Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Bialystok

For one person, living is cheaper in Bialystok: $1,450 a month against $2,663 in Austin, TX, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
71

Cost of Living Index in Bialystok
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Bialystok Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Bialystok

🇵🇱 Poland

$1,450

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Bialystok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Bialystok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,450 in Bialystok.

Austin, TX $2,663
Bialystok $1,450

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,061 in Bialystok.

Austin, TX $4,133
Bialystok $2,061

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,672 in Bialystok.

Austin, TX $5,603
Bialystok $2,672

Living in Austin, TX is roughly 84% more expensive than in Bialystok, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Bialystok 7% above.

Meal at Budget Restaurant

$20.77 $20.77

$9.82 zł 38.15

111.51%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$45.59 zł 177

85.55%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.01 zł 35.02

36.74%

Cappuccino

$5.63 $5.63

$3.60 zł 13.99

56.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.80 zł 6.99

106.67%

Water (0.33 liter bottle)

$2.50 $2.50

$1.57 zł 6.11

59.24%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.47 zł 13.48

131.99%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.03 zł 11.77

197.36%

Milk (1 liter)

$1.12 $1.12

$1.06 zł 4.11

5.66%

White Bread (500g)

$3.75 $3.75

$1.01 zł 3.93

271.29%

Rice (white) (1kg)

$3.26 $3.26

$2.22 zł 8.63

46.85%

Eggs

$4.17 $4.17

$3.82 zł 14.84

9.16%

Local Cheese (1kg)

$12.90 $12.90

$9.25 zł 35.94

39.46%

Chicken Fillets (1kg)

$14.16 $14.16

$5.78 zł 22.47

144.98%

Beef Round Steak (1kg)

$16.22 $16.22

$11.23 zł 43.63

44.43%

Apples (1kg)

$4.33 $4.33

$1.20 zł 4.68

260.83%

Banana (1kg)

$1.46 $1.46

$1.83 zł 7.09

-20.22%

Oranges (1kg)

$4.51 $4.51

$1.57 zł 6.08

187.26%

Tomato (1kg)

$4.34 $4.34

$2.00 zł 7.78

117.00%

Potato (1kg)

$2.58 $2.58

$1.04 zł 4.05

148.08%

Onion (1kg)

$2.35 $2.35

$1.17 zł 4.54

100.85%

Lettuce (1 head)

$1.78 $1.78

$1.12 zł 4.35

58.93%

Water (1.5 liter bottle)

$2.22 $2.22

$0.62 zł 2.40

258.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.07 zł 19.70

94.87%

Wine (Bottle)

$15.08 $15.08

$6.29 zł 24.45

139.75%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.15 zł 4.47

153.91%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.46 zł 5.66

136.99%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.10 zł 4.26

35.45%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$32.94 zł 128

26.65%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.01 zł 7.81

35.82%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.65 zł 2.52

155.38%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$12.95 zł 50.3

172.59%

Gasoline (1 liter)

$0.95 $0.95

$1.55 zł 6.01

-38.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.2K zł 117.4K

19.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$27.0K zł 105.0K

0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$298 zł 1,157

-23.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.38 zł 32.54

608.71%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$17.99 zł 69.9

288.60%

Gym Membership (Monthly)

$57.2 $57.2

$41.37 zł 161

38.36%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$27.66 zł 107

-40.96%

Cinema Ticket

$14.28 $14.28

$6.71 zł 26.08

112.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$359 zł 1,394

319.58%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$4,280 zł 16.6K

401.35%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$98.7 zł 383

-46.48%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$36.27 zł 141

20.82%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$86.0 zł 334

-1.40%

Men's Leather Business Shoes

$103 $103

$89.9 zł 349

14.63%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$541 zł 2,101

252.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$496 zł 1,925

157.12%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$820 zł 3,187

346.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$720 zł 2,799

252.36%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,620 zł 10.2K

190.65%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,272 zł 8,826

38.98%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,462 zł 5,680

250.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.07

-3.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Bialystok: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Bialystok

$496 34.2% 61.1% $779

Groceries & Markets

Austin, TX

$405 15.2%

Bialystok

$207 14.3% 48.8% $198

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Bialystok

$324 22.4% 9.5% $34

Eating Out

Austin, TX

$354 13.3%

Bialystok

$186 12.8% 47.5% $168

Clothing & Footwear

Austin, TX

$128 4.8%

Bialystok

$140 9.7% 9.3% $12

Sport & Entertainment

Austin, TX

$86 3.2%

Bialystok

$55 3.8% 36.1% $31

Getting Around

Austin, TX

$59 2.2%

Bialystok

$43 2.9% 27.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $541 in Bialystok. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 250% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $46.00 in Bialystok for a mid-range dinner for two. Groceries echo the gap at $405 vs $207 per month, with Bialystok cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Bialystok

🕒 Local time

15:14 3:14 PM

22:14 10:14 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

297,554

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Between locations

Austin, TX Bialystok 9,130 km ≈ 12 h nonstop flight

From you

Austin, TX
Bialystok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bialystok: Cost of Living - Frequently Asked Questions

Bialystok wins on cost – living expenses run 84% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Bialystok the obvious pick if budget is a priority.

Average pay runs 250% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $541 in Bialystok. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,450 in Bialystok – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Bialystok runs roughly 27% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,450 in Bialystok versus $2,663 in Austin, TX, a $1,000 budget is realistic in Bialystok but tight or insufficient in Austin, TX. The gap between the two cities makes Bialystok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Bialystok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bialystok gentler on the wallet – expenses run 84% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.