Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cayey

For one person, living is cheaper in Cayey: $2,166 a month against $2,663 in Austin, TX, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
105

Cost of Living Index in Cayey
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Cayey Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Cayey

🇵🇷 Puerto Rico

$2,166

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cayey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cayey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,166 in Cayey.

Austin, TX $2,663
Cayey $2,166

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,465 in Cayey.

Austin, TX $4,133
Cayey $3,465

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,764 in Cayey.

Austin, TX $5,603
Cayey $4,764

Living in Austin, TX is roughly 23% more expensive than in Cayey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Cayey 60% above.

Meal at Budget Restaurant

$20.77 $20.77

$18.96 $18.96

9.55%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$83.0 $83.0

1.92%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.37 $9.37

31.48%

Cappuccino

$5.63 $5.63

$3.66 $3.66

53.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.86 $1.86

100.00%

Water (0.33 liter bottle)

$2.50 $2.50

$1.46 $1.46

71.23%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.01 $3.01

167.44%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.91 $4.91

83.50%

Milk (1 liter)

$1.12 $1.12

$2.20 $2.20

-49.09%

White Bread (500g)

$3.75 $3.75

$3.60 $3.60

4.17%

Rice (white) (1kg)

$3.26 $3.26

$2.45 $2.45

33.06%

Eggs

$4.17 $4.17

$7.56 $7.56

-44.84%

Local Cheese (1kg)

$12.90 $12.90

$12.75 $12.75

1.18%

Chicken Fillets (1kg)

$14.16 $14.16

$9.50 $9.50

49.05%

Beef Round Steak (1kg)

$16.22 $16.22

$13.37 $13.37

21.32%

Apples (1kg)

$4.33 $4.33

$5.20 $5.20

-16.73%

Banana (1kg)

$1.46 $1.46

$2.56 $2.56

-42.97%

Oranges (1kg)

$4.51 $4.51

$4.94 $4.94

-8.70%

Tomato (1kg)

$4.34 $4.34

$4.85 $4.85

-10.52%

Potato (1kg)

$2.58 $2.58

$3.68 $3.68

-29.89%

Onion (1kg)

$2.35 $2.35

$4.05 $4.05

-41.98%

Lettuce (1 head)

$1.78 $1.78

$3.50 $3.50

-49.14%

Water (1.5 liter bottle)

$2.22 $2.22

$1.65 $1.65

34.55%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$12.05 $12.05

-18.01%

Wine (Bottle)

$15.08 $15.08

$15.37 $15.37

-1.89%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.12 $3.12

-6.41%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.97 $3.97

-12.85%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.55 $2.55

7.06%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.52 $1.52

9.21%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$42.36 $42.36

-16.67%

Gasoline (1 liter)

$0.95 $0.95

$1.02 $1.02

-6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$40.6K $40.6K

-11.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$28.2K $28.2K

-4.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$326 $326

-29.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$68.5 $68.5

-13.27%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$70.2 $70.2

-0.47%

Gym Membership (Monthly)

$57.2 $57.2

$40.45 $40.45

41.51%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$9.81 $9.81

45.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$822 $822

83.20%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.3K $12.3K

74.75%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$55.2 $55.2

-4.33%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$60.4 $60.4

-27.50%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$108 $108

-21.79%

Men's Leather Business Shoes

$103 $103

$113 $113

-8.44%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,190 $1,190

60.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$802 $802

58.91%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,429 $2,429

50.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,836 $1,836

38.26%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,661 $3,661

39.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.55

3.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Cayey: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Cayey

$802 37% 37.1% $472

Groceries & Markets

Austin, TX

$405 15.2%

Cayey

$416 19.2% 2.9% $12

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Cayey

$464 21.4% 29.6% $106

Eating Out

Austin, TX

$354 13.3%

Cayey

$262 12.1% 26% $92

Clothing & Footwear

Austin, TX

$128 4.8%

Cayey

$151 7% 18.3% $23

Sport & Entertainment

Austin, TX

$86 3.2%

Cayey

$60 2.8% 30% $26

Getting Around

Austin, TX

$59 2.2%

Cayey

$10 * 0.5% 82.7% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,190 in Cayey. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $83.0 in Cayey. Groceries flip the comparison at $405 vs $416, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇵🇷 Cayey

🕒 Local time

14:25 2:25 PM

15:25 3:25 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,999

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.889 EUR

Exchange rates and currency converter

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Between locations

Austin, TX Cayey 3,460 km ≈ 4 h 45 min nonstop flight

From you

Austin, TX
Cayey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cayey: Cost of Living - Frequently Asked Questions

Cayey wins on cost – living expenses run 23% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cayey the obvious pick if budget is a priority.

Average pay runs 40% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,190 in Cayey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $822 in Cayey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cayey – a meal for two runs $83.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,166 in Cayey versus $2,663 in Austin, TX, a $3,000 budget is realistic in Cayey but tight or insufficient in Austin, TX. The gap between the two cities makes Cayey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cayey gentler on the wallet – expenses run 23% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.