Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Jacksonville, FL

For one person, living is cheaper in Jacksonville, FL: $2,487 a month against $2,607 in Austin, TX, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
119

Cost of Living Index in Jacksonville, FL
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Jacksonville, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Jacksonville, FL

🇺🇸 United States

$2,487

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Jacksonville, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Jacksonville, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,487 in Jacksonville, FL.

Austin, TX $2,607
Jacksonville, FL $2,487

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,787 in Jacksonville, FL.

Austin, TX $4,031
Jacksonville, FL $3,787

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,087 in Jacksonville, FL.

Austin, TX $5,454
Jacksonville, FL $5,087

Living in Austin, TX is roughly 5% more expensive than in Jacksonville, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, Jacksonville, FL 83% above.

Meal at Budget Restaurant

$20.35 $20.35

$19.69 $19.69

3.35%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$102 $102

-16.79%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$11.37 $11.37

6.60%

Cappuccino

$5.65 $5.65

$5.58 $5.58

1.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.11 $3.11

18.33%

Water (0.33 liter bottle)

$2.36 $2.36

$2.18 $2.18

8.26%

Local Beer (0.5 liter draught)

$7.87 $7.87

$4.98 $4.98

58.03%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.19 $7.19

22.67%

Milk (1 liter)

$1.14 $1.14

$1.00 $1.00

14.00%

White Bread (500g)

$3.69 $3.69

$3.35 $3.35

10.15%

Rice (white) (1kg)

$3.31 $3.31

$3.73 $3.73

-11.26%

Eggs

$4.15 $4.15

$4.40 $4.40

-5.68%

Local Cheese (1kg)

$12.98 $12.98

$13.72 $13.72

-5.39%

Chicken Fillets (1kg)

$13.86 $13.86

$9.57 $9.57

44.83%

Beef Round Steak (1kg)

$16.34 $16.34

$16.24 $16.24

0.62%

Apples (1kg)

$4.69 $4.69

$4.82 $4.82

-2.70%

Banana (1kg)

$1.45 $1.45

$1.42 $1.42

2.11%

Oranges (1kg)

$5.11 $5.11

$3.97 $3.97

28.72%

Tomato (1kg)

$4.52 $4.52

$4.53 $4.53

-0.22%

Potato (1kg)

$3.08 $3.08

$2.93 $2.93

5.12%

Onion (1kg)

$2.38 $2.38

$3.06 $3.06

-22.22%

Lettuce (1 head)

$1.80 $1.80

$2.67 $2.67

-32.58%

Water (1.5 liter bottle)

$2.22 $2.22

$2.50 $2.50

-11.20%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.34 $9.34

6.75%

Wine (Bottle)

$15.05 $15.05

$14.63 $14.63

2.87%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.05 $2.05

41.95%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.21 $3.21

3.74%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.77 $1.77

-31.07%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$64.5 $64.5

-37.17%

Taxi Start (Normal Tariff)

$2.78 $2.78

$1.51 $1.51

84.11%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.17 $1.17

41.03%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$13.75 $13.75

157.38%

Gasoline (1 liter)

$0.95 $0.95

$1.04 $1.04

-8.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$31.3K $31.3K

9.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.1K $26.1K

2.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$218 $218

2.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$64.4 $64.4

-9.21%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$68.2 $68.2

4.39%

Gym Membership (Monthly)

$53.0 $53.0

$35.02 $35.02

51.46%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$6.49 $6.49

158.09%

Cinema Ticket

$14.06 $14.06

$14.76 $14.76

-4.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,318 $1,318

10.73%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$12.0K $12.0K

77.75%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$64.1 $64.1

-18.11%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$47.85 $47.85

-10.66%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$112 $112

-22.73%

Men's Leather Business Shoes

$104 $104

$151 $151

-31.44%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,651 $1,651

27.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,118 $1,118

10.03%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,590 $2,590

49.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$1,963 $1,963

22.63%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,356 $2,356

215.20%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,066 $2,066

48.15%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$4,010 $4,010

29.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.69

1.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Jacksonville, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Jacksonville, FL

$1.1K 45% 9.1% $112

Groceries & Markets

Austin, TX

$410 15.7%

Jacksonville, FL

$386 15.5% 5.7% $23

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Jacksonville, FL

$350 14.1% 0.6% $2.2

Eating Out

Austin, TX

$348 13.4%

Jacksonville, FL

$319 12.8% 8.4% $29

Clothing & Footwear

Austin, TX

$128 4.9%

Jacksonville, FL

$169 6.8% 31.4% $40

Sport & Entertainment

Austin, TX

$81 3.1%

Jacksonville, FL

$65 2.6% 20.5% $17

Getting Around

Austin, TX

$56 2.2%

Jacksonville, FL

$79 3.2% 39.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,651 in Jacksonville, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 29% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $102 in Jacksonville, FL. Groceries flip the comparison at $410 vs $386, with Jacksonville, FL cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Jacksonville, FL

🕒 Local time

17:10 5:10 PM

18:10 6:10 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

949,611

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Jacksonville, FL 1,540 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Jacksonville, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jacksonville, FL: Cost of Living - Frequently Asked Questions

Jacksonville, FL wins on cost – living expenses run 5% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Jacksonville, FL the obvious pick if budget is a priority.

Average pay runs 29% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,651 in Jacksonville, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,487 in Jacksonville, FL – Jacksonville, FL is about 5% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 37% less than in Jacksonville, FL. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Jacksonville, FL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Jacksonville, FL is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Jacksonville, FL wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.