Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Duncans

For one person, living is cheaper in Duncans: $1,004 a month against $2,689 in Austin, TX, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
48

Cost of Living Index in Duncans
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Duncans Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Duncans

🇯🇲 Jamaica

$1,004

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Duncans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Duncans actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $1,004 in Duncans.

Austin, TX $2,689
Duncans $1,004

Estimated couple costs with rent: $4,112 in Austin, TX versus $1,661 in Duncans.

Austin, TX $4,112
Duncans $1,661

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $2,319 in Duncans.

Austin, TX $5,534
Duncans $2,319

Living in Austin, TX is roughly 168% more expensive than in Duncans, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Duncans is 26% below.

Meal at Budget Restaurant

$21.34 $21.34

$13.31 JMD 2,100

60.33%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$75.9 JMD 12.0K

15.74%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$8.29 JMD 1,308

50.06%

Cappuccino

$5.60 $5.60

$5.28 JMD 833

6.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$1.19 JMD 188

206.72%

Water (0.33 liter bottle)

$2.39 $2.39

$0.74 JMD 116

222.97%

Local Beer (0.5 liter draught)

$7.82 $7.82

$2.17 JMD 342

260.37%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$3.13 JMD 494

179.55%

Milk (1 liter)

$1.12 $1.12

$4.03 JMD 635

-72.21%

White Bread (500g)

$3.62 $3.62

$3.81 JMD 601

-4.99%

Rice (white) (1kg)

$3.50 $3.50

$1.59 JMD 250

120.13%

Eggs

$4.45 $4.45

$3.44 JMD 543

29.36%

Local Cheese (1kg)

$13.18 $13.18

$11.47 JMD 1,811

14.91%

Chicken Fillets (1kg)

$13.94 $13.94

$6.24 JMD 984

123.40%

Beef Round Steak (1kg)

$16.46 $16.46

$10.30 JMD 1,626

59.81%

Apples (1kg)

$4.73 $4.73

$6.03 JMD 952

-21.56%

Banana (1kg)

$1.50 $1.50

$3.93 JMD 620

-61.83%

Oranges (1kg)

$4.64 $4.64

$7.21 JMD 1,138

-35.64%

Tomato (1kg)

$4.52 $4.52

$3.06 JMD 482

47.71%

Potato (1kg)

$2.55 $2.55

$3.29 JMD 520

-22.49%

Onion (1kg)

$2.39 $2.39

$2.64 JMD 416

-9.47%

Lettuce (1 head)

$1.84 $1.84

$3.03 JMD 478

-39.27%

Water (1.5 liter bottle)

$2.13 $2.13

$1.45 JMD 228

46.90%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$9.59 JMD 1,512

4.80%

Wine (Bottle)

$14.88 $14.88

$11.56 JMD 1,824

28.72%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.94 JMD 464

-4.08%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$3.97 JMD 627

-17.13%

One-way Ticket (Public Transport)

$1.23 $1.23

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$2.68 $2.68

$1.29 JMD 203

107.75%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$3.09 JMD 487

-47.25%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$6.21 JMD 981

466.83%

Gasoline (1 liter)

$0.98 $0.98

$1.46 JMD 230

-32.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$44.1K JMD 7.0M

-22.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$33.0K JMD 5.2M

-18.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$169 JMD 26.6K

49.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$29.03 JMD 4,581

106.13%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$53.6 JMD 8,456

29.97%

Gym Membership (Monthly)

$60.4 $60.4

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$13.29 JMD 2,097

3.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$367 JMD 57.9K

297.31%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$8,239 JMD 1.3M

222.56%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$23.96 JMD 3,781

119.70%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$31.04 JMD 4,897

47.42%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$76.6 JMD 12.1K

11.58%

Men's Leather Business Shoes

$106 $106

$105 JMD 16.5K

0.87%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

9.45

-27.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Duncans: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Duncans

- * 0% 100%

Groceries & Markets

Austin, TX

$407 15.2%

Duncans

$383 38.2% 5.9% $24

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Duncans

$251 25% 34.2% $131

Eating Out

Austin, TX

$356 13.2%

Duncans

$219 21.9% 38.4% $137

Clothing & Footwear

Austin, TX

$130 4.9%

Duncans

$106 10.6% 18.4% $24

Sport & Entertainment

Austin, TX

$88 3.3%

Duncans

$27 * 2.7% 69.7% $61

Getting Around

Austin, TX

$57 2.1%

Duncans

$17 * 1.7% 70.8% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $88 in Austin, TX vs $76 in Duncans for a mid-range dinner for two. Groceries echo the gap at $407 vs $383 per month, with Duncans cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇯🇲 Duncans

🕒 Local time

19:26 7:26 PM

20:26 8:26 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

5,153

💱 Currency

United States Dollar USD $

Jamaican Dollar JMD $

📈 Exchange rate

1 USD = 0.891 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.65 EUR

Exchange rates and currency converter

JMD, EUR to USD – United States Dollar Converter

🇯🇲 Jamaican Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.65 EUR).

JMD to USD in detail →

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Austin, TX Duncans 2,420 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Duncans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Duncans: Cost of Living - Frequently Asked Questions

Duncans wins on cost – living expenses run 63% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Duncans the obvious pick if budget is a priority.

You’d need roughly $4,034 in Austin, TX and $1,505 in Duncans to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,458 in Austin, TX versus $367 in Duncans. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Duncans – a meal for two runs $76 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,004 in Duncans versus $2,689 in Austin, TX, a $1,500 budget is realistic in Duncans but tight or insufficient in Austin, TX. The gap between the two cities makes Duncans the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.