Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Jeffersonville, IN

For one person, living is cheaper in Jeffersonville, IN: $2,085 a month against $2,689 in Austin, TX, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
100

Cost of Living Index in Jeffersonville, IN
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Jeffersonville, IN Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Jeffersonville, IN

🇺🇸 United States

$2,085

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Jeffersonville, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Jeffersonville, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,085 in Jeffersonville, IN.

Austin, TX $2,689
Jeffersonville, IN $2,085

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,113 in Jeffersonville, IN.

Austin, TX $4,112
Jeffersonville, IN $3,113

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $4,142 in Jeffersonville, IN.

Austin, TX $5,534
Jeffersonville, IN $4,142

Living in Austin, TX is roughly 29% more expensive than in Jeffersonville, IN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Jeffersonville, IN 54% above.

Meal at Budget Restaurant

$21.34 $21.34

$12.24 $12.24

74.35%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$86.6 $86.6

1.45%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$13.48 $13.48

-7.72%

Cappuccino

$5.60 $5.60

$5.96 $5.96

-6.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.59 $2.59

40.93%

Water (0.33 liter bottle)

$2.39 $2.39

$1.81 $1.81

32.04%

Local Beer (0.5 liter draught)

$7.82 $7.82

$5.14 $5.14

52.14%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$7.44 $7.44

17.61%

Milk (1 liter)

$1.12 $1.12

$0.83 $0.83

34.94%

White Bread (500g)

$3.62 $3.62

$2.44 $2.44

48.36%

Rice (white) (1kg)

$3.50 $3.50

$3.43 $3.43

2.04%

Eggs

$4.45 $4.45

$3.19 $3.19

39.50%

Local Cheese (1kg)

$13.18 $13.18

$19.57 $19.57

-32.65%

Chicken Fillets (1kg)

$13.94 $13.94

$8.08 $8.08

72.52%

Beef Round Steak (1kg)

$16.46 $16.46

$19.50 $19.50

-15.59%

Apples (1kg)

$4.73 $4.73

$7.52 $7.52

-37.10%

Banana (1kg)

$1.50 $1.50

$0.87 $0.87

72.41%

Oranges (1kg)

$4.64 $4.64

$4.45 $4.45

4.27%

Tomato (1kg)

$4.52 $4.52

$3.16 $3.16

43.04%

Potato (1kg)

$2.55 $2.55

$3.78 $3.78

-32.54%

Onion (1kg)

$2.39 $2.39

$2.59 $2.59

-7.72%

Lettuce (1 head)

$1.84 $1.84

$1.70 $1.70

8.24%

Water (1.5 liter bottle)

$2.13 $2.13

$1.82 $1.82

17.03%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$8.92 $8.92

12.67%

Wine (Bottle)

$14.88 $14.88

$11.83 $11.83

25.78%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.70 $1.70

65.88%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$4.06 $4.06

-18.97%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.77 $1.77

-30.51%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$2.68 $2.68

Taxi (Normal Tariff) (1km)

$1.63 $1.63

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

Gasoline (1 liter)

$0.98 $0.98

$0.87 $0.87

12.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$27.6K $27.6K

24.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$27.0K $27.0K

-0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$228 $228

10.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$50.3 $50.3

18.97%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$52.6 $52.6

32.52%

Gym Membership (Monthly)

$60.4 $60.4

$27.90 $27.90

116.34%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$11.83 $11.83

16.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$837 $837

74.19%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$15.4K $15.4K

72.95%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$24.79 $24.79

112.34%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$19.94 $19.94

129.49%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$81.3 $81.3

5.10%

Men's Leather Business Shoes

$106 $106

$165 $165

-36.07%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$901 $901

143.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$917 $917

38.34%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$1,624 $1,624

146.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,509 $1,509

59.50%

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$2,482 $2,482

103.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.59

3.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Jeffersonville, IN: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Jeffersonville, IN

$917 44% 27.7% $352

Groceries & Markets

Austin, TX

$407 15.2%

Jeffersonville, IN

$379 18.2% 7.1% $29

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Jeffersonville, IN

$331 15.9% 13.3% $51

Eating Out

Austin, TX

$356 13.2%

Jeffersonville, IN

$268 12.9% 24.7% $88

Clothing & Footwear

Austin, TX

$130 4.9%

Jeffersonville, IN

$131 6.3% 0.7% $0.8

Sport & Entertainment

Austin, TX

$88 3.3%

Jeffersonville, IN

$52 2.5% 41.3% $36

Getting Around

Austin, TX

$57 2.1%

Jeffersonville, IN

$7.1 * 0.3% 87.7% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $901 in Jeffersonville, IN. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Austin, TX vs $87 in Jeffersonville, IN for a mid-range dinner for two. Groceries echo the gap at $407 vs $379 per month, with Jeffersonville, IN cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Jeffersonville, IN

🕒 Local time

07:29 7:29 AM

08:29 8:29 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

49,450

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Jeffersonville, IN 1,420 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Jeffersonville, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jeffersonville, IN: Cost of Living - Frequently Asked Questions

Jeffersonville, IN wins on cost – living expenses run 22% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Jeffersonville, IN the obvious pick if budget is a priority.

Average pay in Austin, TX is about 2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,195 in Austin, TX versus $901 in Jeffersonville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $2,085 in Jeffersonville, IN – Jeffersonville, IN is about 22% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 8% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

At $2,085 in Jeffersonville, IN versus $2,689 in Austin, TX, a $2,500 budget is realistic in Jeffersonville, IN but tight or insufficient in Austin, TX. The gap between the two cities makes Jeffersonville, IN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Jeffersonville, IN wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.