Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Fort Madison, IA

For one person, living is cheaper in Fort Madison, IA: $2,559 a month against $2,698 in Austin, TX, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

Austin, TX
🇺🇸 United States
$2,698
/mo nomad
Fort Madison, IA
🇺🇸 United States
$2,559
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in Fort Madison, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Fort Madison, IA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,559 in Fort Madison, IA.

  • Austin, TX $2,698
  • Fort Madison, IA $2,559

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,754 in Fort Madison, IA.

  • Austin, TX $4,160
  • Fort Madison, IA $3,754

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,950 in Fort Madison, IA.

  • Austin, TX $5,622
  • Fort Madison, IA $4,950

Living in Austin, TX is roughly 5% more expensive than in Fort Madison, IA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, Fort Madison, IA 89% above.

Currency
🍽 Eating Out
Austin, TX
Fort Madison, IA
Difference
Meal at Budget Restaurant
$20.63 $20.63
$19.82 $19.82
4.09%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$76.2 $76.2
11.03%
Fast Food Meal (McDonalds, etc)
$12.07 $12.07
$11.40 $11.40
5.88%
Cappuccino
$5.48 $5.48
$5.49 $5.49
-0.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.80 $3.80
$2.63 $2.63
44.49%
Water (0.33 liter bottle)
$2.47 $2.47
$1.98 $1.98
24.75%
Local Beer (0.5 liter draught)
$8.05 $8.05
$6.13 $6.13
31.32%
Imported Beer (0.33 liter bottle)
$8.88 $8.88
$7.37 $7.37
20.49%
🛒 Groceries & Markets
Austin, TX
Fort Madison, IA
Difference
Milk (1 liter)
$1.11 $1.11
$1.05 $1.05
5.71%
White Bread (500g)
$3.72 $3.72
$3.45 $3.45
7.83%
Rice (white) (1kg)
$3.37 $3.37
$4.30 $4.30
-21.63%
Eggs
$4.32 $4.32
$4.15 $4.15
4.10%
Local Cheese (1kg)
$13.13 $13.13
$12.60 $12.60
4.21%
Chicken Fillets (1kg)
$14.15 $14.15
$11.33 $11.33
24.89%
Beef Round Steak (1kg)
$16.33 $16.33
$17.07 $17.07
-4.34%
Apples (1kg)
$4.55 $4.55
$4.89 $4.89
-6.95%
Banana (1kg)
$1.46 $1.46
$1.58 $1.58
-7.59%
Oranges (1kg)
$4.71 $4.71
$4.23 $4.23
11.35%
Tomato (1kg)
$4.15 $4.15
$4.82 $4.82
-13.90%
Potato (1kg)
$2.58 $2.58
$2.84 $2.84
-9.15%
Onion (1kg)
$2.35 $2.35
$2.94 $2.94
-20.07%
Lettuce (1 head)
$1.77 $1.77
$2.14 $2.14
-17.29%
Water (1.5 liter bottle)
$2.14 $2.14
$2.21 $2.21
-3.17%
Cigarettes 20 Pack (Marlboro, Camel)
$10.10 $10.10
$10.10 $10.10
-
Wine (Bottle)
$15.19 $15.19
$15.04 $15.04
1.00%
Local Beer (0.5 liter bottle)
$2.82 $2.82
$1.68 $1.68
67.86%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$3.00 $3.00
14.67%
🚌 Getting Around
Austin, TX
Fort Madison, IA
Difference
One-way Ticket (Public Transport)
$1.54 $1.54
$2.27 $2.27
-32.16%
Public Transport Monthly Pass (Regular Price)
$40.99 $40.99
-
-
Taxi Start (Normal Tariff)
$2.80 $2.80
$3.33 $3.33
-15.92%
Taxi (Normal Tariff) (1km)
$1.60 $1.60
$1.76 $1.76
-9.09%
Taxi 1hour Waiting (Normal Tariff)
$34.34 $34.34
$31.70 $31.70
8.33%
Gasoline (1 liter)
$0.94 $0.94
$0.92 $0.92
2.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0K $34.0K
$26.6K $26.6K
27.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$23.8K $23.8K
12.39%
🧾 Monthly Utilities & Internet
Austin, TX
Fort Madison, IA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 $223
$201 $201
10.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$59.0 $59.0
-0.17%
Internet (50+ Mbps, Unlimited Data)
$70.6 $70.6
$71.0 $71.0
-0.55%
🎉 Sport & Entertainment
Austin, TX
Fort Madison, IA
Difference
Gym Membership (Monthly)
$57.7 $57.7
$41.05 $41.05
40.56%
Tennis Court (1 Hour on Weekend)
$16.53 $16.53
-
-
Cinema Ticket
$14.26 $14.26
$14.14 $14.14
0.85%
🧸 Childcare & Education
Austin, TX
Fort Madison, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,511 $1,511
