Cost of Living Comparison Between Austin, TX and Frankfort, KY Cost of Living Comparison Between Austin, TX and Frankfort, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $1,828 in Frankfort, KY.

Estimated couple costs with rent: $4,184 in Austin, TX versus $2,544 in Frankfort, KY.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $3,260 in Frankfort, KY.

Living in Austin, TX is roughly 47% more expensive than in Frankfort, KY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 96% above, Frankfort, KY 33% above.

Meal at Budget Restaurant

$19.82 $19.82

$14.09 $14.09

40.67%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$49.61 $49.61

69.10%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$8.19 $8.19

50.18%

Cappuccino

$5.48 $5.48

$4.24 $4.24

29.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.27 $1.27

192.91%

Water (0.33 liter bottle)

$2.36 $2.36

$1.31 $1.31

80.15%

Local Beer (0.5 liter draught)

$7.76 $7.76

$9.09 $9.09

-14.63%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$12.07 $12.07

-24.28%

Milk (1 liter)

$1.13 $1.13

$0.79 $0.79

43.04%

White Bread (500g)

$3.75 $3.75

$2.89 $2.89

29.76%

Rice (white) (1kg)

$3.43 $3.43

$2.45 $2.45

40.00%

Eggs

$4.35 $4.35

$2.94 $2.94

47.96%

Local Cheese (1kg)

$13.14 $13.14

$8.23 $8.23

59.66%

Chicken Fillets (1kg)

$14.39 $14.39

$6.88 $6.88

109.16%

Beef Round Steak (1kg)

$17.20 $17.20

$13.35 $13.35

28.84%

Apples (1kg)

$4.49 $4.49

$1.94 $1.94

131.44%

Banana (1kg)

$1.44 $1.44

$0.93 $0.93

54.84%

Oranges (1kg)

$4.67 $4.67

$2.55 $2.55

83.14%

Tomato (1kg)

$4.97 $4.97

$2.70 $2.70

84.07%

Potato (1kg)

$3.00 $3.00

$1.67 $1.67

79.64%

Onion (1kg)

$2.69 $2.69

$1.85 $1.85

45.41%

Lettuce (1 head)

$1.85 $1.85

$1.52 $1.52

21.71%

Water (1.5 liter bottle)

$2.18 $2.18

$1.97 $1.97

10.66%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$8.84 $8.84

6.90%

Wine (Bottle)

$15.11 $15.11

$13.12 $13.12

15.17%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.78 $1.78

62.36%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$3.46 $3.46

0.87%

One-way Ticket (Public Transport)

$1.64 $1.64

$2.04 $2.04

-19.61%

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$5.06 $5.06

-44.47%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.78 $1.78

-11.24%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$30.44 $30.44

15.57%

Gasoline (1 liter)

$0.90 $0.90

$0.89 $0.89

1.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$21.6K $21.6K

66.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.1K $25.1K

10.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$205 $205

8.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$48.98 $48.98

18.95%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$58.0 $58.0

19.14%

Gym Membership (Monthly)

$66.2 $66.2

$41.04 $41.04

61.21%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$13.78 $13.78

$11.93 $11.93

15.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$534 $534

185.78%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$6,602 $6,602

221.03%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$12.81 $12.81

325.84%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$14.89 $14.89

195.57%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$70.5 $70.5

27.24%

Men's Leather Business Shoes

$109 $109

$44.19 $44.19

145.76%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$800 $800

142.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$861 $861

46.20%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$1,425 $1,425

163.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,235 $1,235

109.82%

Buy Apartment in City Center (m2)

$7,403 $7,403

$2,719 $2,719

172.24%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$2,361 $2,361

35.66%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

$5,104 $5,104

-0.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.15

4.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Frankfort, KY: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $800 in Frankfort, KY. Housing cost is often the main lever when comparing two cities.

Frankfort, KY pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Austin, TX vs $50.0 in Frankfort, KY for a mid-range dinner for two. Groceries echo the gap at $417 vs $277 per month, with Frankfort, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Frankfort, KY: Cost of Living - Frequently Asked Questions

Frankfort, KY wins on cost – living expenses run 47% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Frankfort, KY the obvious pick if budget is a priority.

On paper, salaries run 0% lower in Frankfort, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,942 in Austin, TX versus $800 in Frankfort, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,526 in Austin, TX versus $534 in Frankfort, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Frankfort, KY – a meal for two runs $50.0 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,828 in Frankfort, KY versus $2,695 in Austin, TX, a $2,500 budget is realistic in Frankfort, KY but tight or insufficient in Austin, TX. The gap between the two cities makes Frankfort, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Frankfort, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Frankfort, KY gentler on the wallet – expenses run 47% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.