Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Hamm

For one person, living is cheaper in Hamm: $1,481 a month against $2,663 in Austin, TX, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
71

Cost of Living Index in Hamm
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Hamm Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Hamm

🇩🇪 Germany

$1,481

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hamm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hamm actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,481 in Hamm.

Austin, TX $2,663
Hamm $1,481

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,219 in Hamm.

Austin, TX $4,133
Hamm $2,219

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,957 in Hamm.

Austin, TX $5,603
Hamm $2,957

Living in Austin, TX is roughly 80% more expensive than in Hamm, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Hamm 10% above.

Meal at Budget Restaurant

$20.77 $20.77

$13.40 €11.92

55.00%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$66.0 €58.7

28.24%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$18.02 €16.03

-31.63%

Cappuccino

$5.63 $5.63

$4.49 €4.00

25.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.83 €2.51

31.45%

Water (0.33 liter bottle)

$2.50 $2.50

$2.38 €2.11

5.04%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.77 €2.46

190.61%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.84 €3.41

134.64%

Milk (1 liter)

$1.12 $1.12

$1.24 €1.10

-9.68%

White Bread (500g)

$3.75 $3.75

$2.10 €1.87

78.57%

Rice (white) (1kg)

$3.26 $3.26

$3.92 €3.48

-16.84%

Eggs

$4.17 $4.17

$3.41 €3.03

22.29%

Local Cheese (1kg)

$12.90 $12.90

$14.30 €12.72

-9.79%

Chicken Fillets (1kg)

$14.16 $14.16

$10.69 €9.50

32.46%

Beef Round Steak (1kg)

$16.22 $16.22

$25.33 €22.53

-35.97%

Apples (1kg)

$4.33 $4.33

$3.43 €3.05

26.24%

Banana (1kg)

$1.46 $1.46

$2.24 €1.99

-34.82%

Oranges (1kg)

$4.51 $4.51

$2.38 €2.12

89.50%

Tomato (1kg)

$4.34 $4.34

$4.26 €3.79

1.88%

Potato (1kg)

$2.58 $2.58

$1.48 €1.32

74.32%

Onion (1kg)

$2.35 $2.35

$1.16 €1.03

102.59%

Lettuce (1 head)

$1.78 $1.78

$1.73 €1.54

2.89%

Water (1.5 liter bottle)

$2.22 $2.22

$1.00 €0.89

122.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$9.17 €8.16

7.74%

Wine (Bottle)

$15.08 $15.08

$6.82 €6.07

121.11%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.11 €0.98

163.06%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.33 €1.18

160.15%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.05 €2.72

-51.15%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$60.8 €54.1

-31.34%

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.11 €4.55

-46.58%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.29 €2.04

-27.51%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$33.12 €29.46

6.58%

Gasoline (1 liter)

$0.95 $0.95

$2.08 €1.85

-54.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$32.4K €28.8K

11.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$38.5K €34.3K

-29.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$468 €416

-51.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$25.27 €22.48

135.02%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$40.90 €36.38

70.93%

Gym Membership (Monthly)

$57.2 $57.2

$27.40 €24.38

108.91%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$13.51 €12.02

5.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$164 €146

817.77%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$25.3K €22.5K

-15.05%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$95.2 €84.7

-44.55%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$49.25 €43.81

-11.03%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$110 €97.4

-22.58%

Men's Leather Business Shoes

$103 $103

$195 €174

-47.19%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,045 €1,819

150.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.96

71.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Hamm: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Hamm

- * 0% 100%

Groceries & Markets

Austin, TX

$405 15.2%

Hamm

$344 23.2% 15% $61

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Hamm

$534 36% 49% $176

Eating Out

Austin, TX

$354 13.3%

Hamm

$258 17.4% 27.2% $96

Clothing & Footwear

Austin, TX

$128 4.8%

Hamm

$202 13.6% 57.9% $74

Sport & Entertainment

Austin, TX

$86 3.2%

Hamm

$54 3.7% 36.6% $31

Getting Around

Austin, TX

$59 2.2%

Hamm

$90 6.1% 52.6% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Austin, TX pays 150% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $66.0 in Hamm for a mid-range dinner for two. Groceries echo the gap at $405 vs $344 per month, with Hamm cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇩🇪 Hamm

🕒 Local time

10:53 10:53 AM

17:53 5:53 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

180,000

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Hamm 8,390 km ≈ 11 h nonstop flight

From you

Austin, TX
Hamm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hamm: Cost of Living - Frequently Asked Questions

Hamm wins on cost – living expenses run 80% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hamm the obvious pick if budget is a priority.

Average pay runs 150% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $2,663 per month in Austin, TX versus $1,481 in Hamm – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hamm runs roughly 46% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,481 in Hamm versus $2,663 in Austin, TX, a $2,000 budget is realistic in Hamm but tight or insufficient in Austin, TX. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Hamm are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 80% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.