Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Derna

For one person, living is cheaper in Derna: $171 a month against $2,704 in Austin, TX, rent and utilities included – about $30,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Derna

🇱🇾 Libya

$171

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Derna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Derna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $171 in Derna.

Austin, TX $2,704
Derna $171

Estimated couple costs with rent: $4,133 in Austin, TX versus $337 in Derna.

Austin, TX $4,133
Derna $337

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $503 in Derna.

Austin, TX $5,562
Derna $503

Living in Austin, TX is roughly 1485% more expensive than in Derna, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Derna is 87% below.

Meal at Budget Restaurant

$20.22 $20.22

$4.01 LYD 25.66

404.24%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$7.85 LYD 50.2

983.18%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$3.20 LYD 20.46

285.94%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.48 LYD 3.08

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.65 LYD 4.15

Cappuccino

$5.47 $5.47

$0.45 LYD 2.88

1115.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.29 LYD 1.89

1217.24%

Water (0.33 liter bottle)

$2.50 $2.50

Local Beer (0.5 liter draught)

$8.06 $8.06

Imported Beer (0.33 liter bottle)

$8.99 $8.99

Milk (1 liter)

$1.13 $1.13

$0.72 LYD 4.63

56.94%

White Bread (500g)

$3.78 $3.78

Rice (white) (1kg)

$3.25 $3.25

$2.29 LYD 14.68

41.92%

Eggs

$4.14 $4.14

$0.93 LYD 5.95

345.16%

Local Cheese (1kg)

$13.08 $13.08

Chicken Fillets (1kg)

$14.31 $14.31

$3.15 LYD 20.18

354.29%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

Banana (1kg)

$1.45 $1.45

$0.75 LYD 4.82

93.33%

Oranges (1kg)

$4.54 $4.54

$0.96 LYD 6.14

372.92%

Tomato (1kg)

$4.19 $4.19

Potato (1kg)

$2.63 $2.63

Onion (1kg)

$2.36 $2.36

Lettuce (1 head)

$1.76 $1.76

Water (1.5 liter bottle)

$2.16 $2.16

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

Wine (Bottle)

$14.72 $14.72

Local Beer (0.5 liter bottle)

$2.78 $2.78

Imported Beer (0.33 liter bottle)

$3.48 $3.48

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.80 LYD 5.15

233.75%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

Gasoline (1 liter)

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$14.23 LYD 91.1

380.39%

Gym Membership (Monthly)

$57.9 $57.9

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$14.13 $14.13

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$31.11 LYD 199

66.06%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$39.65 LYD 254

11.10%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$38.36 LYD 245

121.82%

Men's Leather Business Shoes

$105 $105

$39.17 LYD 251

168.85%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$159 LYD 1,017

2210.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$95.5 LYD 611

2543.90%

Buy Apartment in City Center (m2)

$7,617 $7,617

$196 LYD 1,255

3784.36%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$78.0 LYD 499

4004.44%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$169 LYD 1,080

2925.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Derna: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Derna

–

Groceries & Markets

Austin, TX

$403 15.3%

Derna

–

Eating Out

Austin, TX

$348 13.2%

Derna

–

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Derna

–

Clothing & Footwear

Austin, TX

$129 4.9%

Derna

–

Sport & Entertainment

Austin, TX

$86 3.3%

Derna

–

Getting Around

Austin, TX

$57 2.2%

Derna

–

Cost Breakdown

Austin, TX pays 2925% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $8.00 in Derna for a mid-range dinner for two. Groceries echo the gap at $403 vs $44.00 per month, with Derna cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇱🇾 Derna

🕒 Local time

22:57 10:57 PM

05:57 5:57 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

50,000

💱 Currency

United States Dollar USD $

Libyan Dinar LYD ل.د

📈 Exchange rate

1 USD = 0.892 EUR

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

Exchange rates and currency converter

LYD, EUR to USD – United States Dollar Converter

🇱🇾 Libyan Dinar (ل.د)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Libyan Dinar exchange rates as of October 10, 2026: 1 USD = 6.4 LYD (1 LYD = 0.156 USD). 1 EUR = 7.18 LYD (1 LYD = 0.139 EUR).

LYD to USD in detail →

On the map

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Between locations

Austin, TX Derna 10,610 km ≈ 14 h nonstop flight

From you

Austin, TX
Derna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Derna: Cost of Living - Frequently Asked Questions

Derna wins on cost – living expenses run 1485% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Derna the obvious pick if budget is a priority.

Average pay runs 2925% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $2,704 per month in Austin, TX versus $171 in Derna – a 1485% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 810% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

At $171 in Derna versus $2,704 in Austin, TX, a $1,000 budget is realistic in Derna but tight or insufficient in Austin, TX. The gap between the two cities makes Derna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Derna gentler on the wallet – expenses run 1485% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.