Cost of Living Comparison Between Austin, TX and Jeffersonville, IN Cost of Living Comparison Between Austin, TX and Jeffersonville, IN

Monthly Cost of Living

Monthly costs for one person with rent: $2,707 in Austin, TX versus $2,090 in Jeffersonville, IN.

Estimated couple costs with rent: $4,158 in Austin, TX versus $3,059 in Jeffersonville, IN.

Monthly costs for a family of three with rent: $5,608 in Austin, TX versus $4,028 in Jeffersonville, IN.

Living in Austin, TX is roughly 30% more expensive than Jeffersonville, IN, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 101% above, Jeffersonville, IN 55% above.

Meal at Budget Restaurant

$19.50 $19.50

$13.07 $13.07

49.20%

Three-Course Dinner for Two, Mid-Range

$75.3 $75.3

$54.6 $54.6

38.02%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$11.33 $11.33

-12.80%

Cappuccino

$5.74 $5.74

$5.45 $5.45

5.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$1.88 $1.88

47.87%

Water (0.33 liter bottle)

$2.13 $2.13

$1.80 $1.80

18.33%

Local Beer (0.5 liter draught)

$6.11 $6.11

$5.89 $5.89

3.74%

Imported Beer (0.33 liter bottle)

$7.86 $7.86

$8.42 $8.42

-6.65%

Milk (1 liter)

$1.09 $1.09

$0.83 $0.83

31.33%

White Bread (500g)

$3.44 $3.44

$3.05 $3.05

12.79%

Rice (white) (1kg)

$3.31 $3.31

$4.09 $4.09

-19.07%

Eggs

$4.29 $4.29

$3.22 $3.22

33.23%

Local Cheese (1kg)

$11.98 $11.98

$12.53 $12.53

-4.39%

Chicken Fillets (1kg)

$10.74 $10.74

$8.52 $8.52

26.06%

Beef Round Steak (1kg)

$14.79 $14.79

$19.94 $19.94

-25.83%

Apples (1kg)

$5.00 $5.00

$7.77 $7.77

-35.65%

Banana (1kg)

$1.49 $1.49

$2.07 $2.07

-28.02%

Oranges (1kg)

$4.43 $4.43

$4.34 $4.34

2.07%

Tomato (1kg)

$3.95 $3.95

$3.14 $3.14

25.80%

Potato (1kg)

$2.75 $2.75

$3.33 $3.33

-17.42%

Onion (1kg)

$2.73 $2.73

$2.55 $2.55

7.06%

Lettuce (1 head)

$2.04 $2.04

$1.48 $1.48

37.84%

Water (1.5 liter bottle)

$2.26 $2.26

$1.81 $1.81

24.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.09 $9.09

$9.24 $9.24

-1.62%

Wine (Bottle)

$14.99 $14.99

$14.89 $14.89

0.67%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.75 $1.75

34.29%

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$3.93 $3.93

-9.92%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.10 $2.10

-29.05%

Public Transport Monthly Pass (Regular Price)

$44.05 $44.05

Taxi Start (Normal Tariff)

$4.47 $4.47

$3.48 $3.48

28.45%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.60 $1.60

10.00%

Taxi 1hour Waiting (Normal Tariff)

$34.44 $34.44

$28.61 $28.61

20.38%

Gasoline (1 liter)

$0.74 $0.74

$0.81 $0.81

-8.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$26.7K $26.7K

-3.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.4K $26.4K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$213 $213

-19.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$49.01 $49.01

20.98%

Internet (50+ Mbps, Unlimited Data)

$66.5 $66.5

$52.6 $52.6

26.32%

Gym Membership (Monthly)

$63.1 $63.1

$27.31 $27.31

131.01%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$15.28 $15.28

$13.03 $13.03

17.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,406 $1,406

$751 $751

87.32%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$23.2K $23.2K

-5.41%

Jeans (Levis 501 Or Similar)

$56.4 $56.4

$39.54 $39.54

42.74%

Summer Dress (H&M, Zara, etc)

$45.72 $45.72

$20.13 $20.13

127.12%

Sport Shoes (Adidas, Nike)

$86.0 $86.0

$80.6 $80.6

6.62%

Men's Leather Business Shoes

$118 $118

$159 $159

-26.21%

1-bedroom Apartment, City Center (Monthly)

$2,196 $2,196

$910 $910

141.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,434 $1,434

$911 $911

57.37%

3-bedroom Apartment, City Center (Monthly)

$3,878 $3,878

$1,718 $1,718

125.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,610 $2,610

$1,502 $1,502

73.76%

Buy Apartment in City Center (m2)

$7,228 $7,228

$2,306 $2,306

213.46%

Buy Apartment Outside City Center (m2)

$3,282 $3,282

$2,110 $2,110

55.59%

Average Monthly Net Salary (After Tax)

$4,984 $4,984

$4,578 $4,578

8.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 13, 2026

Last update for Jeffersonville, IN: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,196 in Austin, TX and $910 in Jeffersonville, IN. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75 in Austin, TX vs $55 in Jeffersonville, IN. Groceries flip the comparison at $379 vs $382, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jeffersonville, IN: Cost of Living - Frequently Asked Questions

Jeffersonville, IN wins on cost – living expenses run 30% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Jeffersonville, IN the obvious pick if budget is a priority.

Austin, TX pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,196 in Austin, TX versus $910 in Jeffersonville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,406 in Austin, TX versus $751 in Jeffersonville, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jeffersonville, IN – a meal for two runs $55.0 versus $75.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,090 in Jeffersonville, IN versus $2,707 in Austin, TX, a $2,500 budget is realistic in Jeffersonville, IN but tight or insufficient in Austin, TX. The gap between the two cities makes Jeffersonville, IN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Jeffersonville, IN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jeffersonville, IN gentler on the wallet – expenses run 30% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.