Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Hayward, CA

For one person, living is cheaper in Austin, TX: $2,698 a month against $3,419 in Hayward, CA, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
166

Cost of Living Index in Hayward, CA
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Hayward, CA Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Hayward, CA

🇺🇸 United States

$3,419

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hayward, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hayward, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $3,419 in Hayward, CA.

Austin, TX $2,698
Hayward, CA $3,419

Estimated couple costs with rent: $4,160 in Austin, TX versus $4,664 in Hayward, CA.

Austin, TX $4,160
Hayward, CA $4,664

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $5,908 in Hayward, CA.

Austin, TX $5,622
Hayward, CA $5,908

Living in Austin, TX costs roughly 21% less than in Hayward, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Hayward, CA 152% above.

Meal at Budget Restaurant

$20.63 $20.63

$19.98 $19.98

3.25%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$75.6 $75.6

11.81%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.48 $10.48

15.17%

Cappuccino

$5.48 $5.48

$4.89 $4.89

12.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.99 $2.99

27.09%

Water (0.33 liter bottle)

$2.47 $2.47

$2.29 $2.29

7.86%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.88 $5.88

36.90%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.34 $7.34

20.98%

Milk (1 liter)

$1.11 $1.11

$1.26 $1.26

-11.90%

White Bread (500g)

$3.72 $3.72

$1.83 $1.83

103.28%

Rice (white) (1kg)

$3.37 $3.37

$5.82 $5.82

-42.10%

Eggs

$4.32 $4.32

$5.92 $5.92

-27.03%

Local Cheese (1kg)

$13.13 $13.13

$26.81 $26.81

-51.03%

Chicken Fillets (1kg)

$14.15 $14.15

$7.35 $7.35

92.52%

Beef Round Steak (1kg)

$16.33 $16.33

$22.45 $22.45

-27.26%

Apples (1kg)

$4.55 $4.55

$6.99 $6.99

-34.91%

Banana (1kg)

$1.46 $1.46

$2.51 $2.51

-41.83%

Oranges (1kg)

$4.71 $4.71

$6.13 $6.13

-23.16%

Tomato (1kg)

$4.15 $4.15

$10.20 $10.20

-59.31%

Potato (1kg)

$2.58 $2.58

$3.58 $3.58

-27.93%

Onion (1kg)

$2.35 $2.35

$4.85 $4.85

-51.55%

Lettuce (1 head)

$1.77 $1.77

$2.52 $2.52

-29.76%

Water (1.5 liter bottle)

$2.14 $2.14

$3.22 $3.22

-33.54%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$11.87 $11.87

-14.91%

Wine (Bottle)

$15.19 $15.19

$12.90 $12.90

17.75%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.69 $1.69

66.86%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.80 $2.80

22.86%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.25 $2.25

-31.56%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.47 $3.47

-19.31%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.88 $1.88

-14.89%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$40.22 $40.22

-14.62%

Gasoline (1 liter)

$0.94 $0.94

$1.42 $1.42

-33.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.0K $28.0K

21.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.5K $25.5K

4.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$183 $183

21.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$42.35 $42.35

39.08%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$77.2 $77.2

-8.53%

Gym Membership (Monthly)

$57.7 $57.7

$55.9 $55.9

3.18%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$14.92 $14.92

-4.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,236 $1,236

22.22%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$34.7K $34.7K

-39.81%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$50.6 $50.6

1.30%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$71.0 $71.0

-37.79%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$73.8 $73.8

17.89%

Men's Leather Business Shoes

$104 $104

$119 $119

-11.96%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,870 $1,870

3.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$2,056 $2,056

-35.98%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$3,440 $3,440

6.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,853 $2,853

-10.09%

Buy Apartment in City Center (m2)

$7,354 $7,354

$7,446 $7,446

-1.23%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$6,826 $6,826

-54.16%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$4,559 $4,559

15.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.15

10.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Hayward, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Hayward, CA

$2.1K 60.1% 56.2% $740

Groceries & Markets

Austin, TX

$406 15.1%

Hayward, CA

$497 14.5% 22.4% $91

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Hayward, CA

$302 8.8% 14.2% $50

Eating Out

Austin, TX

$350 13%

Hayward, CA

$315 9.2% 10% $35

Clothing & Footwear

Austin, TX

$129 4.8%

Hayward, CA

$141 4.1% 9.5% $12

Sport & Entertainment

Austin, TX

$86 3.2%

Hayward, CA

$86 2.5% 0.5% $0.5

Getting Around

Austin, TX

$58 2.2%

Hayward, CA

$22 * 0.6% 62.2% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,870 in Hayward, CA. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $76.0 in Hayward, CA. Groceries flip the comparison at $406 vs $497, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Hayward, CA

🕒 Local time

03:08 3:08 AM

01:08 1:08 AM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

159,203

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Hayward, CA 2,380 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Hayward, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hayward, CA: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 27% lower than in Hayward, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 16% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,870 in Hayward, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,236 in Hayward, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $76.0 in Hayward, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,698 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Austin, TX and Hayward, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 27% less than in Hayward, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.