Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Gradac

For one person, living is cheaper in Gradac: $1,553 a month against $2,704 in Austin, TX, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
76

Cost of Living Index in Gradac
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Gradac Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Gradac

🇭🇷 Croatia

$1,553

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Gradac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,553 in Gradac.

Austin, TX $2,704
Gradac $1,553

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,381 in Gradac.

Austin, TX $4,133
Gradac $2,381

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $3,209 in Gradac.

Austin, TX $5,562
Gradac $3,209

Living in Austin, TX is roughly 74% more expensive than in Gradac, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 102% above, Gradac 16% above.

Meal at Budget Restaurant

$20.22 $20.22

$13.71 €12.23

47.48%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$61.6 €54.9

38.10%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$18.51 €16.52

-33.28%

Cappuccino

$5.47 $5.47

$2.57 €2.29

112.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.98 €2.66

28.19%

Water (0.33 liter bottle)

$2.50 $2.50

$2.20 €1.97

13.64%

Local Beer (0.5 liter draught)

$8.06 $8.06

$3.73 €3.33

116.09%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$8.14 €7.26

10.44%

Milk (1 liter)

$1.13 $1.13

$1.24 €1.11

-8.87%

White Bread (500g)

$3.78 $3.78

$1.64 €1.46

130.49%

Rice (white) (1kg)

$3.25 $3.25

$2.94 €2.63

10.54%

Eggs

$4.14 $4.14

$3.97 €3.55

4.28%

Local Cheese (1kg)

$13.08 $13.08

$11.57 €10.32

13.05%

Chicken Fillets (1kg)

$14.31 $14.31

$9.60 €8.57

49.06%

Beef Round Steak (1kg)

$15.96 $15.96

$12.30 €10.97

29.76%

Apples (1kg)

$4.38 $4.38

$1.96 €1.75

123.47%

Banana (1kg)

$1.45 $1.45

$1.38 €1.23

5.07%

Oranges (1kg)

$4.54 $4.54

$1.86 €1.66

144.09%

Tomato (1kg)

$4.19 $4.19

$2.68 €2.39

56.34%

Potato (1kg)

$2.63 $2.63

$1.35 €1.20

94.81%

Onion (1kg)

$2.36 $2.36

$1.17 €1.04

101.71%

Lettuce (1 head)

$1.76 $1.76

$1.10 €0.99

60.00%

Water (1.5 liter bottle)

$2.16 $2.16

$1.23 €1.09

75.61%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$10.88 €9.71

-9.83%

Wine (Bottle)

$14.72 $14.72

$7.92 €7.07

85.86%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.63 €1.45

70.55%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.26 €2.02

53.98%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.71 €1.53

-12.87%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$42.71 €38.12

-5.15%

Taxi Start (Normal Tariff)

$2.67 $2.67

$3.48 €3.11

-23.28%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.42 €1.26

11.27%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$15.05 €13.43

134.49%

Gasoline (1 liter)

$0.99 $0.99

$1.85 €1.65

-46.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$26.6K €23.7K

34.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$24.9K €22.3K

8.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$182 €162

20.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$22.64 €20.21

156.14%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$39.97 €35.67

71.03%

Gym Membership (Monthly)

$57.9 $57.9

$52.7 €47.05

9.83%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$14.04 €12.53

5.56%

Cinema Ticket

$14.13 $14.13

$8.85 €7.90

59.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$427 €381

253.56%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,649 €7,718

148.09%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$98.0 €87.5

-47.30%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$39.72 €35.45

10.90%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$107 €95.0

-20.10%

Men's Leather Business Shoes

$105 $105

$98.3 €87.7

7.19%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$674 €602

186.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$529 €472

140.71%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,207 €1,077

203.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$860 €768

193.51%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,753 €3,349

102.97%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,690 €2,400

18.94%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$1,636 €1,460

212.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.65

86.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Gradac: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Gradac

$529 33.5% 58.5% $744

Groceries & Markets

Austin, TX

$403 15.3%

Gradac

$269 17.1% 33.2% $134

Eating Out

Austin, TX

$348 13.2%

Gradac

$252 16% 27.7% $96

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Gradac

$244 15.5% 29.3% $101

Clothing & Footwear

Austin, TX

$129 4.9%

Gradac

$154 9.8% 19.7% $25

Sport & Entertainment

Austin, TX

$86 3.3%

Gradac

$70 4.5% 18.3% $16

Getting Around

Austin, TX

$57 2.2%

Gradac

$60 3.8% 5.5% $3.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $674 in Gradac. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 212% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $62.0 in Gradac for a mid-range dinner for two. Groceries echo the gap at $403 vs $269 per month, with Gradac cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Gradac

🕒 Local time

00:45 12:45 AM

07:45 7:45 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

3,300

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Gradac 9,520 km ≈ 12 h nonstop flight

From you

Austin, TX
Gradac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Gradac: Cost of Living - Frequently Asked Questions

Gradac wins on cost – living expenses run 74% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Gradac the obvious pick if budget is a priority.

Average pay runs 212% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $674 in Gradac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,553 in Gradac – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gradac runs roughly 5% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,553 in Gradac versus $2,704 in Austin, TX, a $1,000 budget is realistic in Gradac but tight or insufficient in Austin, TX. The gap between the two cities makes Gradac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Gradac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gradac gentler on the wallet – expenses run 74% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.