Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Cumbaya

For one person, living is cheaper in Cumbaya: $889 a month against $2,689 in Austin, TX, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
43

Cost of Living Index in Cumbaya
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Cumbaya Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Cumbaya

🇪🇨 Ecuador

$889

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cumbaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cumbaya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $889 in Cumbaya.

Austin, TX $2,689
Cumbaya $889

Estimated couple costs with rent: $4,112 in Austin, TX versus $1,473 in Cumbaya.

Austin, TX $4,112
Cumbaya $1,473

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $2,058 in Cumbaya.

Austin, TX $5,534
Cumbaya $2,058

Living in Austin, TX is roughly 203% more expensive than in Cumbaya, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 99% above, Cumbaya is 34% below.

Meal at Budget Restaurant

$21.34 $21.34

$5.40 $5.40

295.19%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$55.6 $55.6

58.20%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$7.47 $7.47

66.53%

Cappuccino

$5.60 $5.60

$3.44 $3.44

62.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$1.43 $1.43

155.24%

Water (0.33 liter bottle)

$2.39 $2.39

$1.06 $1.06

125.47%

Local Beer (0.5 liter draught)

$7.82 $7.82

$3.56 $3.56

119.66%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$5.97 $5.97

46.57%

Milk (1 liter)

$1.12 $1.12

$1.14 $1.14

-1.75%

White Bread (500g)

$3.62 $3.62

$1.60 $1.60

126.25%

Rice (white) (1kg)

$3.50 $3.50

$1.51 $1.51

131.79%

Eggs

$4.45 $4.45

$2.07 $2.07

114.98%

Local Cheese (1kg)

$13.18 $13.18

$6.28 $6.28

109.87%

Chicken Fillets (1kg)

$13.94 $13.94

$5.49 $5.49

153.92%

Beef Round Steak (1kg)

$16.46 $16.46

$7.69 $7.69

114.04%

Apples (1kg)

$4.73 $4.73

$2.28 $2.28

107.46%

Banana (1kg)

$1.50 $1.50

$1.24 $1.24

20.97%

Oranges (1kg)

$4.64 $4.64

$1.28 $1.28

262.50%

Tomato (1kg)

$4.52 $4.52

$1.14 $1.14

296.49%

Potato (1kg)

$2.55 $2.55

$1.25 $1.25

104.00%

Onion (1kg)

$2.39 $2.39

$1.07 $1.07

123.36%

Lettuce (1 head)

$1.84 $1.84

$0.92 $0.92

100.00%

Water (1.5 liter bottle)

$2.13 $2.13

$1.03 $1.03

106.80%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$5.86 $5.86

71.50%

Wine (Bottle)

$14.88 $14.88

$8.36 $8.36

77.99%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.51 $1.51

86.75%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$3.18 $3.18

3.46%

One-way Ticket (Public Transport)

$1.23 $1.23

$0.34 $0.34

261.76%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$2.68 $2.68

$1.46 $1.46

83.56%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$1.46 $1.46

11.64%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$10.18 $10.18

245.78%

Gasoline (1 liter)

$0.98 $0.98

$0.82 $0.82

19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$22.9K $22.9K

50.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$30.5K $30.5K

-12.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$28.31 $28.31

790.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$18.21 $18.21

228.61%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$28.01 $28.01

148.66%

Gym Membership (Monthly)

$60.4 $60.4

$30.11 $30.11

100.46%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

$16.28 $16.28

11.43%

Cinema Ticket

$13.75 $13.75

$6.62 $6.62

107.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$748 $748

94.89%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$8,844 $8,844

200.47%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$70.6 $70.6

-25.40%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$48.80 $48.80

-6.23%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$114 $114

-25.04%

Men's Leather Business Shoes

$106 $106

$107 $107

-1.54%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$423 $423

418.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$267 $267

374.35%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$813 $813

392.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$500 $500

381.11%

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

10.12

-32.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Cumbaya: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Cumbaya

$267 30.1% 78.9% $1K

Groceries & Markets

Austin, TX

$407 15.2%

Cumbaya

$193 21.7% 52.6% $214

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Cumbaya

$75 8.4% 80.5% $307

Eating Out

Austin, TX

$356 13.2%

Cumbaya

$147 16.5% 58.8% $209

Clothing & Footwear

Austin, TX

$130 4.9%

Cumbaya

$153 17.3% 17.7% $23

Sport & Entertainment

Austin, TX

$88 3.3%

Cumbaya

$43 4.9% 50.6% $45

Getting Around

Austin, TX

$57 2.1%

Cumbaya

$10 * 1.1% 82.4% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $423 in Cumbaya. Housing cost is often the main lever when comparing two cities.

Dining out: $88 in Austin, TX vs $56 in Cumbaya for a mid-range dinner for two. Groceries echo the gap at $407 vs $193 per month, with Cumbaya cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇪🇨 Cumbaya

🕒 Local time

12:20 12:20 PM

13:20 1:20 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Cumbaya 3,960 km ≈ 5 h nonstop flight

From you

Austin, TX
Cumbaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cumbaya: Cost of Living - Frequently Asked Questions

Cumbaya wins on cost – living expenses run 67% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Cumbaya the obvious pick if budget is a priority.

You’d need roughly $4,034 in Austin, TX and $1,333 in Cumbaya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,195 in Austin, TX versus $423 in Cumbaya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,458 in Austin, TX versus $748 in Cumbaya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cumbaya – a meal for two runs $56 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Cumbaya is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.