Cost of Living Comparison Between Austin, TX and Golden, CO Cost of Living Comparison Between Austin, TX and Golden, CO

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Austin, TX versus $2,706 in Golden, CO.

Estimated couple costs with rent: $4,117 in Austin, TX versus $3,898 in Golden, CO.

Monthly costs for a family of three with rent: $5,515 in Austin, TX versus $5,090 in Golden, CO.

Monthly costs are close between Austin, TX and Golden, CO; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Austin, TX 103% above, Golden, CO 102% above.

Meal at Budget Restaurant

$19.99 $19.99

$20.09 $20.09

-0.50%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$75.2 $75.2

1.34%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$10.19 $10.19

-0.59%

Cappuccino

$5.49 $5.49

$6.04 $6.04

-9.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.55 $2.55

6.67%

Water (0.33 liter bottle)

$2.14 $2.14

$2.35 $2.35

-8.94%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.23 $6.23

-2.57%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$4.92 $4.92

63.41%

Milk (1 liter)

$1.09 $1.09

$0.99 $0.99

10.10%

White Bread (500g)

$3.34 $3.34

$3.51 $3.51

-4.84%

Rice (white) (1kg)

$3.42 $3.42

$4.52 $4.52

-24.34%

Eggs

$4.32 $4.32

$5.62 $5.62

-23.13%

Local Cheese (1kg)

$11.80 $11.80

$15.40 $15.40

-23.38%

Chicken Fillets (1kg)

$10.68 $10.68

$14.97 $14.97

-28.66%

Beef Round Steak (1kg)

$14.50 $14.50

$18.92 $18.92

-23.36%

Apples (1kg)

$4.79 $4.79

$4.59 $4.59

4.36%

Banana (1kg)

$1.50 $1.50

$1.53 $1.53

-1.96%

Oranges (1kg)

$4.51 $4.51

$3.75 $3.75

20.27%

Tomato (1kg)

$4.04 $4.04

$4.79 $4.79

-15.66%

Potato (1kg)

$2.76 $2.76

$2.57 $2.57

7.39%

Onion (1kg)

$2.79 $2.79

$2.58 $2.58

8.14%

Lettuce (1 head)

$2.04 $2.04

$2.35 $2.35

-13.19%

Water (1.5 liter bottle)

$2.15 $2.15

$2.33 $2.33

-7.73%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$10.11 $10.11

-8.70%

Wine (Bottle)

$14.81 $14.81

$19.38 $19.38

-23.58%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$2.22 $2.22

3.15%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$3.70 $3.70

-4.59%

One-way Ticket (Public Transport)

$1.52 $1.52

$1.96 $1.96

-22.45%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$4.29 $4.29

$2.46 $2.46

74.39%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.36 $1.36

33.82%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$25.22 $25.22

40.84%

Gasoline (1 liter)

$0.77 $0.77

$0.82 $0.82

-6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$27.0K $27.0K

-5.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.5K $25.5K

3.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$190 $190

-9.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$73.2 $73.2

-17.65%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$71.3 $71.3

-5.71%

Gym Membership (Monthly)

$62.8 $62.8

$42.44 $42.44

48.07%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.73 $14.73

$15.17 $15.17

-2.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,398 $1,398

$1,521 $1,521

-8.04%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$24.3K $24.3K

-10.46%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$57.8 $57.8

-4.59%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$25.18 $25.18

81.33%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$89.7 $89.7

-3.29%

Men's Leather Business Shoes

$115 $115

$99.9 $99.9

15.62%

1-bedroom Apartment, City Center (Monthly)

$2,245 $2,245

$1,598 $1,598

40.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,401 $1,401

$1,331 $1,331

5.24%

3-bedroom Apartment, City Center (Monthly)

$3,782 $3,782

$2,636 $2,636

43.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$2,234 $2,234

21.22%

Buy Apartment in City Center (m2)

$7,304 $7,304

$2,397 $2,397

204.70%

Buy Apartment Outside City Center (m2)

$3,331 $3,331

$2,578 $2,578

29.22%

Average Monthly Net Salary (After Tax)

$4,910 $4,910

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.6

-2.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 20, 2026

Last update for Golden, CO: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,245 in Austin, TX and $1,598 in Golden, CO. Housing cost is often the main lever when comparing two cities.

Dining out: $76 in Austin, TX vs $75 in Golden, CO. Groceries flip the comparison at $375 vs $442, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Golden, CO: Cost of Living - Frequently Asked Questions

You'd need roughly $4,079 in Austin, TX and $4,059 in Golden, CO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,245 in Austin, TX versus $1,598 in Golden, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Austin, TX pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Golden, CO – a meal for two runs $75.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Golden, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Golden, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Golden, CO wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.