Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Inverness, FL

For one person, living costs are similar in Austin, TX and in Inverness, FL: $2,607 and $2,602 a month, rent and utilities included.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
125

Cost of Living Index in Inverness, FL
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Inverness, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Inverness, FL

🇺🇸 United States

$2,602

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Inverness, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Inverness, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,602 in Inverness, FL.

Austin, TX $2,607
Inverness, FL $2,602

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,770 in Inverness, FL.

Austin, TX $4,031
Inverness, FL $3,770

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,939 in Inverness, FL.

Austin, TX $5,454
Inverness, FL $4,939

Monthly costs are close between Austin, TX and Inverness, FL; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Austin, TX 92% above, Inverness, FL 91% above.

Meal at Budget Restaurant

$20.35 $20.35

$19.69 $19.69

3.35%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$81.5 $81.5

3.90%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.30 $9.30

30.32%

Cappuccino

$5.65 $5.65

$4.78 $4.78

18.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.21 $2.21

66.52%

Water (0.33 liter bottle)

$2.36 $2.36

$1.80 $1.80

31.11%

Local Beer (0.5 liter draught)

$7.87 $7.87

$6.52 $6.52

20.71%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.41 $7.41

19.03%

Milk (1 liter)

$1.14 $1.14

$1.02 $1.02

11.76%

White Bread (500g)

$3.69 $3.69

$2.54 $2.54

45.28%

Rice (white) (1kg)

$3.31 $3.31

$3.64 $3.64

-9.07%

Eggs

$4.15 $4.15

$3.73 $3.73

11.26%

Local Cheese (1kg)

$12.98 $12.98

$15.81 $15.81

-17.90%

Chicken Fillets (1kg)

$13.86 $13.86

$14.64 $14.64

-5.33%

Beef Round Steak (1kg)

$16.34 $16.34

$14.70 $14.70

11.16%

Apples (1kg)

$4.69 $4.69

$6.33 $6.33

-25.91%

Banana (1kg)

$1.45 $1.45

$1.40 $1.40

3.57%

Oranges (1kg)

$5.11 $5.11

$5.66 $5.66

-9.72%

Tomato (1kg)

$4.52 $4.52

$6.14 $6.14

-26.38%

Potato (1kg)

$3.08 $3.08

$2.74 $2.74

12.41%

Onion (1kg)

$2.38 $2.38

$2.18 $2.18

9.17%

Lettuce (1 head)

$1.80 $1.80

$2.53 $2.53

-28.85%

Water (1.5 liter bottle)

$2.22 $2.22

$2.51 $2.51

-11.55%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$8.92 $8.92

11.77%

Wine (Bottle)

$15.05 $15.05

$15.02 $15.02

0.20%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.68 $1.68

73.21%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$2.60 $2.60

28.08%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.84 $1.84

-33.70%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$54.4 $54.4

-25.50%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.40 $3.40

-18.24%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.50 $1.50

10.00%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$60.8 $60.8

-41.75%

Gasoline (1 liter)

$0.95 $0.95

$1.02 $1.02

-6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$27.5K $27.5K

24.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$23.7K $23.7K

12.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$241 $241

-7.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$34.68 $34.68

68.63%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$75.0 $75.0

-5.11%

Gym Membership (Monthly)

$53.0 $53.0

$40.17 $40.17

32.04%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$15.27 $15.27

-7.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,246 $1,246

17.13%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$24.6K $24.6K

-13.05%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$52.1 $52.1

0.75%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$24.80 $24.80

72.38%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$62.8 $62.8

37.56%

Men's Leather Business Shoes

$104 $104

$68.6 $68.6

51.26%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,557 $1,557

35.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,288 $1,288

-4.49%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,559 $2,559

50.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,062 $2,062

16.74%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,706 $2,706

174.43%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,249 $2,249

36.07%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.57

3.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Inverness, FL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Inverness, FL

$1.3K 49.5% 4.7% $58

Groceries & Markets

Austin, TX

$410 15.7%

Inverness, FL

$420 16.1% 2.4% $9.9

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Inverness, FL

$351 13.5% 0.5% $1.9

Eating Out

Austin, TX

$348 13.4%

Inverness, FL

$306 11.8% 12% $42

Clothing & Footwear

Austin, TX

$128 4.9%

Inverness, FL

$94 3.6% 27% $35

Sport & Entertainment

Austin, TX

$81 3.1%

Inverness, FL

$71 2.7% 12.9% $10

Getting Around

Austin, TX

$56 2.2%

Inverness, FL

$73 2.8% 28.6% $16

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,557 in Inverness, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $82 in Inverness, FL. Groceries flip the comparison at $410 vs $420, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Inverness, FL

🕒 Local time

03:59 3:59 AM

04:59 4:59 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

7,500

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Inverness, FL 1,500 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Inverness, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Inverness, FL: Cost of Living - Frequently Asked Questions

You’d need roughly $3,911 in Austin, TX and $3,903 in Inverness, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $1,557 in Inverness, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Austin, TX runs roughly 25% less than in Inverness, FL. The price difference matters if you commute daily and watch your budget.

Dining out is cheaper in Inverness, FL – a meal for two runs $82 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Inverness, FL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Inverness, FL is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.