Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cumming, GA

For one person, living costs are similar in Austin, TX and in Cumming, GA: $2,698 and $2,577 a month, rent and utilities included.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
124

Cost of Living Index in Cumming, GA
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Cumming, GA Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Cumming, GA

🇺🇸 United States

$2,577

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cumming, GA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cumming, GA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,577 in Cumming, GA.

Austin, TX $2,698
Cumming, GA $2,577

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,551 in Cumming, GA.

Austin, TX $4,160
Cumming, GA $3,551

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,525 in Cumming, GA.

Austin, TX $5,622
Cumming, GA $4,525

Living in Austin, TX is roughly 5% more expensive than in Cumming, GA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Cumming, GA 90% above.

Meal at Budget Restaurant

$20.63 $20.63

$16.87 $16.87

22.29%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$69.5 $69.5

21.61%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.85 $9.85

22.54%

Cappuccino

$5.48 $5.48

$4.92 $4.92

11.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.63 $2.63

44.49%

Water (0.33 liter bottle)

$2.47 $2.47

$2.10 $2.10

17.62%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.31 $5.31

51.60%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$6.15 $6.15

44.39%

Milk (1 liter)

$1.11 $1.11

$1.08 $1.08

2.78%

White Bread (500g)

$3.72 $3.72

$3.00 $3.00

24.00%

Rice (white) (1kg)

$3.37 $3.37

$4.27 $4.27

-21.08%

Eggs

$4.32 $4.32

$4.40 $4.40

-1.82%

Local Cheese (1kg)

$13.13 $13.13

$13.15 $13.15

-0.15%

Chicken Fillets (1kg)

$14.15 $14.15

$8.73 $8.73

62.08%

Beef Round Steak (1kg)

$16.33 $16.33

$18.38 $18.38

-11.15%

Apples (1kg)

$4.55 $4.55

$4.69 $4.69

-2.99%

Banana (1kg)

$1.46 $1.46

$1.32 $1.32

10.61%

Oranges (1kg)

$4.71 $4.71

$4.13 $4.13

14.04%

Tomato (1kg)

$4.15 $4.15

$3.94 $3.94

5.33%

Potato (1kg)

$2.58 $2.58

$2.81 $2.81

-8.19%

Onion (1kg)

$2.35 $2.35

$3.17 $3.17

-25.87%

Lettuce (1 head)

$1.77 $1.77

$2.09 $2.09

-15.31%

Water (1.5 liter bottle)

$2.14 $2.14

$2.22 $2.22

-3.60%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.94 $8.94

12.98%

Wine (Bottle)

$15.19 $15.19

$15.05 $15.05

0.93%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.13 $2.13

32.39%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$5.20 $5.20

-33.85%

One-way Ticket (Public Transport)

$1.54 $1.54

$4.30 $4.30

-64.19%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.04 $2.04

37.25%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.36 $2.36

-32.20%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$32.07 $32.07

7.08%

Gasoline (1 liter)

$0.94 $0.94

$0.96 $0.96

-2.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.8K $27.8K

22.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.9K $26.9K

-0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$174 $174

27.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$58.6 $58.6

0.46%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$91.6 $91.6

-22.96%

Gym Membership (Monthly)

$57.7 $57.7

$41.47 $41.47

39.14%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$16.27 $16.27

-12.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,246 $1,246

21.26%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$9,360 $9,360

123.19%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$39.45 $39.45

29.96%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$31.71 $31.71

39.29%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$60.4 $60.4

43.93%

Men's Leather Business Shoes

$104 $104

$73.9 $73.9

41.22%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,588 $1,588

22.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,391 $1,391

-5.36%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,862 $2,862

28.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,928 $1,928

33.04%

Buy Apartment in City Center (m2)

$7,354 $7,354

$10.2K $10.2K

-28.17%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$7,286 $7,286

-27.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.72

1.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Cumming, GA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Cumming, GA

$1.4K 54% 5.7% $75

Groceries & Markets

Austin, TX

$406 15.1%

Cumming, GA

$382 14.8% 5.8% $24

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Cumming, GA

$325 12.6% 7.8% $27

Eating Out

Austin, TX

$350 13%

Cumming, GA

$281 10.9% 19.6% $69

Clothing & Footwear

Austin, TX

$129 4.8%

Cumming, GA

$92 3.6% 28.3% $37

Sport & Entertainment

Austin, TX

$86 3.2%

Cumming, GA

$74 2.9% 14.2% $12

Getting Around

Austin, TX

$58 2.2%

Cumming, GA

$31 * 1.2% 46.4% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,588 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $70.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $406 vs $382 per month, with Cumming, GA cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Cumming, GA

🕒 Local time

02:37 2:37 AM

03:37 3:37 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

5,718

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Cumming, GA 1,350 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Cumming, GA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA wins on cost – living expenses run 5% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cumming, GA the obvious pick if budget is a priority.

On paper, salaries run 38% lower in Cumming, GA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $1,588 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,246 in Cumming, GA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cumming, GA – a meal for two runs $70.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Cumming, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cumming, GA gentler on the wallet – expenses run 5% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.