Outside City Center (m2)

$3,140 $3,140

$1,689 $1,689

85.92%

Average Monthly Net Salary (After Tax)

$5,093 $5,093

$6,105 $6,105

-16.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.29

2.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 20, 2026

Last update for Katy, TX: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,200 in Austin, TX and $1,671 in Katy, TX. Housing cost is often the main lever when comparing two cities.

Katy, TX pays 20% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $74.0 in Austin, TX vs $59.0 in Katy, TX for a mid-range dinner for two. Groceries echo the gap at $376 vs $323 per month, with Katy, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Katy, TX: Cost of Living - Frequently Asked Questions

On paper, salaries run 20% lower in Katy, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,200 in Austin, TX versus $1,671 in Katy, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,414 in Austin, TX versus $1,010 in Katy, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $74.0 versus $59.0 in Katy, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Katy, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Austin, TX wins on affordability, Katy, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.