Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cetinje

For one person, living is cheaper in Cetinje: $1,044 a month against $2,663 in Austin, TX, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
51

Cost of Living Index in Cetinje
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Cetinje Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cetinje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cetinje actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,044 in Cetinje.

Austin, TX $2,663
Cetinje $1,044

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,599 in Cetinje.

Austin, TX $4,133
Cetinje $1,599

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,153 in Cetinje.

Austin, TX $5,603
Cetinje $2,153

Living in Austin, TX is roughly 155% more expensive than in Cetinje, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Cetinje is 23% below.

Meal at Budget Restaurant

$20.77 $20.77

$11.11 €9.88

86.95%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$36.32 €32.31

132.90%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.79 €7.82

40.16%

Cappuccino

$5.63 $5.63

$2.55 €2.26

120.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.23 €1.98

66.82%

Water (0.33 liter bottle)

$2.50 $2.50

$1.46 €1.30

71.23%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.86 €2.54

181.47%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.31 €2.95

172.21%

Milk (1 liter)

$1.12 $1.12

$1.26 €1.12

-11.11%

White Bread (500g)

$3.75 $3.75

$1.01 €0.90

271.29%

Rice (white) (1kg)

$3.26 $3.26

$2.26 €2.01

44.25%

Eggs

$4.17 $4.17

$3.07 €2.73

35.83%

Local Cheese (1kg)

$12.90 $12.90

$8.86 €7.88

45.60%

Chicken Fillets (1kg)

$14.16 $14.16

$7.22 €6.42

96.12%

Beef Round Steak (1kg)

$16.22 $16.22

$12.24 €10.89

32.52%

Apples (1kg)

$4.33 $4.33

$1.34 €1.19

223.13%

Banana (1kg)

$1.46 $1.46

$1.75 €1.56

-16.57%

Oranges (1kg)

$4.51 $4.51

$1.54 €1.37

192.86%

Tomato (1kg)

$4.34 $4.34

$2.86 €2.55

51.75%

Potato (1kg)

$2.58 $2.58

$0.88 €0.78

193.18%

Onion (1kg)

$2.35 $2.35

$1.09 €0.97

115.60%

Lettuce (1 head)

$1.78 $1.78

$1.64 €1.45

8.54%

Water (1.5 liter bottle)

$2.22 $2.22

$0.88 €0.78

152.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.81 €3.39

159.32%

Wine (Bottle)

$15.08 $15.08

$5.54 €4.93

172.20%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.10 €0.98

165.45%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.66 €1.48

108.43%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.17 €1.93

25.81%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.10 €0.97

50.91%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$16.46 €14.64

114.46%

Gasoline (1 liter)

$0.95 $0.95

$1.70 €1.51

-44.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.2K €25.9K

23.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.1K €18.8K

28.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$136 €121

68.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$13.01 €11.57

356.50%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$33.07 €29.41

111.40%

Gym Membership (Monthly)

$57.2 $57.2

$39.33 €34.99

45.54%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$3.84 €3.41

271.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$392 €349

284.26%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,046 €6,268

204.50%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$83.0 €73.8

-36.34%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$33.11 €29.45

32.35%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$73.3 €65.2

15.60%

Men's Leather Business Shoes

$103 $103

$95.1 €84.6

8.33%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$425 €378

348.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$275 €245

363.20%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$570 €507

542.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$497 €442

411.13%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,696 €1,508

349.02%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,012 €900

212.07%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

35.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Cetinje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Cetinje

$275 26.4% 78.4% $999

Groceries & Markets

Austin, TX

$405 15.2%

Cetinje

$223 21.4% 44.9% $182

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Cetinje

$182 17.4% 49.2% $176

Eating Out

Austin, TX

$354 13.3%

Cetinje

$181 17.4% 48.7% $172

Clothing & Footwear

Austin, TX

$128 4.8%

Cetinje

$128 12.3% 0% $0

Sport & Entertainment

Austin, TX

$86 3.2%

Cetinje

$47 4.5% 45.2% $39

Getting Around

Austin, TX

$59 2.2%

Cetinje

$7.7 * 0.7% 87% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $425 in Cetinje. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $36.00 in Cetinje for a mid-range dinner for two. Groceries echo the gap at $405 vs $223 per month, with Cetinje cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇲🇪 Cetinje

🕒 Local time

04:55 4:55 AM

11:55 11:55 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,918

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Cetinje 9,670 km ≈ 13 h nonstop flight

From you

Austin, TX
Cetinje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cetinje: Cost of Living - Frequently Asked Questions

Cetinje wins on cost – living expenses run 155% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cetinje the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,566 in Cetinje to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $425 in Cetinje. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $392 in Cetinje. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cetinje – a meal for two runs $36.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,044 in Cetinje versus $2,663 in Austin, TX, a $1,000 budget is realistic in Cetinje but tight or insufficient in Austin, TX. The gap between the two cities makes Cetinje the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Cetinje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cetinje gentler on the wallet – expenses run 155% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.