Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Humacao

For one person, living is cheaper in Humacao: $1,561 a month against $2,607 in Austin, TX, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
75

Cost of Living Index in Humacao
Learn more

Humacao Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Humacao

🇵🇷 Puerto Rico

$1,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Humacao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Humacao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $1,561 in Humacao.

Austin, TX $2,607
Humacao $1,561

Estimated couple costs with rent: $4,031 in Austin, TX versus $2,539 in Humacao.

Austin, TX $4,031
Humacao $2,539

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $3,516 in Humacao.

Austin, TX $5,454
Humacao $3,516

Living in Austin, TX is roughly 67% more expensive than in Humacao, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, Humacao 15% above.

Meal at Budget Restaurant

$20.35 $20.35

$11.86 $11.86

71.59%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$45.86 $45.86

84.71%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.11 $9.11

33.04%

Cappuccino

$5.65 $5.65

$3.70 $3.70

52.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$1.79 $1.79

105.59%

Water (0.33 liter bottle)

$2.36 $2.36

$1.21 $1.21

95.04%

Local Beer (0.5 liter draught)

$7.87 $7.87

$2.20 $2.20

257.73%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$2.94 $2.94

200.00%

Milk (1 liter)

$1.14 $1.14

$2.22 $2.22

-48.65%

White Bread (500g)

$3.69 $3.69

$2.83 $2.83

30.39%

Rice (white) (1kg)

$3.31 $3.31

$1.60 $1.60

106.87%

Eggs

$4.15 $4.15

$7.33 $7.33

-43.38%

Local Cheese (1kg)

$12.98 $12.98

$12.39 $12.39

4.76%

Chicken Fillets (1kg)

$13.86 $13.86

$6.49 $6.49

113.56%

Beef Round Steak (1kg)

$16.34 $16.34

$13.13 $13.13

24.45%

Apples (1kg)

$4.69 $4.69

$3.03 $3.03

54.79%

Banana (1kg)

$1.45 $1.45

$2.36 $2.36

-38.56%

Oranges (1kg)

$5.11 $5.11

$3.84 $3.84

33.07%

Tomato (1kg)

$4.52 $4.52

$4.58 $4.58

-1.31%

Potato (1kg)

$3.08 $3.08

$3.01 $3.01

2.33%

Onion (1kg)

$2.38 $2.38

$2.82 $2.82

-15.60%

Lettuce (1 head)

$1.80 $1.80

$3.21 $3.21

-43.93%

Water (1.5 liter bottle)

$2.22 $2.22

$0.89 $0.89

149.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$11.30 $11.30

-11.77%

Wine (Bottle)

$15.05 $15.05

$9.99 $9.99

50.65%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.25 $1.25

132.80%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.27 $3.27

1.83%

One-way Ticket (Public Transport)

$1.22 $1.22

$0.99 $0.99

23.23%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.44 $2.44

13.93%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.49 $1.49

10.74%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$42.03 $42.03

-15.80%

Gasoline (1 liter)

$0.95 $0.95

$0.88 $0.88

7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$20.2K $20.2K

68.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.9K $24.9K

7.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$319 $319

-30.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$68.5 $68.5

-14.67%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$70.1 $70.1

1.60%

Gym Membership (Monthly)

$53.0 $53.0

$29.76 $29.76

78.23%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$7.53 $7.53

86.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$815 $815

78.90%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$10.5K $10.5K

103.59%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$56.2 $56.2

-6.58%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$60.7 $60.7

-29.55%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$98.9 $98.9

-12.64%

Men's Leather Business Shoes

$104 $104

$80.6 $80.6

28.74%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$580 $580

264.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$382 $382

222.20%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$1,555 $1,555

148.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$1,159 $1,159

107.63%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,746 $3,746

98.21%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$1,642 $1,642

86.38%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$2,020 $2,020

156.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.55

4.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Humacao: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Humacao

$382 24.5% 69% $849

Groceries & Markets

Austin, TX

$410 15.7%

Humacao

$334 21.4% 18.5% $76

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Humacao

$458 29.3% 29.7% $105

Eating Out

Austin, TX

$348 13.4%

Humacao

$196 12.5% 43.8% $153

Clothing & Footwear

Austin, TX

$128 4.9%

Humacao

$133 8.6% 3.8% $4.9

Sport & Entertainment

Austin, TX

$81 3.1%

Humacao

$45 2.9% 44.8% $36

Getting Around

Austin, TX

$56 2.2%

Humacao

$14 * 0.9% 75.5% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $580 in Humacao. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 2.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $46 in Humacao for a mid-range dinner for two. Groceries echo the gap at $410 vs $334 per month, with Humacao cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇷 Humacao

🕒 Local time

08:55 8:55 AM

09:55 9:55 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

14,972

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Humacao 3,490 km ≈ 4 h 45 min nonstop flight

From you

Austin, TX
Humacao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Humacao: Cost of Living - Frequently Asked Questions

Humacao wins on cost – living expenses run 40% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Humacao the obvious pick if budget is a priority.

Average pay in Austin, TX is about 2.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $580 in Humacao. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $815 in Humacao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Humacao – a meal for two runs $46 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,500. Humacao is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Humacao wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.