Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Hartford, CT

For one person, living is cheaper in Hartford, CT: $2,487 a month against $2,689 in Austin, TX, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
119

Cost of Living Index in Hartford, CT
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Hartford, CT Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Hartford, CT

🇺🇸 United States

$2,487

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hartford, CT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hartford, CT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,487 in Hartford, CT.

Austin, TX $2,689
Hartford, CT $2,487

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,560 in Hartford, CT.

Austin, TX $4,112
Hartford, CT $3,560

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $4,633 in Hartford, CT.

Austin, TX $5,534
Hartford, CT $4,633

Living in Austin, TX is roughly 8% more expensive than in Hartford, CT, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Hartford, CT 84% above.

Meal at Budget Restaurant

$21.34 $21.34

$20.66 $20.66

3.29%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$98.6 $98.6

-10.86%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$11.97 $11.97

3.93%

Cappuccino

$5.60 $5.60

$4.29 $4.29

30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$3.17 $3.17

15.14%

Water (0.33 liter bottle)

$2.39 $2.39

$1.47 $1.47

62.59%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.90 $6.90

13.33%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$7.41 $7.41

18.08%

Milk (1 liter)

$1.12 $1.12

$1.35 $1.35

-17.04%

White Bread (500g)

$3.62 $3.62

$4.92 $4.92

-26.42%

Rice (white) (1kg)

$3.50 $3.50

$4.21 $4.21

-16.86%

Eggs

$4.45 $4.45

$5.25 $5.25

-15.24%

Local Cheese (1kg)

$13.18 $13.18

$19.69 $19.69

-33.06%

Chicken Fillets (1kg)

$13.94 $13.94

$12.86 $12.86

8.40%

Beef Round Steak (1kg)

$16.46 $16.46

$16.98 $16.98

-3.06%

Apples (1kg)

$4.73 $4.73

$7.07 $7.07

-33.10%

Banana (1kg)

$1.50 $1.50

$2.03 $2.03

-26.11%

Oranges (1kg)

$4.64 $4.64

$4.54 $4.54

2.20%

Tomato (1kg)

$4.52 $4.52

Potato (1kg)

$2.55 $2.55

$1.62 $1.62

57.41%

Onion (1kg)

$2.39 $2.39

$2.71 $2.71

-11.81%

Lettuce (1 head)

$1.84 $1.84

$1.15 $1.15

60.00%

Water (1.5 liter bottle)

$2.13 $2.13

$2.58 $2.58

-17.44%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$13.60 $13.60

-26.10%

Wine (Bottle)

$14.88 $14.88

$16.14 $16.14

-7.81%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.75 $1.75

61.14%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$1.99 $1.99

65.33%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.76 $1.76

-30.11%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$63.3 $63.3

-34.55%

Taxi Start (Normal Tariff)

$2.68 $2.68

$3.06 $3.06

-12.42%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.22 $2.22

-26.58%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$42.61 $42.61

-17.39%

Gasoline (1 liter)

$0.98 $0.98

$1.18 $1.18

-16.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$27.3K $27.3K

25.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.0K $26.0K

3.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$197 $197

28.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$54.0 $54.0

10.88%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$53.4 $53.4

30.46%

Gym Membership (Monthly)

$60.4 $60.4

$50.3 $50.3

20.05%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

$30.22 $30.22

-39.97%

Cinema Ticket

$13.75 $13.75

$12.94 $12.94

6.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$830 $830

75.66%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$36.3K $36.3K

-26.77%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$58.5 $58.5

-9.96%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$38.06 $38.06

20.23%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$51.6 $51.6

65.77%

Men's Leather Business Shoes

$106 $106

$80.6 $80.6

31.25%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$1,886 $1,886

16.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$1,144 $1,144

10.88%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$2,896 $2,896

38.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,502 $1,502

60.21%

Buy Apartment in City Center (m2)

$7,381 $7,381

$2,363 $2,363

212.36%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$2,047 $2,047

44.81%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$3,275 $3,275

53.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.59

3.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Hartford, CT: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Hartford, CT

$1.1K 46% 9.8% $124

Groceries & Markets

Austin, TX

$407 15.2%

Hartford, CT

$454 18.3% 11.5% $47

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Hartford, CT

$304 12.2% 20.3% $77

Eating Out

Austin, TX

$356 13.2%

Hartford, CT

$321 12.9% 10% $36

Clothing & Footwear

Austin, TX

$130 4.9%

Hartford, CT

$103 4.1% 21.1% $27

Sport & Entertainment

Austin, TX

$88 3.3%

Hartford, CT

$76 3.1% 13.3% $12

Getting Around

Austin, TX

$57 2.1%

Hartford, CT

$85 3.4% 47.8% $27

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $1,886 in Hartford, CT. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 54% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Austin, TX vs $99 in Hartford, CT for a mid-range dinner for two. Groceries echo the gap at $407 vs $454 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Hartford, CT

🕒 Local time

09:36 9:36 AM

10:36 10:36 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

122,366

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Hartford, CT 2,580 km ≈ 3 h 45 min nonstop flight

From you

Austin, TX
Hartford, CT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hartford, CT: Cost of Living - Frequently Asked Questions

Hartford, CT wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Hartford, CT the obvious pick if budget is a priority.

Average pay runs 54% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,195 in Austin, TX versus $1,886 in Hartford, CT. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $2,487 in Hartford, CT – Hartford, CT is about 8% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 35% less than in Hartford, CT. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Hartford, CT gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Hartford, CT wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.