Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Derry

For one person, living is cheaper in Derry: $2,484 a month against $2,663 in Austin, TX, rent and utilities included – about $2,100 less a year. The total is higher in Austin, TX despite lower rent and utilities.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
121

Cost of Living Index in Derry
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Derry Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Derry

🇮🇪 Ireland

$2,484

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Derry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Derry actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,484 in Derry.

Austin, TX $2,663
Derry $2,484

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,000 in Derry.

Austin, TX $4,133
Derry $3,000

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,516 in Derry.

Austin, TX $5,603
Derry $3,516

Living in Austin, TX is roughly 7% more expensive than in Derry, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Derry 84% above.

Meal at Budget Restaurant

$20.77 $20.77

$20.52 €18.25

1.22%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$51.2 €45.58

65.09%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.39 €8.35

31.20%

Cappuccino

$5.63 $5.63

$4.44 €3.95

26.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.64 €1.46

126.83%

Water (0.33 liter bottle)

$2.50 $2.50

$1.63 €1.45

53.37%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.17 €4.60

55.71%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.68 €5.94

34.88%

Milk (1 liter)

$1.12 $1.12

$1.48 €1.31

-24.32%

White Bread (500g)

$3.75 $3.75

$1.49 €1.33

151.68%

Rice (white) (1kg)

$3.26 $3.26

$2.06 €1.83

58.25%

Eggs

$4.17 $4.17

$3.40 €3.02

22.65%

Local Cheese (1kg)

$12.90 $12.90

$13.23 €11.77

-2.49%

Chicken Fillets (1kg)

$14.16 $14.16

$10.04 €8.93

41.04%

Beef Round Steak (1kg)

$16.22 $16.22

$13.19 €11.73

22.97%

Apples (1kg)

$4.33 $4.33

$2.93 €2.61

47.78%

Banana (1kg)

$1.46 $1.46

$1.61 €1.43

-9.32%

Oranges (1kg)

$4.51 $4.51

$3.03 €2.70

48.84%

Tomato (1kg)

$4.34 $4.34

$4.15 €3.69

4.58%

Potato (1kg)

$2.58 $2.58

$1.02 €0.90

152.94%

Onion (1kg)

$2.35 $2.35

$1.42 €1.26

65.49%

Lettuce (1 head)

$1.78 $1.78

$1.02 €0.91

74.51%

Water (1.5 liter bottle)

$2.22 $2.22

$1.85 €1.65

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$20.71 €18.42

-52.29%

Wine (Bottle)

$15.08 $15.08

$10.27 €9.14

46.84%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.24 €1.99

30.36%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.62 €2.33

32.06%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.60 €2.32

-42.69%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.20 €4.63

-47.50%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.41 €1.26

17.73%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$56.0 €49.77

-36.92%

Gasoline (1 liter)

$0.95 $0.95

$1.97 €1.75

-51.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.6K €34.3K

-6.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$36.9K €32.8K

-26.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$243 €216

-5.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$21.14 €18.80

180.94%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$50.5 €44.90

38.49%

Gym Membership (Monthly)

$57.2 $57.2

$35.93 €31.95

59.31%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$25.84 €22.98

-36.80%

Cinema Ticket

$14.28 $14.28

$13.02 €11.58

9.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,196 €1,064

25.92%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,163 €4,592

315.58%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$101 €89.9

-47.77%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$48.64 €43.26

-9.91%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$98.9 €87.9

-14.25%

Men's Leather Business Shoes

$103 $103

$72.9 €64.8

41.40%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,574 €1,400

21.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,335 €1,187

-4.54%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,322 €1,176

177.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,085 €965

133.92%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,310 €2,055

229.56%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,702 €1,514

85.53%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,599 €2,312

97.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.68

84.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Derry: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Derry

$1.3K 53.8% 4.8% $61

Groceries & Markets

Austin, TX

$405 15.2%

Derry

$307 12.4% 24% $97

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Derry

$314 12.7% 12.3% $44

Eating Out

Austin, TX

$354 13.3%

Derry

$298 12% 15.8% $56

Clothing & Footwear

Austin, TX

$128 4.8%

Derry

$145 5.8% 13% $17

Sport & Entertainment

Austin, TX

$86 3.2%

Derry

$62 2.5% 27.8% $24

Getting Around

Austin, TX

$59 2.2%

Derry

$23 * 0.9% 61.4% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,574 in Derry. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 97% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $51.0 in Derry for a mid-range dinner for two. Groceries echo the gap at $405 vs $307 per month, with Derry cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇪 Derry

🕒 Local time

13:06 1:06 PM

19:06 7:06 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

85,016

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Derry 7,320 km ≈ 10 h nonstop flight

From you

Austin, TX
Derry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Derry: Cost of Living - Frequently Asked Questions

Derry wins on cost – living expenses run 7% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Derry the obvious pick if budget is a priority.

Average pay runs 97% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,574 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $1,196 in Derry. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Derry – a meal for two runs $51.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,484 in Derry versus $2,663 in Austin, TX, a $2,500 budget is realistic in Derry but tight or insufficient in Austin, TX. The gap between the two cities makes Derry the clear choice for anyone on this budget.

Both work as nomad bases, but Derry delivers better value – similar infrastructure at $2,484 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Derry hard to pass up.

Safety-wise, Austin, TX and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Derry gentler on the wallet – expenses run 7% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.