Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Islip, NY

For one person, living is cheaper in Islip, NY: $1,259 a month against $2,607 in Austin, TX, rent and utilities included – about $16,200 less a year. Higher rent and utilities in Austin, TX outweigh lower spending on other living expenses.

125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
61

Cost of Living Index in Islip, NY
Learn more

Islip, NY Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Islip, NY

🇺🇸 United States

$1,259

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Islip, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Islip, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $1,259 in Islip, NY.

Austin, TX $2,607
Islip, NY $1,259

Estimated couple costs with rent: $4,031 in Austin, TX versus $2,207 in Islip, NY.

Austin, TX $4,031
Islip, NY $2,207

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $3,154 in Islip, NY.

Austin, TX $5,454
Islip, NY $3,154

Living in Austin, TX is roughly 107% more expensive than in Islip, NY, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Austin, TX is 92% above, Islip, NY is 7% below.

Meal at Budget Restaurant

$20.35 $20.35

$26.10 $26.10

-22.03%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$122 $122

-30.68%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$14.05 $14.05

-13.74%

Cappuccino

$5.65 $5.65

$5.14 $5.14

9.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.85 $2.85

29.12%

Water (0.33 liter bottle)

$2.36 $2.36

$2.28 $2.28

3.51%

Local Beer (0.5 liter draught)

$7.87 $7.87

$7.77 $7.77

1.29%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$10.17 $10.17

-13.27%

Milk (1 liter)

$1.14 $1.14

$1.39 $1.39

-17.99%

White Bread (500g)

$3.69 $3.69

$4.54 $4.54

-18.72%

Rice (white) (1kg)

$3.31 $3.31

$4.05 $4.05

-18.27%

Eggs

$4.15 $4.15

$5.02 $5.02

-17.33%

Local Cheese (1kg)

$12.98 $12.98

$18.69 $18.69

-30.55%

Chicken Fillets (1kg)

$13.86 $13.86

$17.41 $17.41

-20.39%

Beef Round Steak (1kg)

$16.34 $16.34

$16.45 $16.45

-0.67%

Apples (1kg)

$4.69 $4.69

$4.47 $4.47

4.92%

Banana (1kg)

$1.45 $1.45

$1.29 $1.29

12.40%

Oranges (1kg)

$5.11 $5.11

$2.17 $2.17

135.48%

Tomato (1kg)

$4.52 $4.52

$2.91 $2.91

55.33%

Potato (1kg)

$3.08 $3.08

$1.78 $1.78

73.03%

Onion (1kg)

$2.38 $2.38

$2.17 $2.17

9.68%

Lettuce (1 head)

$1.80 $1.80

$1.53 $1.53

17.65%

Water (1.5 liter bottle)

$2.22 $2.22

$1.10 $1.10

101.82%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$14.94 $14.94

-33.27%

Wine (Bottle)

$15.05 $15.05

$12.96 $12.96

16.13%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.35 $2.35

23.83%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.76 $3.76

-11.44%

One-way Ticket (Public Transport)

$1.22 $1.22

$4.37 $4.37

-72.08%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.98 $2.98

-6.71%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.20 $2.20

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$41.26 $41.26

-14.23%

Gasoline (1 liter)

$0.95 $0.95

$1.17 $1.17

-18.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$27.9K $27.9K

22.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.7K $26.7K

0.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$80.2 $80.2

178.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$71.2 $71.2

-17.82%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$69.8 $69.8

1.98%

Gym Membership (Monthly)

$53.0 $53.0

$59.6 $59.6

-11.04%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$15.83 $15.83

-11.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$3,537 $3,537

-58.76%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$61.6K $61.6K

-65.34%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$44.55 $44.55

17.82%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$27.92 $27.92

53.12%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$75.0 $75.0

15.29%

Men's Leather Business Shoes

$104 $104

$91.4 $91.4

13.51%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,989 $1,989

6.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$3,382 $3,382

14.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

Buy Apartment in City Center (m2)

$7,426 $7,426

Buy Apartment Outside City Center (m2)

$3,060 $3,060

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,975 $3,975

30.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.63

2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Islip, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Islip, NY

- * 0% 100%

Groceries & Markets

Austin, TX

$410 15.7%

Islip, NY

$416 33% 1.4% $5.8

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Islip, NY

$221 17.6% 37.3% $132

Eating Out

Austin, TX

$348 13.4%

Islip, NY

$392 31.2% 12.7% $44

Clothing & Footwear

Austin, TX

$128 4.9%

Islip, NY

$107 8.5% 16.3% $21

Sport & Entertainment

Austin, TX

$81 3.1%

Islip, NY

$91 7.3% 12.5% $10

Getting Around

Austin, TX

$56 2.2%

Islip, NY

$31 * 2.5% 44.3% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,989 in Islip, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85 in Austin, TX vs $122 in Islip, NY for a mid-range dinner for two. Groceries echo the gap at $410 vs $416 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Islip, NY

🕒 Local time

09:24 9:24 AM

10:24 10:24 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

339,938

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Islip, NY 2,490 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Islip, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Islip, NY: Cost of Living - Frequently Asked Questions

Islip, NY wins on cost – living expenses run 52% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Islip, NY the obvious pick if budget is a priority.

Average pay runs 30% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,989 in Islip, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $1,259 in Islip, NY – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

Dining out is cheaper in Austin, TX – a meal for two runs $85 versus $122 in Islip, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,259 in Islip, NY versus $2,607 in Austin, TX, a $1,500 budget is realistic in Islip, NY but tight or insufficient in Austin, TX. The gap between the two cities makes Islip, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Islip, NY wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.