Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Dubuque, IA

For one person, living is cheaper in Dubuque, IA: $1,731 a month against $2,698 in Austin, TX, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
84

Cost of Living Index in Dubuque, IA
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Dubuque, IA Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Dubuque, IA

🇺🇸 United States

$1,731

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Dubuque, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Dubuque, IA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,731 in Dubuque, IA.

Austin, TX $2,698
Dubuque, IA $1,731

Estimated couple costs with rent: $4,160 in Austin, TX versus $2,538 in Dubuque, IA.

Austin, TX $4,160
Dubuque, IA $2,538

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $3,345 in Dubuque, IA.

Austin, TX $5,622
Dubuque, IA $3,345

Living in Austin, TX is roughly 56% more expensive than in Dubuque, IA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Dubuque, IA 28% above.

Meal at Budget Restaurant

$20.63 $20.63

$13.85 $13.85

48.95%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$49.71 $49.71

70.13%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.80 $11.80

2.29%

Cappuccino

$5.48 $5.48

$4.99 $4.99

9.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.02 $2.02

88.12%

Water (0.33 liter bottle)

$2.47 $2.47

$0.95 $0.95

160.00%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.01 $3.01

167.44%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$4.53 $4.53

96.03%

Milk (1 liter)

$1.11 $1.11

$0.78 $0.78

42.31%

White Bread (500g)

$3.72 $3.72

$2.71 $2.71

37.27%

Rice (white) (1kg)

$3.37 $3.37

$2.82 $2.82

19.50%

Eggs

$4.32 $4.32

$2.85 $2.85

51.58%

Local Cheese (1kg)

$13.13 $13.13

$14.05 $14.05

-6.55%

Chicken Fillets (1kg)

$14.15 $14.15

$10.38 $10.38

36.32%

Beef Round Steak (1kg)

$16.33 $16.33

$10.63 $10.63

53.62%

Apples (1kg)

$4.55 $4.55

$3.32 $3.32

37.05%

Banana (1kg)

$1.46 $1.46

$1.21 $1.21

20.66%

Oranges (1kg)

$4.71 $4.71

$3.26 $3.26

44.48%

Tomato (1kg)

$4.15 $4.15

$2.45 $2.45

69.39%

Potato (1kg)

$2.58 $2.58

$1.36 $1.36

89.71%

Onion (1kg)

$2.35 $2.35

$1.67 $1.67

40.72%

Lettuce (1 head)

$1.77 $1.77

$2.42 $2.42

-26.86%

Water (1.5 liter bottle)

$2.14 $2.14

$1.79 $1.79

19.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.70 $8.70

16.09%

Wine (Bottle)

$15.19 $15.19

$13.36 $13.36

13.70%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.69 $1.69

66.86%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.82 $2.82

21.99%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

Taxi (Normal Tariff) (1km)

$1.60 $1.60

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

Gasoline (1 liter)

$0.94 $0.94

$0.91 $0.91

3.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$24.5K $24.5K

38.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.0K $25.0K

6.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$176 $176

26.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$52.0 $52.0

13.33%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$50.7 $50.7

39.12%

Gym Membership (Monthly)

$57.7 $57.7

$36.87 $36.87

56.50%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$8.17 $8.17

74.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$812 $812

86.11%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$55.6 $55.6

-7.72%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$35.65 $35.65

23.90%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$86.1 $86.1

1.00%

Men's Leather Business Shoes

$104 $104

$88.7 $88.7

17.67%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$985 $985

97.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$725 $725

81.61%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,476 $1,476

148.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,201 $1,201

113.68%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,732 $1,732

324.68%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$1,707 $1,707

83.35%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$3,768 $3,768

40.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.25

29.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Dubuque, IA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Dubuque, IA

$725 41.9% 44.9% $592

Groceries & Markets

Austin, TX

$406 15.1%

Dubuque, IA

$312 18% 23.1% $94

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Dubuque, IA

$279 16.1% 20.8% $73

Eating Out

Austin, TX

$350 13%

Dubuque, IA

$242 14% 30.8% $108

Clothing & Footwear

Austin, TX

$129 4.8%

Dubuque, IA

$120 6.9% 7.2% $9.3

Sport & Entertainment

Austin, TX

$86 3.2%

Dubuque, IA

$53 3.1% 38.3% $33

Getting Around

Austin, TX

$58 2.2%

Dubuque, IA

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $985 in Dubuque, IA. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $50.0 in Dubuque, IA for a mid-range dinner for two. Groceries echo the gap at $406 vs $312 per month, with Dubuque, IA cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Dubuque, IA

🕒 Local time

21:34 9:34 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

59,667

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Dubuque, IA 1,500 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Dubuque, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Dubuque, IA: Cost of Living - Frequently Asked Questions

Dubuque, IA wins on cost – living expenses run 56% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Dubuque, IA the obvious pick if budget is a priority.

Average pay runs 40% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $985 in Dubuque, IA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $812 in Dubuque, IA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Dubuque, IA – a meal for two runs $50.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,731 in Dubuque, IA versus $2,698 in Austin, TX, a $2,000 budget is realistic in Dubuque, IA but tight or insufficient in Austin, TX. The gap between the two cities makes Dubuque, IA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Dubuque, IA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dubuque, IA gentler on the wallet – expenses run 56% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.