Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Derry

For one person, living is cheaper in Derry: $1,739 a month against $2,663 in Austin, TX, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
84

Cost of Living Index in Derry
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Derry Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Derry

🇬🇧 United Kingdom

$1,739

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Derry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Derry actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,739 in Derry.

Austin, TX $2,663
Derry $1,739

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,589 in Derry.

Austin, TX $4,133
Derry $2,589

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,439 in Derry.

Austin, TX $5,603
Derry $3,439

Living in Austin, TX is roughly 53% more expensive than in Derry, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Derry 29% above.

Meal at Budget Restaurant

$20.77 $20.77

$18.87 £14.16

10.07%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$73.9 £55.5

14.43%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.38 £7.79

18.69%

Cappuccino

$5.63 $5.63

$3.88 £2.91

45.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.13 £1.60

74.65%

Water (0.33 liter bottle)

$2.50 $2.50

$1.67 £1.25

49.70%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.41 £4.06

48.80%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.88 £4.41

53.23%

Milk (1 liter)

$1.12 $1.12

$1.71 £1.28

-34.50%

White Bread (500g)

$3.75 $3.75

$1.33 £1.00

181.95%

Rice (white) (1kg)

$3.26 $3.26

$2.01 £1.51

62.19%

Eggs

$4.17 $4.17

$3.30 £2.47

26.36%

Local Cheese (1kg)

$12.90 $12.90

$7.44 £5.58

73.39%

Chicken Fillets (1kg)

$14.16 $14.16

$8.85 £6.64

60.00%

Beef Round Steak (1kg)

$16.22 $16.22

$16.69 £12.52

-2.82%

Apples (1kg)

$4.33 $4.33

$2.69 £2.02

60.97%

Banana (1kg)

$1.46 $1.46

$1.28 £0.96

14.06%

Oranges (1kg)

$4.51 $4.51

$2.78 £2.08

62.23%

Tomato (1kg)

$4.34 $4.34

$3.31 £2.48

31.12%

Potato (1kg)

$2.58 $2.58

$1.28 £0.96

101.56%

Onion (1kg)

$2.35 $2.35

$1.35 £1.01

74.07%

Lettuce (1 head)

$1.78 $1.78

$0.93 £0.70

91.40%

Water (1.5 liter bottle)

$2.22 $2.22

$1.52 £1.14

46.05%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$21.22 £15.92

-53.44%

Wine (Bottle)

$15.08 $15.08

$10.54 £7.91

43.07%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.44 £1.83

19.67%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.41 £2.56

1.47%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.67 £2.75

-59.40%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$94.8 £71.1

-55.98%

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.38 £4.04

-49.26%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.14 £0.85

45.61%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$34.36 £25.77

2.74%

Gasoline (1 liter)

$0.95 $0.95

$1.83 £1.37

-48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.2K £28.7K

-5.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$40.0K £30.0K

-32.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$132 £98.9

73.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.52 £11.64

282.67%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$42.42 £31.82

64.80%

Gym Membership (Monthly)

$57.2 $57.2

$34.68 £26.02

65.05%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$13.42 £10.07

21.68%

Cinema Ticket

$14.28 $14.28

$10.42 £7.82

37.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$932 £699

61.51%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$22.1K £16.6K

-2.99%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$97.0 £72.8

-45.55%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$39.08 £29.32

12.13%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$103 £77.2

-17.59%

Men's Leather Business Shoes

$103 $103

$63.8 £47.83

61.56%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$821 £616

132.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$669 £502

90.47%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,277 £958

186.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$956 £717

165.55%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,964 £3,724

53.38%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,785 £2,839

-16.58%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.76

42.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Derry: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Derry

$669 38.5% 47.5% $605

Groceries & Markets

Austin, TX

$405 15.2%

Derry

$286 16.4% 29.4% $119

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Derry

$190 10.9% 47% $169

Eating Out

Austin, TX

$354 13.3%

Derry

$283 16.3% 20.1% $71

Clothing & Footwear

Austin, TX

$128 4.8%

Derry

$136 7.8% 6.4% $8.2

Sport & Entertainment

Austin, TX

$86 3.2%

Derry

$56 3.2% 35.3% $30

Getting Around

Austin, TX

$59 2.2%

Derry

$121 6.9% 105% $62

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $821 in Derry. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $74.0 in Derry for a mid-range dinner for two. Groceries echo the gap at $405 vs $286 per month, with Derry cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇧 Derry

🕒 Local time

11:31 11:31 AM

17:31 5:31 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

85,016

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.889 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Derry 7,320 km ≈ 10 h nonstop flight

From you

Austin, TX
Derry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Derry: Cost of Living - Frequently Asked Questions

Derry wins on cost – living expenses run 53% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Derry the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $2,609 in Derry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $821 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,739 in Derry – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Derry runs roughly 127% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,739 in Derry versus $2,663 in Austin, TX, a $3,000 budget is realistic in Derry but tight or insufficient in Austin, TX. The gap between the two cities makes Derry the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Derry gentler on the wallet – expenses run 53% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.