Cost of Living Comparison Between Austin, TX and Cumming, GA Cost of Living Comparison Between Austin, TX and Cumming, GA

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Austin, TX versus $2,468 in Cumming, GA.

Estimated couple costs with rent: $4,117 in Austin, TX versus $3,497 in Cumming, GA.

Monthly costs for a family of three with rent: $5,515 in Austin, TX versus $4,527 in Cumming, GA.

Living in Austin, TX is roughly 10% more expensive than Cumming, GA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 103% above, Cumming, GA 84% above.

Meal at Budget Restaurant

$19.99 $19.99

$16.21 $16.21

23.32%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$67.9 $67.9

12.30%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$10.33 $10.33

-1.94%

Cappuccino

$5.49 $5.49

$5.22 $5.22

5.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.54 $2.54

7.09%

Water (0.33 liter bottle)

$2.14 $2.14

$2.04 $2.04

4.90%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.57 $6.57

-7.61%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$7.67 $7.67

4.82%

Milk (1 liter)

$1.09 $1.09

$1.08 $1.08

0.93%

White Bread (500g)

$3.34 $3.34

$3.65 $3.65

-8.49%

Rice (white) (1kg)

$3.42 $3.42

$4.73 $4.73

-27.70%

Eggs

$4.32 $4.32

$4.12 $4.12

4.85%

Local Cheese (1kg)

$11.80 $11.80

$13.27 $13.27

-11.08%

Chicken Fillets (1kg)

$10.68 $10.68

$13.71 $13.71

-22.10%

Beef Round Steak (1kg)

$14.50 $14.50

$16.70 $16.70

-13.17%

Apples (1kg)

$4.79 $4.79

$5.85 $5.85

-18.12%

Banana (1kg)

$1.50 $1.50

$1.67 $1.67

-10.18%

Oranges (1kg)

$4.51 $4.51

$4.62 $4.62

-2.38%

Tomato (1kg)

$4.04 $4.04

$3.97 $3.97

1.76%

Potato (1kg)

$2.76 $2.76

$3.45 $3.45

-20.00%

Onion (1kg)

$2.79 $2.79

$2.93 $2.93

-4.78%

Lettuce (1 head)

$2.04 $2.04

$2.02 $2.02

0.99%

Water (1.5 liter bottle)

$2.15 $2.15

$2.53 $2.53

-15.02%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$7.04 $7.04

31.11%

Wine (Bottle)

$14.81 $14.81

$15.26 $15.26

-2.95%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$1.92 $1.92

19.27%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$3.52 $3.52

0.28%

One-way Ticket (Public Transport)

$1.52 $1.52

$4.33 $4.33

-64.90%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$4.29 $4.29

$2.03 $2.03

111.33%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.58 $1.58

15.19%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$31.88 $31.88

11.42%

Gasoline (1 liter)

$0.77 $0.77

$0.82 $0.82

-6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$24.8K $24.8K

3.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.9K $25.9K

1.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$140 $140

23.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$55.1 $55.1

9.54%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$72.5 $72.5

-7.26%

Gym Membership (Monthly)

$62.8 $62.8

$44.47 $44.47

41.31%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.73 $14.73

$16.27 $16.27

-9.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,398 $1,398

$1,211 $1,211

15.51%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$25.4K $25.4K

-14.15%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$41.67 $41.67

32.30%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$31.76 $31.76

43.77%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$96.4 $96.4

-10.04%

Men's Leather Business Shoes

$115 $115

$122 $122

-5.05%

1-bedroom Apartment, City Center (Monthly)

$2,245 $2,245

$1,419 $1,419

58.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,401 $1,401

$1,283 $1,283

9.16%

3-bedroom Apartment, City Center (Monthly)

$3,782 $3,782

$2,264 $2,264

67.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$1,859 $1,859

45.66%

Buy Apartment in City Center (m2)

$7,304 $7,304

$10.5K $10.5K

-30.48%

Buy Apartment Outside City Center (m2)

$3,331 $3,331

Average Monthly Net Salary (After Tax)

$4,910 $4,910

$7,255 $7,255

-32.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 20, 2026

Last update for Cumming, GA: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,245 in Austin, TX and $1,419 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 48% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76 in Austin, TX vs $68 in Cumming, GA. Groceries flip the comparison at $375 vs $421, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cumming, GA the obvious pick if budget is a priority.

On paper, Cumming, GA earns 48% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,245 in Austin, TX versus $1,419 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,398 in Austin, TX versus $1,211 in Cumming, GA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cumming, GA – a meal for two runs $68.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,468 in Cumming, GA versus $2,719 in Austin, TX, a $2,500 budget is realistic in Cumming, GA but tight or insufficient in Austin, TX. The gap between the two cities makes Cumming, GA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cumming, GA gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.