Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cemagi, Bali

For one person, living is cheaper in Cemagi, Bali: $1,136 a month against $2,704 in Austin, TX, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
56

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Cemagi, Bali

🇮🇩 Indonesia

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cemagi, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cemagi, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,136 in Cemagi, Bali.

Austin, TX $2,704
Cemagi, Bali $1,136

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,946 in Cemagi, Bali.

Austin, TX $4,133
Cemagi, Bali $1,946

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $2,756 in Cemagi, Bali.

Austin, TX $5,562
Cemagi, Bali $2,756

Living in Austin, TX is roughly 138% more expensive than in Cemagi, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 102% above, Cemagi, Bali is 15% below.

Meal at Budget Restaurant

$20.22 $20.22

$2.72 Rp 48.5K

643.38%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$29.86 Rp 533.8K

184.76%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$4.63 Rp 82.8K

166.74%

Cappuccino

$5.47 $5.47

$2.22 Rp 39.7K

146.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.37 Rp 24.5K

178.83%

Water (0.33 liter bottle)

$2.50 $2.50

$0.66 Rp 11.7K

278.79%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.27 Rp 40.6K

255.07%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.76 Rp 67.3K

139.10%

Milk (1 liter)

$1.13 $1.13

$1.50 Rp 26.8K

-24.67%

White Bread (500g)

$3.78 $3.78

$2.12 Rp 37.9K

78.30%

Rice (white) (1kg)

$3.25 $3.25

$1.11 Rp 19.8K

192.79%

Eggs

$4.14 $4.14

$2.05 Rp 36.6K

101.95%

Local Cheese (1kg)

$13.08 $13.08

$16.80 Rp 300.3K

-22.14%

Chicken Fillets (1kg)

$14.31 $14.31

$3.69 Rp 66.0K

287.80%

Beef Round Steak (1kg)

$15.96 $15.96

$11.44 Rp 204.4K

39.51%

Apples (1kg)

$4.38 $4.38

$3.38 Rp 60.4K

29.59%

Banana (1kg)

$1.45 $1.45

$1.52 Rp 27.2K

-4.61%

Oranges (1kg)

$4.54 $4.54

$2.25 Rp 40.2K

101.78%

Tomato (1kg)

$4.19 $4.19

$1.83 Rp 32.6K

128.96%

Potato (1kg)

$2.63 $2.63

$1.73 Rp 30.9K

52.02%

Onion (1kg)

$2.36 $2.36

$2.31 Rp 41.4K

2.16%

Lettuce (1 head)

$1.76 $1.76

$0.95 Rp 17.0K

85.26%

Water (1.5 liter bottle)

$2.16 $2.16

$0.47 Rp 8,485

359.57%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.15 Rp 38.5K

356.28%

Wine (Bottle)

$14.72 $14.72

$21.48 Rp 384.0K

-31.47%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.17 Rp 38.7K

28.11%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.89 Rp 51.7K

20.42%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.29 Rp 5,240

413.79%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$8.93 Rp 159.6K

353.64%

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.52 Rp 9,358

413.46%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.47 Rp 8,362

236.17%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$2.56 Rp 45.8K

1278.52%

Gasoline (1 liter)

$0.99 $0.99

$0.92 Rp 16.4K

7.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$26.6K Rp 475.0M

34.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$33.8K Rp 603.3M

-19.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$81.2 Rp 1.5M

169.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$6.30 Rp 112.7K

820.48%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$18.85 Rp 337.0K

262.65%

Gym Membership (Monthly)

$57.9 $57.9

$50.1 Rp 896.1K

15.50%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$16.46 Rp 294.2K

-9.96%

Cinema Ticket

$14.13 $14.13

$4.01 Rp 71.7K

252.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$472 Rp 8.4M

220.00%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,550 Rp 99.2M

286.64%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$44.23 Rp 790.6K

16.80%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$33.13 Rp 592.2K

32.96%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$76.7 Rp 1.4M

10.88%

Men's Leather Business Shoes

$105 $105

$76.3 Rp 1.4M

38.00%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$839 Rp 15.0M

130.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$502 Rp 9.0M

153.55%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$2,655 Rp 47.5M

38.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,287 Rp 23.0M

96.13%

Buy Apartment in City Center (m2)

$7,617 $7,617

$2,018 Rp 36.1M

277.49%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,714 Rp 30.6M

86.62%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Cemagi, Bali: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Cemagi, Bali

$502 43.7% 60.6% $771

Groceries & Markets

Austin, TX

$403 15.3%

Cemagi, Bali

$275 24% 31.7% $128

Eating Out

Austin, TX

$348 13.2%

Cemagi, Bali

$89 7.8% 74.4% $259

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Cemagi, Bali

$106 9.3% 69.2% $239

Clothing & Footwear

Austin, TX

$129 4.9%

Cemagi, Bali

$104 9% 19.5% $25

Sport & Entertainment

Austin, TX

$86 3.3%

Cemagi, Bali

$58 5.1% 32.5% $28

Getting Around

Austin, TX

$57 2.2%

Cemagi, Bali

$13 1.1% 77.3% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $839 in Cemagi, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $30.00 in Cemagi, Bali for a mid-range dinner for two. Groceries echo the gap at $403 vs $275 per month, with Cemagi, Bali cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇩 Cemagi, Bali

🕒 Local time

06:22 6:22 AM

19:22 7:22 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

4,824

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

IDR to USD in detail →

On the map

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Between locations

Austin, TX Cemagi, Bali 15,840 km ≈ 20 h nonstop flight

From you

Austin, TX
Cemagi, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Cemagi, Bali wins on cost – living expenses run 138% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cemagi, Bali the obvious pick if budget is a priority.

You'd need roughly $4,055 in Austin, TX and $1,704 in Cemagi, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,932 in Austin, TX versus $839 in Cemagi, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,136 in Cemagi, Bali – a 138% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cemagi, Bali runs roughly 354% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,136 in Cemagi, Bali versus $2,704 in Austin, TX, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Austin, TX. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Cemagi, Bali delivers better value – similar infrastructure at $1,136 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cemagi, Bali hard to pass up.

Safety-wise, Austin, TX and Cemagi, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 138% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.