Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Homestead, FL

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,460 in Homestead, FL, rent and utilities included – about $10,200 less a year. Higher rent and utilities in Homestead, FL outweigh lower spending on other living expenses.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
165

Cost of Living Index in Homestead, FL
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Homestead, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Homestead, FL

🇺🇸 United States

$3,460

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Homestead, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Homestead, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $3,460 in Homestead, FL.

Austin, TX $2,607
Homestead, FL $3,460

Estimated couple costs with rent: $4,031 in Austin, TX versus $4,870 in Homestead, FL.

Austin, TX $4,031
Homestead, FL $4,870

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $6,281 in Homestead, FL.

Austin, TX $5,454
Homestead, FL $6,281

Living in Austin, TX costs roughly 25% less than in Homestead, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 92% above, Homestead, FL 154% above.

Meal at Budget Restaurant

$20.35 $20.35

$20.28 $20.28

0.35%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$74.1 $74.1

14.35%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.98 $9.98

21.44%

Cappuccino

$5.65 $5.65

$4.97 $4.97

13.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.02 $2.02

82.18%

Water (0.33 liter bottle)

$2.36 $2.36

$1.98 $1.98

19.19%

Local Beer (0.5 liter draught)

$7.87 $7.87

$5.30 $5.30

48.49%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.39 $7.39

19.35%

Milk (1 liter)

$1.14 $1.14

$0.82 $0.82

39.02%

White Bread (500g)

$3.69 $3.69

$2.66 $2.66

38.72%

Rice (white) (1kg)

$3.31 $3.31

$3.10 $3.10

6.77%

Eggs

$4.15 $4.15

$3.83 $3.83

8.36%

Local Cheese (1kg)

$12.98 $12.98

$13.32 $13.32

-2.55%

Chicken Fillets (1kg)

$13.86 $13.86

$6.57 $6.57

110.96%

Beef Round Steak (1kg)

$16.34 $16.34

$14.74 $14.74

10.85%

Apples (1kg)

$4.69 $4.69

$3.99 $3.99

17.54%

Banana (1kg)

$1.45 $1.45

$1.52 $1.52

-4.61%

Oranges (1kg)

$5.11 $5.11

$4.32 $4.32

18.29%

Tomato (1kg)

$4.52 $4.52

$5.40 $5.40

-16.30%

Potato (1kg)

$3.08 $3.08

$2.89 $2.89

6.57%

Onion (1kg)

$2.38 $2.38

$3.33 $3.33

-28.53%

Lettuce (1 head)

$1.80 $1.80

$1.03 $1.03

74.76%

Water (1.5 liter bottle)

$2.22 $2.22

$1.97 $1.97

12.69%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.26 $9.26

7.67%

Wine (Bottle)

$15.05 $15.05

$14.17 $14.17

6.21%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.05 $2.05

41.95%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$2.46 $2.46

35.37%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.22 $2.22

-45.05%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$57.2 $57.2

-29.12%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.15 $3.15

-11.75%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.88 $1.88

-12.23%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$31.75 $31.75

11.46%

Gasoline (1 liter)

$0.95 $0.95

$1.03 $1.03

-7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$28.2K $28.2K

21.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$22.7K $22.7K

17.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$171 $171

30.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$57.2 $57.2

2.29%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$76.7 $76.7

-7.22%

Gym Membership (Monthly)

$53.0 $53.0

$40.63 $40.63

30.54%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$30.36 $30.36

-44.83%

Cinema Ticket

$14.06 $14.06

$12.93 $12.93

8.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$895 $895

62.98%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$15.2K $15.2K

40.05%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$41.90 $41.90

25.27%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$42.12 $42.12

1.50%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$78.9 $78.9

9.50%

Men's Leather Business Shoes

$104 $104

$103 $103

0.61%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$2,161 $2,161

-2.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$2,242 $2,242

-45.11%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$3,871 $3,871

-0.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$3,548 $3,548

-32.16%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,223 $3,223

130.39%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,538 $2,538

20.55%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,237 $3,237

59.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.25

9.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Homestead, FL: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Homestead, FL

$2.2K 64.8% 82.2% $1K

Groceries & Markets

Austin, TX

$410 15.7%

Homestead, FL

$339 9.8% 17.2% $70

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Homestead, FL

$305 8.8% 13.6% $48

Eating Out

Austin, TX

$348 13.4%

Homestead, FL

$309 8.9% 11.2% $39

Clothing & Footwear

Austin, TX

$128 4.9%

Homestead, FL

$120 3.5% 6.8% $8.7

Sport & Entertainment

Austin, TX

$81 3.1%

Homestead, FL

$67 1.9% 18.1% $15

Getting Around

Austin, TX

$56 2.2%

Homestead, FL

$79 2.3% 39.3% $22

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $2,161 in Homestead, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $74 in Homestead, FL for a mid-range dinner for two. Groceries echo the gap at $410 vs $339 per month, with Homestead, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Homestead, FL

🕒 Local time

00:25 12:25 AM

01:25 1:25 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

80,737

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Homestead, FL 1,780 km ≈ 2 h 45 min nonstop flight

From you

Austin, TX
Homestead, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Homestead, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 25% lower than in Homestead, FL. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 60% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $2,161 in Homestead, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $3,460 in Homestead, FL – Austin, TX is about 25% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 29% less than in Homestead, FL. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.