Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kartuzy

For one person, living is cheaper in Kartuzy: $1,423 a month against $2,663 in Austin, TX, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
69

Cost of Living Index in Kartuzy
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Kartuzy Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Kartuzy

🇵🇱 Poland

$1,423

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kartuzy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kartuzy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,423 in Kartuzy.

Austin, TX $2,663
Kartuzy $1,423

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,043 in Kartuzy.

Austin, TX $4,133
Kartuzy $2,043

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,663 in Kartuzy.

Austin, TX $5,603
Kartuzy $2,663

Living in Austin, TX is roughly 87% more expensive than in Kartuzy, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Kartuzy 5% above.

Meal at Budget Restaurant

$20.77 $20.77

$8.06 zł 31.30

157.69%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$41.46 zł 161

104.03%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.99 zł 34.91

37.04%

Cappuccino

$5.63 $5.63

$3.35 zł 13.03

68.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.13 zł 8.29

74.65%

Water (0.33 liter bottle)

$2.50 $2.50

$1.59 zł 6.18

57.23%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.63 zł 14.09

121.76%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.77 zł 14.66

138.99%

Milk (1 liter)

$1.12 $1.12

$0.92 zł 3.59

21.74%

White Bread (500g)

$3.75 $3.75

$1.21 zł 4.69

209.92%

Rice (white) (1kg)

$3.26 $3.26

$1.13 zł 4.41

188.50%

Eggs

$4.17 $4.17

$3.34 zł 12.97

24.85%

Local Cheese (1kg)

$12.90 $12.90

$8.10 zł 31.47

59.26%

Chicken Fillets (1kg)

$14.16 $14.16

$6.83 zł 26.54

107.32%

Beef Round Steak (1kg)

$16.22 $16.22

$10.96 zł 42.57

47.99%

Apples (1kg)

$4.33 $4.33

$1.12 zł 4.35

286.61%

Banana (1kg)

$1.46 $1.46

$1.65 zł 6.43

-11.52%

Oranges (1kg)

$4.51 $4.51

$1.45 zł 5.65

211.03%

Tomato (1kg)

$4.34 $4.34

$2.63 zł 10.22

65.02%

Potato (1kg)

$2.58 $2.58

$0.83 zł 3.23

210.84%

Onion (1kg)

$2.35 $2.35

$1.03 zł 4.02

128.16%

Lettuce (1 head)

$1.78 $1.78

$1.37 zł 5.30

29.93%

Water (1.5 liter bottle)

$2.22 $2.22

$0.68 zł 2.64

226.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.56 zł 17.71

116.67%

Wine (Bottle)

$15.08 $15.08

$6.67 zł 25.91

126.09%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.13 zł 4.40

158.41%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.57 zł 6.11

120.38%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.10 zł 4.28

35.45%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$26.96 zł 105

54.75%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.33 zł 9.05

17.17%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.74 zł 2.89

124.32%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$9.94 zł 38.61

255.13%

Gasoline (1 liter)

$0.95 $0.95

$1.64 zł 6.38

-42.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.8K zł 104.3K

34.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$29.9K zł 116.3K

-9.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$271 zł 1,052

-15.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.82 zł 34.25

573.36%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$17.21 zł 66.9

306.22%

Gym Membership (Monthly)

$57.2 $57.2

$38.82 zł 151

47.45%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$24.96 zł 97.0

-34.58%

Cinema Ticket

$14.28 $14.28

$7.11 zł 27.62

100.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$362 zł 1,407

315.87%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,810 zł 26.5K

215.09%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$93.2 zł 362

-43.36%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$40.83 zł 159

7.32%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$95.0 zł 369

-10.80%

Men's Leather Business Shoes

$103 $103

$90.3 zł 351

14.11%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$607 zł 2,360

213.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$514 zł 1,998

147.80%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$995 zł 3,868

268.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$804 zł 3,124

215.70%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,891 zł 11.2K

163.33%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,217 zł 8,615

42.38%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,269 zł 4,930

303.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.68

1.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Kartuzy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Kartuzy

$514 36.1% 59.6% $760

Groceries & Markets

Austin, TX

$405 15.2%

Kartuzy

$205 14.4% 49.3% $199

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Kartuzy

$297 20.9% 17.2% $62

Eating Out

Austin, TX

$354 13.3%

Kartuzy

$172 12.1% 51.3% $182

Clothing & Footwear

Austin, TX

$128 4.8%

Kartuzy

$144 10.1% 12.3% $16

Sport & Entertainment

Austin, TX

$86 3.2%

Kartuzy

$53 3.7% 38.2% $33

Getting Around

Austin, TX

$59 2.2%

Kartuzy

$37 2.6% 36.2% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $607 in Kartuzy. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 304% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $41.00 in Kartuzy for a mid-range dinner for two. Groceries echo the gap at $405 vs $205 per month, with Kartuzy cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Kartuzy

🕒 Local time

19:46 7:46 PM

02:46 2:46 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

14,186

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

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Austin, TX Kartuzy 8,790 km ≈ 11 h nonstop flight

From you

Austin, TX
Kartuzy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kartuzy: Cost of Living - Frequently Asked Questions

Kartuzy wins on cost – living expenses run 87% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kartuzy the obvious pick if budget is a priority.

Average pay runs 304% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $607 in Kartuzy. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,423 in Kartuzy – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kartuzy runs roughly 55% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,423 in Kartuzy versus $2,663 in Austin, TX, a $1,000 budget is realistic in Kartuzy but tight or insufficient in Austin, TX. The gap between the two cities makes Kartuzy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Kartuzy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kartuzy gentler on the wallet – expenses run 87% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.