Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Funchal

For one person, living is cheaper in Funchal: $2,087 a month against $2,704 in Austin, TX, rent and utilities included – about $7,400 less a year. Other living expenses account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
103

Cost of Living Index in Funchal
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Funchal Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Funchal

🇵🇹 Portugal

$2,087

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Funchal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Funchal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,087 in Funchal.

Austin, TX $2,704
Funchal $2,087

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,066 in Funchal.

Austin, TX $4,133
Funchal $3,066

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $4,046 in Funchal.

Austin, TX $5,562
Funchal $4,046

Living in Austin, TX is roughly 30% more expensive than in Funchal, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 102% above, Funchal 56% above.

Meal at Budget Restaurant

$20.22 $20.22

$15.03 €13.41

34.53%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$65.0 €58.0

30.76%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$13.30 €11.87

-7.14%

Cappuccino

$5.47 $5.47

$1.95 €1.74

180.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.67 €1.49

128.74%

Water (0.33 liter bottle)

$2.50 $2.50

$1.40 €1.25

78.57%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.75 €2.46

193.09%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.82 €3.41

135.34%

Milk (1 liter)

$1.13 $1.13

$1.07 €0.95

5.61%

White Bread (500g)

$3.78 $3.78

$1.76 €1.57

114.77%

Rice (white) (1kg)

$3.25 $3.25

$1.62 €1.44

100.62%

Eggs

$4.14 $4.14

$3.79 €3.38

9.23%

Local Cheese (1kg)

$13.08 $13.08

$10.19 €9.09

28.36%

Chicken Fillets (1kg)

$14.31 $14.31

$7.26 €6.48

97.11%

Beef Round Steak (1kg)

$15.96 $15.96

$11.93 €10.64

33.78%

Apples (1kg)

$4.38 $4.38

$1.78 €1.59

146.07%

Banana (1kg)

$1.45 $1.45

$1.79 €1.60

-18.99%

Oranges (1kg)

$4.54 $4.54

$1.76 €1.57

157.95%

Tomato (1kg)

$4.19 $4.19

$2.45 €2.18

71.02%

Potato (1kg)

$2.63 $2.63

$1.92 €1.72

36.98%

Onion (1kg)

$2.36 $2.36

$1.99 €1.78

18.59%

Lettuce (1 head)

$1.76 $1.76

$1.64 €1.47

7.32%

Water (1.5 liter bottle)

$2.16 $2.16

$0.81 €0.73

166.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$5.44 €4.86

80.33%

Wine (Bottle)

$14.72 $14.72

$6.69 €5.97

120.03%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.28 €1.14

117.19%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.59 €2.31

34.36%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.19 €1.96

-31.96%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$33.23 €29.66

21.91%

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.00 €3.57

-33.25%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.42 €1.27

11.27%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$18.31 €16.34

92.74%

Gasoline (1 liter)

$0.99 $0.99

$2.11 €1.88

-53.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$33.1K €29.6K

8.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$38.9K €34.7K

-30.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$123 €110

77.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$17.01 €15.18

240.92%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$48.63 €43.40

40.57%

Gym Membership (Monthly)

$57.9 $57.9

$40.45 €36.09

43.14%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$8.23 €7.34

80.07%

Cinema Ticket

$14.13 $14.13

$8.61 €7.68

64.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$423 €377

257.07%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,385 €7,483

155.90%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$63.7 €56.8

-18.86%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$33.28 €29.70

32.36%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$89.2 €79.6

-4.56%

Men's Leather Business Shoes

$105 $105

$76.5 €68.3

37.61%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,483 €1,323

30.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,245 €1,111

2.20%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$2,516 €2,245

45.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,964 €1,753

28.54%

Buy Apartment in City Center (m2)

$7,617 $7,617

$4,842 €4,321

57.33%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$3,344 €2,984

-4.32%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$1,427 €1,274

257.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.59

89.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Funchal: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Funchal

$1.2K 58.6% 2.2% $27

Groceries & Markets

Austin, TX

$403 15.3%

Funchal

$243 11.4% 39.8% $160

Eating Out

Austin, TX

$348 13.2%

Funchal

$217 10.2% 37.6% $131

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Funchal

$189 8.9% 45.3% $157

Clothing & Footwear

Austin, TX

$129 4.9%

Funchal

$118 5.6% 8.2% $11

Sport & Entertainment

Austin, TX

$86 3.3%

Funchal

$58 2.7% 33.1% $29

Getting Around

Austin, TX

$57 2.2%

Funchal

$53 2.5% 6.9% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,483 in Funchal. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 258% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $65.0 in Funchal for a mid-range dinner for two. Groceries echo the gap at $403 vs $243 per month, with Funchal cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇹 Funchal

🕒 Local time

06:20 6:20 AM

12:20 12:20 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

105,795

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Funchal 7,470 km ≈ 10 h nonstop flight

From you

Austin, TX
Funchal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Funchal: Cost of Living - Frequently Asked Questions

Funchal wins on cost – living expenses run 30% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Funchal the obvious pick if budget is a priority.

Average pay runs 258% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $1,483 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,087 in Funchal – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Funchal runs roughly 22% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,087 in Funchal versus $2,704 in Austin, TX, a $3,000 budget is realistic in Funchal but tight or insufficient in Austin, TX. The gap between the two cities makes Funchal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Funchal gentler on the wallet – expenses run 30% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.