Cost of Living Comparison Between Austin, TX and Jefferson City, MO Cost of Living Comparison Between Austin, TX and Jefferson City, MO

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $1,824 in Jefferson City, MO.

Estimated couple costs with rent: $4,184 in Austin, TX versus $2,869 in Jefferson City, MO.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $3,915 in Jefferson City, MO.

Living in Austin, TX is roughly 48% more expensive than in Jefferson City, MO, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 96% above, Jefferson City, MO 33% above.

Meal at Budget Restaurant

$19.82 $19.82

$15.13 $15.13

31.00%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$40.58 $40.58

106.73%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$10.01 $10.01

22.88%

Cappuccino

$5.48 $5.48

$5.66 $5.66

-3.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.98 $1.98

87.88%

Water (0.33 liter bottle)

$2.36 $2.36

$2.23 $2.23

5.83%

Local Beer (0.5 liter draught)

$7.76 $7.76

$5.59 $5.59

38.82%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$6.38 $6.38

43.26%

Milk (1 liter)

$1.13 $1.13

$0.86 $0.86

31.40%

White Bread (500g)

$3.75 $3.75

$3.35 $3.35

11.94%

Rice (white) (1kg)

$3.43 $3.43

$4.52 $4.52

-24.12%

Eggs

$4.35 $4.35

$4.22 $4.22

3.08%

Local Cheese (1kg)

$13.14 $13.14

$4.28 $4.28

207.01%

Chicken Fillets (1kg)

$14.39 $14.39

$9.80 $9.80

46.84%

Beef Round Steak (1kg)

$17.20 $17.20

$13.67 $13.67

25.82%

Apples (1kg)

$4.49 $4.49

$4.55 $4.55

-1.32%

Banana (1kg)

$1.44 $1.44

$1.55 $1.55

-7.10%

Oranges (1kg)

$4.67 $4.67

$4.56 $4.56

2.41%

Tomato (1kg)

$4.97 $4.97

$4.35 $4.35

14.25%

Potato (1kg)

$3.00 $3.00

$3.18 $3.18

-5.66%

Onion (1kg)

$2.69 $2.69

$3.43 $3.43

-21.57%

Lettuce (1 head)

$1.85 $1.85

$2.37 $2.37

-21.94%

Water (1.5 liter bottle)

$2.18 $2.18

$1.96 $1.96

11.22%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$7.83 $7.83

20.69%

Wine (Bottle)

$15.11 $15.11

$12.70 $12.70

18.98%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$2.03 $2.03

42.36%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$3.80 $3.80

-8.16%

One-way Ticket (Public Transport)

$1.64 $1.64

$3.05 $3.05

-46.23%

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$2.48 $2.48

13.31%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.27 $1.27

24.41%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$60.3 $60.3

-41.69%

Gasoline (1 liter)

$0.90 $0.90

$0.85 $0.85

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$35.6K $35.6K

0.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.2K $25.2K

9.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$202 $202

10.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$66.0 $66.0

-11.66%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$70.1 $70.1

-1.47%

Gym Membership (Monthly)

$66.2 $66.2

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$13.78 $13.78

$14.91 $14.91

-7.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$1,133 $1,133

34.68%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$20.7K $20.7K

2.50%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$50.6 $50.6

7.72%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$43.65 $43.65

0.82%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$103 $103

-13.05%

Men's Leather Business Shoes

$109 $109

$124 $124

-12.50%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$870 $870

123.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$706 $706

78.31%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$1,786 $1,786

110.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,564 $1,564

65.79%

Buy Apartment in City Center (m2)

$7,403 $7,403

$1,537 $1,537

381.59%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$1,754 $1,754

82.60%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

$1,907 $1,907

166.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.12

5.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Jefferson City, MO: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $870 in Jefferson City, MO. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 167% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Austin, TX vs $41.00 in Jefferson City, MO for a mid-range dinner for two. Groceries echo the gap at $417 vs $344 per month, with Jefferson City, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jefferson City, MO: Cost of Living - Frequently Asked Questions

Jefferson City, MO wins on cost – living expenses run 48% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Jefferson City, MO the obvious pick if budget is a priority.

Average pay runs 167% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,942 in Austin, TX versus $870 in Jefferson City, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,526 in Austin, TX versus $1,133 in Jefferson City, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $41.00 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,824 in Jefferson City, MO versus $2,695 in Austin, TX, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Austin, TX. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Jefferson City, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 48% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.