Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Dubrovnik

For one person, living is cheaper in Dubrovnik: $1,979 a month against $2,663 in Austin, TX, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
97

Cost of Living Index in Dubrovnik
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Dubrovnik Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Dubrovnik

🇭🇷 Croatia

$1,979

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Dubrovnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Dubrovnik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,979 in Dubrovnik.

Austin, TX $2,663
Dubrovnik $1,979

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,933 in Dubrovnik.

Austin, TX $4,133
Dubrovnik $2,933

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,886 in Dubrovnik.

Austin, TX $5,603
Dubrovnik $3,886

Living in Austin, TX is roughly 35% more expensive than in Dubrovnik, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Dubrovnik 47% above.

Meal at Budget Restaurant

$20.77 $20.77

$19.49 €17.34

6.57%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$77.3 €68.8

9.44%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.71 €11.30

-3.07%

Cappuccino

$5.63 $5.63

$4.21 €3.74

33.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$4.50 €4.01

-17.33%

Water (0.33 liter bottle)

$2.50 $2.50

$4.49 €3.99

-44.32%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.45 €4.85

47.71%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.98 €7.10

12.91%

Milk (1 liter)

$1.12 $1.12

$1.08 €0.96

3.70%

White Bread (500g)

$3.75 $3.75

$1.21 €1.07

209.92%

Rice (white) (1kg)

$3.26 $3.26

$2.30 €2.05

41.74%

Eggs

$4.17 $4.17

$4.18 €3.72

-0.24%

Local Cheese (1kg)

$12.90 $12.90

$9.90 €8.81

30.30%

Chicken Fillets (1kg)

$14.16 $14.16

$8.96 €7.97

58.04%

Beef Round Steak (1kg)

$16.22 $16.22

$9.60 €8.54

68.96%

Apples (1kg)

$4.33 $4.33

$1.77 €1.58

144.63%

Banana (1kg)

$1.46 $1.46

$1.36 €1.21

7.35%

Oranges (1kg)

$4.51 $4.51

$1.70 €1.51

165.29%

Tomato (1kg)

$4.34 $4.34

$2.74 €2.44

58.39%

Potato (1kg)

$2.58 $2.58

$0.86 €0.77

200.00%

Onion (1kg)

$2.35 $2.35

$0.91 €0.81

158.24%

Lettuce (1 head)

$1.78 $1.78

$1.10 €0.98

61.82%

Water (1.5 liter bottle)

$2.22 $2.22

$1.25 €1.11

77.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.36 €4.76

84.33%

Wine (Bottle)

$15.08 $15.08

$4.41 €3.92

241.95%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.32 €1.18

121.21%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.88 €2.56

20.14%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.83 €2.51

-47.35%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$54.6 €48.53

-23.53%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.41 €3.92

-38.10%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.22 €1.08

36.07%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$7.40 €6.58

377.03%

Gasoline (1 liter)

$0.95 $0.95

$1.80 €1.60

-47.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$25.9K €23.0K

39.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.5K €22.7K

6.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$178 €158

29.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$22.58 €20.09

163.02%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$42.34 €37.66

65.12%

Gym Membership (Monthly)

$57.2 $57.2

$70.1 €62.4

-18.37%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$23.39 €20.81

-30.18%

Cinema Ticket

$14.28 $14.28

$8.00 €7.12

78.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$90.6 €80.6

1562.29%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,922 €6,157

209.99%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$73.3 €65.2

-27.91%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$27.46 €24.43

59.58%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$66.3 €58.9

27.95%

Men's Leather Business Shoes

$103 $103

$78.4 €69.7

31.46%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,442 €1,283

32.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$906 €806

40.70%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,964 €1,747

86.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,442 €1,283

76.00%

Buy Apartment in City Center (m2)

$7,614 $7,614

$7,912 €7,038

-3.78%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$4,158 €3,698

-24.06%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,437 €1,279

256.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.79

79.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Dubrovnik: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Dubrovnik

$906 45.8% 28.9% $369

Groceries & Markets

Austin, TX

$405 15.2%

Dubrovnik

$235 11.9% 42% $170

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Dubrovnik

$242 12.3% 32.3% $116

Eating Out

Austin, TX

$354 13.3%

Dubrovnik

$324 16.4% 8.5% $30

Clothing & Footwear

Austin, TX

$128 4.8%

Dubrovnik

$110 5.6% 13.7% $18

Sport & Entertainment

Austin, TX

$86 3.2%

Dubrovnik

$86 4.4% 0.4% $0.3

Getting Around

Austin, TX

$59 2.2%

Dubrovnik

$76 3.9% 30.1% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,442 in Dubrovnik. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 256% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $77.0 in Dubrovnik for a mid-range dinner for two. Groceries echo the gap at $405 vs $235 per month, with Dubrovnik cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Dubrovnik

🕒 Local time

08:19 8:19 AM

15:19 3:19 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

41,562

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Dubrovnik 9,600 km ≈ 12 h nonstop flight

From you

Austin, TX
Dubrovnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Dubrovnik: Cost of Living - Frequently Asked Questions

Dubrovnik wins on cost – living expenses run 35% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Dubrovnik the obvious pick if budget is a priority.

Average pay runs 256% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,442 in Dubrovnik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,979 in Dubrovnik – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dubrovnik runs roughly 31% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,979 in Dubrovnik versus $2,663 in Austin, TX, a $3,000 budget is realistic in Dubrovnik but tight or insufficient in Austin, TX. The gap between the two cities makes Dubrovnik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Dubrovnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dubrovnik gentler on the wallet – expenses run 35% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.