$1,439 $1,439
4.99%
International Primary School, 1 Child (Yearly)
$20.9K $20.9K
$23.7K $23.7K
-11.91%
👕👟 Clothing & Footwear
Austin, TX
Fort Madison, IA
Difference
Jeans (Levis 501 Or Similar)
$51.3 $51.3
$53.8 $53.8
-4.65%
Summer Dress (H&M, Zara, etc)
$44.17 $44.17
$40.89 $40.89
8.02%
Sport Shoes (Adidas, Nike)
$87.0 $87.0
$88.0 $88.0
-1.15%
Men's Leather Business Shoes
$104 $104
$115 $115
-9.05%
🏠 Accommodation & Living
Austin, TX
Fort Madison, IA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,940 $1,940
$1,582 $1,582
22.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,316 $1,316
$1,287 $1,287
2.26%
3-bedroom Apartment, City Center (Monthly)
$3,664 $3,664
$2,533 $2,533
44.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,565 $2,565
$2,141 $2,141
19.81%
Buy Apartment in City Center (m2)
$7,354 $7,354
$2,414 $2,414
204.62%
Buy Apartment Outside City Center (m2)
$3,129 $3,129
$2,589 $2,589
20.87%
💵 Salaries & Financials
Austin, TX
Fort Madison, IA
Difference
Average Monthly Net Salary (After Tax)
$5,286 $5,286
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
6.57
3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Fort Madison, IA: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
Fort Madison, IA
$1.3K 2.2% $29
Groceries & Markets
Austin, TX
$406
Fort Madison, IA
$393 3.1% $13
Monthly Utilities & Internet
Austin, TX
$352
Fort Madison, IA
$331 5.9% $21
Eating Out
Austin, TX
$350
Fort Madison, IA
$322 7.9% $28
Clothing & Footwear
Austin, TX
$129
Fort Madison, IA
$134 3.7% $4.8
Sport & Entertainment
Austin, TX
$86
Fort Madison, IA
$69 19.6% $17
Getting Around
Austin, TX
$58
Fort Madison, IA
$21 * 63.4% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,582 in Fort Madison, IA. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $76.0 in Fort Madison, IA for a mid-range dinner for two. Groceries echo the gap at $406 vs $393 per month, with Fort Madison, IA cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇺🇸 Fort Madison, IA
🕒 Local time
20:00 8:00 PM
20:00 8:00 PM
Same time as Austin, TX
🌤 Weather
👥 Population
974,447
10,270
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Austin, TX Fort Madison, IA 1,290 km ≈ 2 h nonstop flight
From you
  • Austin, TX
  • Fort Madison, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Fort Madison, IA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Fort Madison, IA?
Fort Madison, IA wins on cost – living expenses run 5% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Fort Madison, IA the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Austin, TX and in Fort Madison, IA?
You'd need roughly $4,046 in Austin, TX and $3,838 in Fort Madison, IA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Austin, TX compared to Fort Madison, IA?
Rent for a central apartment: $1,940 in Austin, TX versus $1,582 in Fort Madison, IA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Austin, TX and in Fort Madison, IA?
Childcare runs $1,511 in Austin, TX versus $1,439 in Fort Madison, IA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Austin, TX and in Fort Madison, IA?
Dining out is cheaper in Fort Madison, IA – a meal for two runs $76.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $3,000/month in Austin, TX or in Fort Madison, IA?
Both cities are expensive relative to $3,000. Fort Madison, IA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Austin, TX or Fort Madison, IA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Austin, TX compared to Fort Madison, IA?
Safety-wise, Austin, TX and Fort Madison, IA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Fort Madison, IA gentler on the wallet – expenses run 5% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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