Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Chernihiv

For one person, living is cheaper in Chernihiv: $628 a month against $2,663 in Austin, TX, rent and utilities included – about $24,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
31

Cost of Living Index in Chernihiv
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Chernihiv Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Chernihiv

🇺🇦 Ukraine

$628

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Chernihiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Chernihiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $628 in Chernihiv.

Austin, TX $2,663
Chernihiv $628

Estimated couple costs with rent: $4,133 in Austin, TX versus $951 in Chernihiv.

Austin, TX $4,133
Chernihiv $951

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,274 in Chernihiv.

Austin, TX $5,603
Chernihiv $1,274

Living in Austin, TX is roughly 324% more expensive than in Chernihiv, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Chernihiv is 53% below.

Meal at Budget Restaurant

$20.77 $20.77

$7.78 ₴349

166.97%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$21.22 ₴953

298.63%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$4.78 ₴215

157.74%

Cappuccino

$5.63 $5.63

$1.09 ₴48.90

416.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.50 ₴22.30

644.00%

Water (0.33 liter bottle)

$2.50 $2.50

$0.31 ₴14.07

706.45%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.75 ₴33.44

973.33%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.35 ₴60.7

567.41%

Milk (1 liter)

$1.12 $1.12

$1.13 ₴50.6

-0.88%

White Bread (500g)

$3.75 $3.75

$0.66 ₴29.47

468.18%

Rice (white) (1kg)

$3.26 $3.26

$1.46 ₴65.7

123.29%

Eggs

$4.17 $4.17

$1.58 ₴70.7

163.92%

Local Cheese (1kg)

$12.90 $12.90

$4.88 ₴219

164.34%

Chicken Fillets (1kg)

$14.16 $14.16

$4.13 ₴185

242.86%

Beef Round Steak (1kg)

$16.22 $16.22

$7.41 ₴333

118.89%

Apples (1kg)

$4.33 $4.33

$0.89 ₴40.04

386.52%

Banana (1kg)

$1.46 $1.46

$1.24 ₴55.8

17.74%

Oranges (1kg)

$4.51 $4.51

$1.30 ₴58.5

246.92%

Tomato (1kg)

$4.34 $4.34

$1.56 ₴70.0

178.21%

Potato (1kg)

$2.58 $2.58

$0.87 ₴39.07

196.55%

Onion (1kg)

$2.35 $2.35

$0.69 ₴30.77

240.58%

Lettuce (1 head)

$1.78 $1.78

$0.90 ₴40.57

97.78%

Water (1.5 liter bottle)

$2.22 $2.22

$0.59 ₴26.66

276.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.61 ₴117

278.54%

Wine (Bottle)

$15.08 $15.08

$4.05 ₴182

272.35%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.84 ₴37.61

247.62%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.26 ₴56.6

174.60%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.40 ₴18.13

272.50%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$14.48 ₴650

188.12%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.24 ₴55.7

120.16%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.17 ₴7.72

876.47%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$5.24 ₴235

573.66%

Gasoline (1 liter)

$0.95 $0.95

$1.41 ₴63.2

-32.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$25.7K ₴1.2M

40.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.7K ₴1.2M

5.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$60.4 ₴2,710

279.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$5.92 ₴266

903.21%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$4.29 ₴192

1529.60%

Gym Membership (Monthly)

$57.2 $57.2

$26.17 ₴1,175

118.72%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$6.63 ₴297

146.30%

Cinema Ticket

$14.28 $14.28

$4.18 ₴188

241.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$226 ₴10.2K

565.58%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$42.11 ₴1,890

25.41%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$27.38 ₴1,229

60.04%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$69.3 ₴3,109

22.39%

Men's Leather Business Shoes

$103 $103

$79.2 ₴3,555

30.06%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$224 ₴10.0K

752.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$166 ₴7,438

668.95%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$301 ₴13.5K

1118.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$224 ₴10.0K

1034.27%

Buy Apartment in City Center (m2)

$7,614 $7,614

$889 ₴39.9K

756.25%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$637 ₴28.6K

395.84%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$417 ₴18.7K

1127.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

15.25

-55.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Chernihiv: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Chernihiv

$166 26.4% 87% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Chernihiv

$142 22.6% 64.9% $263

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Chernihiv

$71 11.2% 80.3% $288

Eating Out

Austin, TX

$354 13.3%

Chernihiv

$99 15.8% 71.9% $255

Clothing & Footwear

Austin, TX

$128 4.8%

Chernihiv

$98 15.6% 23.4% $30

Sport & Entertainment

Austin, TX

$86 3.2%

Chernihiv

$35 5.5% 59.7% $51

Getting Around

Austin, TX

$59 2.2%

Chernihiv

$18 2.9% 69% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $224 in Chernihiv. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $21.00 in Chernihiv for a mid-range dinner for two. Groceries echo the gap at $405 vs $142 per month, with Chernihiv cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇦 Chernihiv

🕒 Local time

11:26 11:26 AM

19:26 7:26 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

293,969

💱 Currency

United States Dollar USD $

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1 USD = 0.889 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, EUR to USD – United States Dollar Converter

🇺🇦 Ukrainian Hryvnia (₴)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

UAH to USD in detail →

On the map

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Between locations

Austin, TX Chernihiv 9,650 km ≈ 13 h nonstop flight

From you

Austin, TX
Chernihiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Chernihiv: Cost of Living - Frequently Asked Questions

Chernihiv wins on cost – living expenses run 324% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Chernihiv the obvious pick if budget is a priority.

Average pay runs 1128% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $224 in Chernihiv. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $628 in Chernihiv – a 324% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chernihiv runs roughly 188% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $628 in Chernihiv versus $2,663 in Austin, TX, a $2,000 budget is realistic in Chernihiv but tight or insufficient in Austin, TX. The gap between the two cities makes Chernihiv the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Chernihiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernihiv gentler on the wallet – expenses run 324% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.