Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Fishkill, NY

For one person, living is cheaper in Fishkill, NY: $2,591 a month against $2,689 in Austin, TX, rent and utilities included – about $1,200 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
125

Cost of Living Index in Fishkill, NY
Learn more

Fishkill, NY Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Fishkill, NY

🇺🇸 United States

$2,591

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Fishkill, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Fishkill, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,591 in Fishkill, NY.

Austin, TX $2,689
Fishkill, NY $2,591

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,911 in Fishkill, NY.

Austin, TX $4,112
Fishkill, NY $3,911

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $5,232 in Fishkill, NY.

Austin, TX $5,534
Fishkill, NY $5,232

Living in Austin, TX is roughly 4% more expensive than in Fishkill, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Fishkill, NY 92% above.

Meal at Budget Restaurant

$21.34 $21.34

$20.15 $20.15

5.91%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$107 $107

-17.83%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$12.02 $12.02

3.49%

Cappuccino

$5.60 $5.60

$5.65 $5.65

-0.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.58 $2.58

41.47%

Water (0.33 liter bottle)

$2.39 $2.39

$2.35 $2.35

1.70%

Local Beer (0.5 liter draught)

$7.82 $7.82

$7.78 $7.78

0.51%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$9.26 $9.26

-5.51%

Milk (1 liter)

$1.12 $1.12

$0.86 $0.86

30.23%

White Bread (500g)

$3.62 $3.62

$3.50 $3.50

3.43%

Rice (white) (1kg)

$3.50 $3.50

$7.03 $7.03

-50.21%

Eggs

$4.45 $4.45

$2.80 $2.80

58.93%

Local Cheese (1kg)

$13.18 $13.18

$10.81 $10.81

21.92%

Chicken Fillets (1kg)

$13.94 $13.94

$9.05 $9.05

54.03%

Beef Round Steak (1kg)

$16.46 $16.46

$16.35 $16.35

0.67%

Apples (1kg)

$4.73 $4.73

$4.30 $4.30

10.00%

Banana (1kg)

$1.50 $1.50

$1.51 $1.51

-0.66%

Oranges (1kg)

$4.64 $4.64

$3.29 $3.29

41.03%

Tomato (1kg)

$4.52 $4.52

$4.53 $4.53

-0.22%

Potato (1kg)

$2.55 $2.55

$1.78 $1.78

43.26%

Onion (1kg)

$2.39 $2.39

$1.77 $1.77

35.03%

Lettuce (1 head)

$1.84 $1.84

$2.08 $2.08

-11.54%

Water (1.5 liter bottle)

$2.13 $2.13

$2.24 $2.24

-4.91%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$13.27 $13.27

-24.27%

Wine (Bottle)

$14.88 $14.88

$11.05 $11.05

34.66%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.60 $1.60

76.25%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$1.88 $1.88

75.00%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.98 $1.98

-37.88%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$66.3 $66.3

-37.50%

Taxi Start (Normal Tariff)

$2.68 $2.68

$2.98 $2.98

-10.07%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.23 $2.23

-26.91%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$42.46 $42.46

-17.10%

Gasoline (1 liter)

$0.98 $0.98

$1.13 $1.13

-13.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$30.6K $30.6K

12.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$217 $217

16.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$60.4 $60.4

-0.96%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$61.4 $61.4

13.36%

Gym Membership (Monthly)

$60.4 $60.4

$40.64 $40.64

48.52%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

$25.04 $25.04

-27.56%

Cinema Ticket

$13.75 $13.75

$12.72 $12.72

8.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$3,105 $3,105

-53.03%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$20.9K $20.9K

27.32%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$55.3 $55.3

-4.74%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$77.7 $77.7

-41.08%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$73.1 $73.1

16.87%

Men's Leather Business Shoes

$106 $106

$120 $120

-11.69%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$1,613 $1,613

36.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$1,255 $1,255

1.11%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$2,531 $2,531

58.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$2,144 $2,144

12.24%

Buy Apartment in City Center (m2)

$7,381 $7,381

$1,854 $1,854

298.18%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$1,602 $1,602

85.09%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.45

5.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Fishkill, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Fishkill, NY

$1.3K 48.4% 1.1% $14

Groceries & Markets

Austin, TX

$407 15.2%

Fishkill, NY

$354 13.7% 13.1% $53

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Fishkill, NY

$339 13.1% 11.2% $43

Eating Out

Austin, TX

$356 13.2%

Fishkill, NY

$342 13.2% 3.9% $14

Clothing & Footwear

Austin, TX

$130 4.9%

Fishkill, NY

$147 5.7% 12.5% $16

Sport & Entertainment

Austin, TX

$88 3.3%

Fishkill, NY

$66 2.6% 24.8% $22

Getting Around

Austin, TX

$57 2.1%

Fishkill, NY

$88 3.4% 54.5% $31

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $1,613 in Fishkill, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $88 in Austin, TX vs $107 in Fishkill, NY. Groceries flip the comparison at $407 vs $354, with Fishkill, NY cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Fishkill, NY

🕒 Local time

12:53 12:53 PM

13:53 1:53 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

24,226

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Fishkill, NY 2,470 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Fishkill, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Fishkill, NY: Cost of Living - Frequently Asked Questions

Fishkill, NY wins on cost – living expenses run 4% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Fishkill, NY the obvious pick if budget is a priority.

You’d need roughly $4,034 in Austin, TX and $3,887 in Fishkill, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,195 in Austin, TX versus $1,613 in Fishkill, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $2,591 in Fishkill, NY – Fishkill, NY is about 4% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 38% less than in Fishkill, NY. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Fishkill, NY gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.