Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Gharb

For one person, living is cheaper in Gharb: $1,927 a month against $2,663 in Austin, TX, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
101

Cost of Living Index in Gharb
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Gharb Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Gharb

🇲🇹 Malta

$1,927

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Gharb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Gharb actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,927 in Gharb.

Austin, TX $2,663
Gharb $1,927

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,165 in Gharb.

Austin, TX $4,133
Gharb $3,165

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,404 in Gharb.

Austin, TX $5,603
Gharb $4,404

Living in Austin, TX is roughly 38% more expensive than in Gharb, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Austin, TX 97% above, Gharb 43% above.

Meal at Budget Restaurant

$20.77 $20.77

$22.12 €19.68

-6.10%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$89.7 €79.8

-5.67%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$13.48 €11.99

-8.61%

Cappuccino

$5.63 $5.63

$3.10 €2.76

81.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.40 €2.14

55.00%

Water (0.33 liter bottle)

$2.50 $2.50

$2.00 €1.78

25.00%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.70 €5.07

41.23%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.89 €6.13

30.77%

Milk (1 liter)

$1.12 $1.12

$1.37 €1.22

-18.25%

White Bread (500g)

$3.75 $3.75

$1.44 €1.28

160.42%

Rice (white) (1kg)

$3.26 $3.26

$3.52 €3.13

-7.39%

Eggs

$4.17 $4.17

$4.38 €3.89

-4.79%

Local Cheese (1kg)

$12.90 $12.90

$10.48 €9.32

23.09%

Chicken Fillets (1kg)

$14.16 $14.16

$12.01 €10.69

17.90%

Beef Round Steak (1kg)

$16.22 $16.22

$18.12 €16.12

-10.49%

Apples (1kg)

$4.33 $4.33

$3.69 €3.28

17.34%

Banana (1kg)

$1.46 $1.46

$2.78 €2.48

-47.48%

Oranges (1kg)

$4.51 $4.51

$3.85 €3.42

17.14%

Tomato (1kg)

$4.34 $4.34

$3.79 €3.37

14.51%

Potato (1kg)

$2.58 $2.58

$1.87 €1.66

37.97%

Onion (1kg)

$2.35 $2.35

$3.28 €2.92

-28.35%

Lettuce (1 head)

$1.78 $1.78

$2.18 €1.94

-18.35%

Water (1.5 liter bottle)

$2.22 $2.22

$1.53 €1.36

45.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.29 €5.59

57.07%

Wine (Bottle)

$15.08 $15.08

$6.09 €5.41

147.62%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.47 €2.20

18.22%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.37 €2.11

45.99%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.17 €1.93

-31.34%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.87 €3.45

-29.46%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.74 €1.55

-4.60%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$32.91 €29.27

7.26%

Gasoline (1 liter)

$0.95 $0.95

$1.54 €1.37

-38.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.4K €25.3K

26.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$39.0K €34.7K

-30.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$153 €136

49.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$30.62 €27.24

93.96%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$28.95 €25.75

141.49%

Gym Membership (Monthly)

$57.2 $57.2

$53.0 €47.10

8.10%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$11.36 €10.11

25.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$275 €245

447.39%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.2K €10.8K

76.00%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$56.6 €50.4

-6.75%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$67.6 €60.1

-35.19%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$114 €101

-25.33%

Men's Leather Business Shoes

$103 $103

$128 €114

-19.55%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,167 €1,038

63.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$794 €706

60.42%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,755 €1,561

108.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,698 €1,511

49.45%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,413 €3,036

123.07%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,868 €2,551

10.07%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.05

67.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Gharb: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Gharb

$794 41.2% 37.7% $480

Groceries & Markets

Austin, TX

$405 15.2%

Gharb

$344 17.8% 15.1% $61

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Gharb

$213 11.1% 40.6% $145

Eating Out

Austin, TX

$354 13.3%

Gharb

$315 16.3% 11.1% $39

Clothing & Footwear

Austin, TX

$128 4.8%

Gharb

$165 8.5% 28.6% $37

Sport & Entertainment

Austin, TX

$86 3.2%

Gharb

$76 3.9% 11.8% $10

Getting Around

Austin, TX

$59 2.2%

Gharb

$21 * 1.1% 63.8% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,167 in Gharb. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $90.0 in Gharb. Groceries flip the comparison at $405 vs $344, with Gharb cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇲🇹 Gharb

🕒 Local time

06:44 6:44 AM

13:44 1:44 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

1,500

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Austin, TX Gharb 9,780 km ≈ 13 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Gharb: Cost of Living - Frequently Asked Questions

Gharb wins on cost – living expenses run 38% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Gharb the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $2,890 in Gharb to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $1,167 in Gharb. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $275 in Gharb. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gharb – a meal for two runs $90.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,927 in Gharb versus $2,663 in Austin, TX, a $2,000 budget is realistic in Gharb but tight or insufficient in Austin, TX. The gap between the two cities makes Gharb the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Gharb are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gharb gentler on the wallet – expenses run 38% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.